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$975,000

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 2,783 Sq. Ft.
  • Updated 10 days ago
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Do you enjoy sitting on your porch and watching the dolphins play? Look no further - Welcome to this stunning, like-new home in the sought-after bay front community of Pelican Bay--designed with style, space, and flexibility for full-time living or the perfect second home. This beautifully crafted 5-bedroom, 3-bath residence features a thoughtfully planned layout with a first-floor primary suite, three additional bedrooms and a full bath on the main level, plus a spacious upstairs bedroom with its own full bath--ideal for guests or a private retreat. Enjoy open-concept living and dining areas, a large kitchen with ample cabinetry, a walk-in pantry, and easy flow for entertaining. Other standout features include an oversized two-car garage, additional parking, and a whole-house generator for added peace of mind. Located in Pelican Bay, a gated, boutique community amenities include a tennis and pickle ball court, bay front park , dock to fish, pull your boat up for loading and unloading, drop in your kayak or paddle board. All of this with LOW HOA fees about a mile to shopping, restaurants and entertainment at Grand Boulevard, as well as the hospital and just minutes to the beach.

Full Property Details for 521 Shelter Cove Dr

General

  • Price: $975,000
  • Taxes: $4,607 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 978376
  • Updated: 1/10/2026
  • Added to Site: 225 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Dining Area, Kitchen, Living Room, Master Bedroom
  • Interior Features: Breakfast Bar, Built-In Bookcases, Floor Vinyl, Floor WW Carpet, Furnished - None, Split Bedroom, Washer/Dryer Hookup
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Stove/Oven Gas

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 5

Other Rooms

  • Living Room: Living Room
  • Kitchen: Kitchen

Additional Information

  • Shared Amenities: Dock, Fishing, Gated Community, Minimum Rental Prd, Pickle Ball, Picnic Area, Short Term Rental - Not Allowed, Tennis, Waterfront

Exterior

  • Exterior Features: Columns, Lawn Pump, Patio Covered, Porch Screened, Rain Gutter, Sprinkler System

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking: Garage Detached, Guest

Location

  • Area: 16 - North Santa Rosa Beach
  • County: Walton
  • Subdivision: Pelican Bay S/D
  • Driving Directions: Hwy 98 to Goldsby Road (between Mack Bayou and WalMart). Continue through two stop signs and turn on the 2nd left after the stop sign onto Shelter Cove Drive. Continue around to the bay and the home is on the left

School Information

  • Elementary School: Van R Butler
  • Middle School: Emerald Coast
  • High School: South Walton

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Water Heater - Tnkls

Utilities

  • Utility Description: Electric, Gas - Natural, Public Sewer, Public Water

Structural Information

  • Architectural Style: Beach House
  • Construction: Roof Metal, Siding CmntFbrHrdBrd
  • Stories/Levels: 2
  • Square Feet: 2,783
  • Sq. Ft. Source: Appraiser
  • Year Built: 2020

Lot Features

  • Property View: Bay
  • Lot Size (Acres): 0.3
  • Lot Dimensions: 83 x 176 x 81 x 185
  • Lot Features: Covenants, Flood Insurance Req, Level, Restrictions, Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Financial Considerations

  • Assessment Amount: $625
  • Assmt Payment Freq: Annually
  • Tax Amount: $4,607
  • Tax Year: 2024
  • Terms: Conventional, VA

Disclosures and Reports

  • Legal Description: LOT 14 PELICAN BAY PH I PB 10-28 OR 1183-107 OR 1914-258 OR 2955-556 OR 3055-2344 OR 3108-3917
  • Assessment: Yes
  • APN: 24-2S-21-42800-000-0140
Buyer's Brokerage Compensation: Contact Listing Agent
Not binding unless confirmed by separate agreement among applicable parties.

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— 521 Shelter Cove Dr —

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with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 521 Shelter Cove Dr

School District:Walton County School District
NameGradesDistance
Van R. Butler Elementary School
6694 West County Highway 30A, Santa Rosa Beach, FL 32459
K-53.5 mi
Emerald Coast Middle School
4019 US Highway 98 East, Santa Rosa Beach, FL 32459
6-811.5 mi
South Walton High School
645 Greenway Trail, Santa Rosa Beach, FL 32459
9-127.1 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 521 Shelter Cove Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/10/2026
Price Reduced
$975,000
-1.02%
MLS
10/21/2025
Price Reduced
$985,000
-1.4%
MLS
7/18/2025
Price Reduced
$999,000
-4.86%
MLS
6/30/2025
Price Reduced
$1,050,000
-4.55%
MLS
6/09/2025
Listed
$1,100,000
816.67%
MLS
6/10/2019
Sold
$120,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 521 Shelter Cove Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,608
—
$821,683
4%
2024
$4,608
4%
$791,388
—
2023
$4,440
—
$791,388
59%
2021
$4,443
1%
$496,678
-34%
2022
$4,387
-1%
$751,769
748%
2021
$4,443
425%
$88,639
4%
2019
$846
4%
$85,230
4%
2018
$817
4%
$81,952
3%
2017
$789
3%
$79,565
4%
2016
$766
5%
$76,505
7%
2015
$727
17%
$71,500
10%
2014
$619
3%
$65,000
—
2013
$601
—
$65,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 521 Shelter Cove Dr

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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521 Shelter Cove Drive, Santa Rosa Beach, FL 32459 (MLS# 978376) is a Single Family property with 5 bedrooms and 3 full bathrooms. 521 Shelter Cove Drive is currently listed for $975,000 and was received on June 09, 2025. This property is listed by Bonnie Hall from our Destin / 30A Office.Want to learn more about 521 Shelter Cove Drive? Do you have questions about finding other Single Family real estate for sale in Santa Rosa Beach? You can browse all Santa Rosa Beach real estate or contact a Coldwell Banker agent to request more information.

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