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$862,500

  • Sold
  • Closed
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 2,612 Sq. Ft.
  • Updated 2 days ago
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Thoughtfully designed around comfort, functionality, and its exceptional bayside setting, this custom-built 5-bedroom, 3-bath residence is perfectly positioned directly across from Choctawhatchee Bay in the gated community of Pelican Bay and offers 3,956 square feet of thoughtfully designed indoor/outdoor living and entertaining space, including 2,162 square feet of heated and cooled living area. Framed by mature landscaping and highlighted by a spacious screened front porch with peaceful bay views, the home offers an exceptionally functional floor plan with nearly every aspect of daily living on the first floor, including the open-concept living, dining, and kitchen areas, the primary suite, three additional bedrooms, and two full baths, while the upstairs bedroom/flex space with a full bath provides exceptional versatility for guests, a home office, media room, or additional living space. Built with lasting quality in mind, the home showcases custom craftsmanship throughout with built-ins, tray ceilings, shaker-style cabinetry, granite countertops, abundant storage, a Rinnai tankless water heater, whole-house Generac generator, oversized two-car garage, long driveway, and a spacious backyard with ample room for gardening, recreation, or future outdoor enhancements including a pool. Whether you're searching for a primary residence, second home, or investment opportunity, this exceptional home offers the ideal blend of comfort, functionality, and location. Pelican Bay offers a peaceful coastal setting with low HOA fees, a bayfront park with community dock for fishing, kayaking, paddleboarding, and boating, along with tennis and pickleball courts. Ideally located just minutes from Grand Boulevard, Sacred Heart Hospital, Sandestin, Topsail Hill Preserve State Park, Scenic Highway 30A, and the Emerald Coast's renowned sugar-white beaches, this home offers the perfect balance of quiet coastal living and convenient access to the area's premier shopping, dining, entertainment, and outdoor recreation.

Full Property Details for 521 Shelter Cove Dr

General

  • Sold For: $862,500
  • Taxes: $4,697 (2025)
  • Status: Closed
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 1006903
  • Added to Site: 101 day(s) ago

Rental Information

  • Complex Features: Short Term Rental - Not Allowed, Pickle Ball, Dock, Fishing, Gated Community, Minimum Rental Prd, Picnic Area, Tennis, Waterfront

Interior

  • Number of Rooms: 8
  • Interior Features: Breakfast Bar, Built-In Bookcases, Ceiling Tray/Cofferd, Split Bedroom, Washer/Dryer Hookup
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Stove/Oven Gas, Water Heater - Tnkls
  • Furnishings: Furnished - None
  • Flooring: Floor Vinyl, Floor WW Carpet

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 5

Exterior

  • Exterior Features: Rain Gutter, Columns, Lawn Pump, Sprinkler System
  • Porch/Patio/Deck: Patio Covered, Porch Screened

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: Garage Detached, Guest

Location

  • Area: 16 - North Santa Rosa Beach
  • County: Walton
  • Subdivision: PELICAN BAY S/D
  • Driving Directions: Hwy 98 to Goldsby Road (between Mack Bayou and WalMart). Continue through two stop signs and turn on the 2nd left after the stop sign onto Shelter Cove Drive. Continue around to the bay and the home is on the left

School Information

  • Elementary School: Van R Butler
  • Middle School: Emerald Coast
  • High School: South Walton

Community

  • Association: Yes
  • Assoc. Fees Include: Recreational Faclty

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating/Cooling: Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Gas - Natural, Public Water

Structural Information

  • Architectural Style: Beach House
  • Construction: Siding CmntFbrHrdBrd
  • Exterior Const.: Siding CmntFbrHrdBrd
  • Stories/Levels: 2
  • Square Feet: 2,612
  • Sq. Ft. Source: Appraiser
  • Year Built: 2020

Lot Features

  • Property View: Bay
  • Lot Size (Acres): 0.29
  • Lot Size (Sq. Ft.): 12,632.4
  • Lot Dimensions: 83 x 176 x 81 x 185
  • Lot Features: Covenants, Flood Insurance Req, Level, Restrictions, Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Water Features

  • Water View: Yes

Financial Considerations

  • Assessment Amount: $625
  • Tax Amount: $4,697.47
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: LOT 14 PELICAN BAY PH I PB 10-28 OR 1183-107 OR 1914-258 OR 2955-556 OR 3055-2344 OR 3108-3917
  • APN: 24-2S-21-42800-000-0140
  • Property ID: 24-2S-21-42800-000-0140

Listed by Real Broker LLC
Sold by Scenic Sotheby's International Realty

Listing agents

— 521 Shelter Cove Dr —

  • Real Broker LLC

  • Real Broker LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 521 Shelter Cove Dr

School District:Walton County School District
NameGradesDistance
Van R. Butler Elementary School
6694 West County Highway 30A, Santa Rosa Beach, FL 32459
K-53.5 mi
Emerald Coast Middle School
4019 US Highway 98 East, Santa Rosa Beach, FL 32459
6-811.5 mi
South Walton High School
645 Greenway Trail, Santa Rosa Beach, FL 32459
9-127.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 521 Shelter Cove Dr

Date
Details
Price
Change
Source
10/05/2026
Sold
$862,500
-3.63%
MLS
9/01/2026
Price Reduced
$895,000
-0.54%
MLS
7/26/2026
Price Reduced
$899,900
-2.71%
MLS
7/10/2026
Price Reduced
$925,000
-1.07%
MLS
7/03/2026
Listed
$935,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Listed by Real Broker LLC
Sold by Scenic Sotheby's International Realty

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521 Shelter Cove Drive, Santa Rosa Beach, FL 32459 (MLS# 1006903) is a Single Family property that was sold at $862,500 on October 05, 2026. Want to learn more about 521 Shelter Cove Drive? Do you have questions about finding other Single Family real estate for sale in Santa Rosa Beach? You can browse all Santa Rosa Beach real estate or contact a Coldwell Banker agent to request more information.