Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$1,100,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 3,100 Sq. Ft.
See This Home
Save This Home
See This Home
Save This Home
New Construction | 4 Bedrooms | Dual Primary Suites | No HOA | Near Choctawhatchee Bay. Rare opportunity to own a custom-built, new construction home with no HOA just steps from the scenic Choctawhatchee Bay. Situated on a spacious 41-acre homesite, this thoughtfully designed property offers the ideal blend of luxury, flexibility, and coastal lifestyle. This 4-bedroom, 3.5+ bathroom home features two primary suites-one conveniently located on the main level and a second upstairs ensuite making it perfect for multi-generational living, guests, or maximizing rental potential. The open-concept living area is filled with natural light and flows seamlessly into a beautifully appointed chef's kitchen, complete with quartz countertops, white shaker cabinetry, subway tile backsplash, custom range hood, and an oversized island--ideal for entertaining. The first-floor primary suite offers a private retreat with a spa-like bath, including a freestanding tub, separate tiled shower, dual vanities, and a large walk-in closet. Upstairs, you'll find three additional bedrooms, including the second ensuite primary, plus an expansive 24x18 flex room--perfect for a media room, game room, home office, or additional living space. Enjoy peaceful mornings and sunset evenings from the upstairs balcony, where you can take in views of the bay and watch dolphins and local wildlife. Additional highlights include a large walk-in pantry, well-designed laundry room with room for utility sink, luxury vinyl plank flooring, and high-end finishes throughout. With no HOA restrictions, ample space, and close proximity to boating, beaches, dining, and shopping, this home offers unmatched freedom and lifestyle in one of Santa Rosa Beach's most desirable areas. Yes, there is room for a pool and your own personal backyard oasis. Schedule your private showing today and experience elevated coastal living without compromise.

Full Property Details for 443 Shelter Cove Dr

General

  • Price: $1,100,000
  • Taxes: $5,271 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 998443
  • Updated: 5/7/2026
  • Added to Site: 72 day(s) ago

Rental Information

  • Complex Features: Short Term Rental - Allowed

Interior

  • Number of Rooms: 7
  • Interior Features: Breakfast Bar, Kitchen Island, Lighting Recessed, Newly Painted, Pantry, Split Bedroom, Washer/Dryer Hookup
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Warranty Provided, Water Heater - Elect
  • Furnishings: Furnished - None
  • Flooring: Floor Tile, Floor Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Exterior

  • Exterior Features: Balcony, Lawn Pump, Sprinkler System
  • Porch/Patio/Deck: Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Parking Features: Garage

Location

  • Area: 16 - North Santa Rosa Beach
  • County: Walton
  • Subdivision: SHELTER COVE ESTATES 2ND ADDN
  • Driving Directions: Hwy 98 to Goldsby. Turn onto Goldsby and continue through two stop signs then take 2nd left onto Shelter Cove. Follow around house is on left across from the bay.

School Information

  • Elementary School: Van R Butler
  • Middle School: Emerald Coast
  • High School: South Walton

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating/Cooling: Ceiling Fans, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Gas - Natural, Public Water, TV Cable

Structural Information

  • Architectural Style: Contemporary
  • Construction: Frame, Stucco
  • Exterior Const.: Frame, Stucco
  • Stories/Levels: 2
  • Square Feet: 3,100
  • Sq. Ft. Source: Building Plan
  • Year Built: 2023

Lot Features

  • Property View: Bay
  • Lot Size (Acres): 0.41
  • Lot Size (Sq. Ft.): 17,859.6
  • Lot Dimensions: 89 x 209 x 126 x 85
  • Frontage: County Road
  • Street/Road Desc.: Paved
  • Lot Features: Cleared, Survey Available, Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Water Features

  • Water View: Yes

Financial Considerations

  • Tax Amount: $5,271
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: LOT 36 SHELTER COVE ESTATES UNRECD 2ND INCR AS DESC IN LONG DESC AS RECD IN OR 377-246 OR 2611-3565 OR 2788-1911
  • APN: 24-2S-21-42311-000-0360
  • Property ID: 24-2S-21-42311-000-0360
Buyer's Brokerage Compensation: Contact Listing Agent
Not binding unless confirmed by separate agreement among applicable parties.

