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$1,135,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 3,100 Sq. Ft.
  • Updated 21 hours ago

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New Construction | 4 Bedrooms | Dual Primary Suites | No HOA | Near Choctawhatchee Bay. Rare opportunity to own a custom-built, new construction home with no HOA just steps from the scenic Choctawhatchee Bay. Situated on a spacious 41-acre homesite, this thoughtfully designed property offers the ideal blend of luxury, flexibility, and coastal lifestyle. This 4-bedroom, 3.5+ bathroom home features two primary suites-one conveniently located on the main level and a second upstairs ensuite making it perfect for multi-generational living, guests, or maximizing rental potential. The open-concept living area is filled with natural light and flows seamlessly into a beautifully appointed chef's kitchen, complete with quartz countertops, white shaker cabinetry, subway tile backsplash, custom range hood, and an oversized island--ideal for entertaining. The first-floor primary suite offers a private retreat with a spa-like bath, including a freestanding tub, separate tiled shower, dual vanities, and a large walk-in closet. Upstairs, you'll find three additional bedrooms, including the second ensuite primary, plus an expansive 24x18 flex room--perfect for a media room, game room, home office, or additional living space. Enjoy peaceful mornings and sunset evenings from the upstairs balcony, where you can take in views of the bay and watch dolphins and local wildlife. Additional highlights include a large walk-in pantry, well-designed laundry room with room for utility sink, luxury vinyl plank flooring, and high-end finishes throughout. With no HOA restrictions, ample space, and close proximity to boating, beaches, dining, and shopping, this home offers unmatched freedom and lifestyle in one of Santa Rosa Beach's most desirable areas. Yes, there is room for a pool and your own personal backyard oasis. Schedule your private showing today and experience elevated coastal living without compromise.

Full Property Details for 443 Shelter Cove Dr

General

  • Price: $1,135,000
  • Taxes: $5,271 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 998443
  • Updated: 4/13/2026
  • Added to Site: 25 day(s) ago

Interior

  • Number of Rooms: 7
  • Interior Features: Breakfast Bar, Kitchen Island, Lighting Recessed, Newly Painted, Pantry, Split Bedroom, Washer/Dryer Hookup
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Warranty Provided, Water Heater - Elect
  • Furnishings: Furnished - None
  • Flooring: Floor Tile, Floor Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Exterior

  • Exterior Features: Balcony, Lawn Pump, Sprinkler System
  • Porch/Patio/Deck: Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Parking Features: Garage

Location

  • Area: 16 - North Santa Rosa Beach
  • County: Walton
  • Subdivision: SHELTER COVE ESTATES 2ND ADDN
  • Driving Directions: Hwy 98 to Goldsby. Turn onto Goldsby and continue through two stop signs then take 2nd left onto Shelter Cove. Follow around house is on left across from the bay.

School Information

  • Elementary School: Van R Butler
  • Middle School: Emerald Coast
  • High School: South Walton

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating/Cooling: Ceiling Fans, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Gas - Natural, Public Water, TV Cable

Structural Information

  • Architectural Style: Contemporary
  • Construction: Frame, Stucco
  • Exterior Const.: Frame, Stucco
  • Stories/Levels: 2
  • Square Feet: 3,100
  • Sq. Ft. Source: Building Plan
  • Year Built: 2023

Lot Features

  • Property View: Bay
  • Lot Size (Acres): 0.41
  • Lot Size (Sq. Ft.): 17,859.6
  • Lot Dimensions: 89 x 209 x 126 x 85
  • Frontage: County Road
  • Street/Road Desc.: Paved
  • Lot Features: Cleared, Survey Available, Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Water Features

  • Water View: Yes

Financial Considerations

  • Tax Amount: $5,271
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: LOT 36 SHELTER COVE ESTATES UNRECD 2ND INCR AS DESC IN LONG DESC AS RECD IN OR 377-246 OR 2611-3565 OR 2788-1911
  • APN: 24-2S-21-42311-000-0360
  • Property ID: 24-2S-21-42311-000-0360
Buyer's Brokerage Compensation: Contact Listing Agent
Not binding unless confirmed by separate agreement among applicable parties.

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— 443 Shelter Cove Dr —

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 443 Shelter Cove Dr

School District:Walton County School District
NameGradesDistance
Van R. Butler Elementary School
6694 West County Highway 30A, Santa Rosa Beach, FL 32459
K-53.4 mi
Emerald Coast Middle School
4019 US Highway 98 East, Santa Rosa Beach, FL 32459
6-811.4 mi
South Walton High School
645 Greenway Trail, Santa Rosa Beach, FL 32459
9-127.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 443 Shelter Cove Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/20/2026
Listed
$1,135,000
607.17%
MLS
3/19/2008
Sold
$160,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 443 Shelter Cove Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,827
—
$607,671
-9%
2024
$5,827
757%
$668,736
636%
2023
$680
40%
$90,844
81%
2021
$485
-9%
$50,131
-17%
2022
$533
10%
$60,181
31%
2021
$485
11%
$45,864
4%
2019
$438
-8%
$44,100
-8%
2018
$476
4%
$47,727
3%
2017
$459
3%
$46,337
4%
2016
$446
5%
$44,555
7%
2015
$423
8%
$41,640
10%
2014
$390
-1%
$37,855
—
2013
$393
—
$37,855
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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443 Shelter Cove Drive, Santa Rosa Beach, FL 32459 (MLS# 998443) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 443 Shelter Cove Drive is currently listed for $1,135,000 and was received on March 20, 2026. This property is listed by Bonnie Hall from our Destin / 30A Office.Want to learn more about 443 Shelter Cove Drive? Do you have questions about finding other Single Family real estate for sale in Santa Rosa Beach? You can browse all Santa Rosa Beach real estate or contact a Coldwell Banker agent to request more information.

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