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Meet the listing agent

Meet the listing agent
— 443 Shelter Cove Dr —

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 443 Shelter Cove Dr

School District:Walton County School District
NameGradesDistance
Van R. Butler Elementary School
6694 West County Highway 30A, Santa Rosa Beach, FL 32459
K-53.4 mi
Emerald Coast Middle School
4019 US Highway 98 East, Santa Rosa Beach, FL 32459
6-811.4 mi
South Walton High School
645 Greenway Trail, Santa Rosa Beach, FL 32459
9-127.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 443 Shelter Cove Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/07/2026
Price Reduced
$1,100,000
-2.22%
MLS
4/16/2026
Price Reduced
$1,125,000
-0.88%
MLS
3/20/2026
Listed
$1,135,000
607.17%
MLS
3/19/2008
Sold
$160,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 443 Shelter Cove Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,827
—
$607,671
-9%
2024
$5,827
757%
$668,736
636%
2023
$680
40%
$90,844
81%
2021
$485
-9%
$50,131
-17%
2022
$533
10%
$60,181
31%
2021
$485
11%
$45,864
4%
2019
$438
-8%
$44,100
-8%
2018
$476
4%
$47,727
3%
2017
$459
3%
$46,337
4%
2016
$446
5%
$44,555
7%
2015
$423
8%
$41,640
10%
2014
$390
-1%
$37,855
—
2013
$393
—
$37,855
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 443 Shelter Cove Dr

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Similar Properties near 443 Shelter Cove Dr

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

1966 Baytowne Loop, Miramar Beach, FL 32550 - Photo 1 Just Listed
$1,100,000

1966 Baytowne Loop  Miramar Beach, FL 32550

  • Single Family
  • Active
  • Updated 23 hours ago
  • 4
    Beds
  • 4
    Total Baths
  • 1,801
    Sq. Ft.
324 Cypress Dr, Santa Rosa Beach, FL 32459 - Photo 1
$1,099,000

324 Cypress Dr  Santa Rosa Beach, FL 32459

  • Single Family
  • Active
  • 4
    Beds
  • 4
    Total Baths
  • 1,864
    Sq. Ft.
1961 Baytowne Loop, Miramar Beach, FL 32550 - Photo 1
$1,150,000

1961 Baytowne Loop  Miramar Beach, FL 32550

  • Single Family
  • Active
  • 4
    Beds
  • 4
    Total Baths
  • 2,125
    Sq. Ft.
33 Dune Breeze Ln, Santa Rosa Beach, FL 32459 - Photo 1
$1,050,000

33 Dune Breeze Ln  ## H-2  Santa Rosa Beach, FL 32459

  • Single Family
  • Active
  • Updated 12 days ago
  • 4
    Beds
  • 4
    Total Baths
  • 2,500
    Sq. Ft.

Just Listed near 443 Shelter Cove Dr

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

573 Ricker Ave, Point Washington, FL 32459 - Photo 1 Just Listed
$675,000

573 Ricker Ave  Point Washington, FL 32459

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 2
    Total Baths
  • 1,611
    Sq. Ft.
1160 Scenic Gulf Dr, Miramar Beach, FL 32550 - Photo 1 Just Listed
$759,000

1160 Scenic Gulf Dr  #A902  Miramar Beach, FL 32550

  • Condo
  • Active
  • Updated 2 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,139
    Sq. Ft.
Listed by Liz Nicolucci (334) 399-5052
134 Sandtrap Rd, Miramar Beach, FL 32550 - Photo 1 Just Listed
$3,795,000

134 Sandtrap Rd  Miramar Beach, FL 32550

  • Single Family
  • Active
  • Updated 4 days ago
  • 7
    Beds
  • 7
    Total Baths
  • 4,902
    Sq. Ft.
96 Rue Caribe, Miramar Beach, FL 32550 - Photo 1 Just Listed
$1,100,000

96 Rue Caribe  Miramar Beach, FL 32550

  • Single Family
  • Active
  • Updated 23 hours ago
  • 3
    Beds
  • 3
    Total Baths
  • 1,618
    Sq. Ft.

Price Reduced near 443 Shelter Cove Dr

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

63 Holley Grv Ln, Point Washington, FL 32459 - Photo 1 Price Reduced
-$9,756 (-2.17%)
$439,025

63 Holley Grv Ln  Point Washington, FL 32459

  • Single Family
  • Active
  • Updated 5 days ago
  • 3
    Beds
  • 3
    Total Baths
  • 1,744
    Sq. Ft.
254 Eden Dr, Point Washington, FL 32459 - Photo 1 Price Reduced
-$10 (0%)
$2,623,890

254 Eden Dr  Point Washington, FL 32459

  • Single Family
  • Active
  • Updated 2 days ago
  • 5
    Beds
  • 6
    Total Baths
  • 5,299
    Sq. Ft.
44 E Bradley St, Miramar Beach, FL 32550 - Photo 1 Price Reduced
-$10,000 (-3.51%)
$275,000

44 E Bradley St  ##6  Miramar Beach, FL 32550

  • Mobile Home
  • Active
  • Updated 1 hour ago
  • 1
    Bed
  • 1
    Total Bath
  • 572
    Sq. Ft.
Listed by Lisa Thompson (850) 902-8880
20 St Francis Dr, Miramar Beach, FL 32550 - Photo 1 Price Reduced
-$100,000 (-4%)
$2,399,000

20 St Francis Dr  Miramar Beach, FL 32550

  • Single Family
  • Active
  • Updated 5 days ago
  • 5
    Beds
  • 5
    Total Baths
  • 3,489
    Sq. Ft.
Co-Listed by Kendra Sheikho (315) 405-6744

Recent Sales near 443 Shelter Cove Dr

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

321 Botany Blvd, Santa Rosa Beach, FL 32459 - Photo 1 Sold
$1,150,000

321 Botany Blvd  Santa Rosa Beach, FL 32459

  • Single Family
  • Closed
  • 4
    Beds
  • 3
    Total Baths
  • 3,365
    Sq. Ft.
2059 Mack Bayou Rd, Santa Rosa Beach, FL 32459 - Photo 1 Sold
$1,148,390

2059 Mack Bayou Rd  Santa Rosa Beach, FL 32459

  • Single Family
  • Closed
  • 7
    Beds
  • 6
    Total Baths
  • 4,158
    Sq. Ft.
1885 W Hewett Rd, Santa Rosa Beach, FL 32459 - Photo 1 Sold
$975,000

1885 W Hewett Rd  Santa Rosa Beach, FL 32459

  • Single Family
  • Closed
  • 4
    Beds
  • 3
    Total Baths
  • 2,369
    Sq. Ft.
2071 Crystal Lake Dr, Miramar Beach, FL 32550 - Photo 1 Sold
$1,045,000

2071 Crystal Lake Dr  Miramar Beach, FL 32550

  • Single Family
  • Closed
  • 3
    Beds
  • 3
    Total Baths
  • 2,046
    Sq. Ft.

443 Shelter Cove Drive, Santa Rosa Beach, FL 32459 (MLS# 998443) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 443 Shelter Cove Drive is currently listed for $1,100,000 and was received on March 20, 2026. This property is listed by Bonnie Hall from our Destin / 30A Office.Want to learn more about 443 Shelter Cove Drive? Do you have questions about finding other Single Family real estate for sale in Santa Rosa Beach? You can browse all Santa Rosa Beach real estate or contact a Coldwell Banker agent to request more information.

Tour this property