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$415,000 -$4,000 (-0.95%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 1,871 Sq. Ft.
  • Updated 5 days ago

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Coastal cottage charm meets everyday functionality in this well-maintained home in Mosaic Oaks, ideally located in Santa Rosa Beach. Offering 3 bedrooms and 2.5 baths, the layout features an open main living area with all bedrooms upstairs, including a primary suite with private balcony, walk-in closet, and spacious bath with dual vanities, soaking tub, and separate shower. Situated on an exterior lot, this home offers a private backyard backing to a natural wooded backdrop, complete with a fenced yard and screened porch for relaxed outdoor living. A one-car garage and no-carpet interior add everyday convenience. Recent upgrades include a new HVAC (2025), new range, microwave, and dishwasher (2026), fresh interior paint (2026), new sod (2026), new LVP flooring upstairs (2022), and fencing (2022). Enjoy the best of coastal living from Bay to Beach -- just minutes to bay access, parks, and approximately 10 minutes to 30A, Ed Walline Beach Access, and dining and shopping at Gulf Place.

Full Property Details for 90 Mosaic Oaks Cir

General

  • Price: $415,000
  • Taxes: $1,662 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 998538
  • Updated: 4/14/2026
  • Added to Site: 30 day(s) ago

Rental Information

  • Complex Features: Short Term Rental - Not Allowed

Interior

  • Number of Rooms: 12
  • Interior Features: Breakfast Bar, Pantry, Washer/Dryer Hookup
  • Appliances: Dishwasher, Dryer, Microwave, Oven Self Cleaning, Stove/Oven Electric, Washer, Water Heater - Elect
  • Furnishings: Furnished - None
  • Flooring: Floor Laminate, Floor Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Exterior

  • Exterior Features: Balcony, Fenced Back Yard
  • Porch/Patio/Deck: Porch Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 1
  • Parking Features: Garage

Location

  • Area: 16 - North Santa Rosa Beach
  • County: Walton
  • Subdivision: MOSAIC OAKS
  • Driving Directions: Heading east on US HWY 98 turn left on CO RD 393 N. Right on CHAT HOLLEY RD. Continue until you reach HARSTVEDT RD and then take a left. Take a left on to MOSAIC OAKS CIR and follow the road to the left. The home will be on your left.

School Information

  • Elementary School: Dune Lakes
  • Middle School: Emerald Coast
  • High School: South Walton

Community

  • Association: Yes
  • Assoc. Fees Include: Management

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating Type: Heat Pump Wtr Air 2+
  • Heating/Cooling: Heat Pump Wtr Air 2+, Ceiling Fans, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Public Water

Structural Information

  • Architectural Style: Florida Cottage
  • Construction: Siding CmntFbrHrdBrd
  • Exterior Const.: Siding CmntFbrHrdBrd
  • Stories/Levels: 2
  • Square Feet: 1,871
  • Sq. Ft. Source: County PA Records
  • Year Built: 2014

Lot Features

  • Lot Size (Acres): 0.08
  • Lot Size (Sq. Ft.): 3,484.8
  • Lot Dimensions: 44 x 86
  • Street/Road Desc.: Paved
  • Zoning: Resid Single Family

Financial Considerations

  • Assessment Amount: $165
  • Tax Amount: $1,662.22
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: LOT 9 MOSAIC OAKS S/D PB 18-15 OR 2859-69 OR 2866-3602 OR 2902-82 OR 2955-2412
  • APN: 24-2S-20-33510-000-0090
  • Property ID: 24-2S-20-33510-000-0090

Listed by 1 Percent Lists Florida Coast

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— 90 Mosaic Oaks Cir —

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 90 Mosaic Oaks Cir

School District:Walton County School District
NameGradesDistance
Bay Elementary School
6565 US Highway 98 East, Santa Rosa Beach, FL 32459
K-58.3 mi
Emerald Coast Middle School
4019 US Highway 98 East, Santa Rosa Beach, FL 32459
6-85.9 mi
South Walton High School
645 Greenway Trail, Santa Rosa Beach, FL 32459
9-121.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 90 Mosaic Oaks Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/14/2026
Price Reduced
$415,000
-0.95%
MLS
3/20/2026
Listed
$419,000
86.24%
MLS
7/18/2014
Sold
$224,975
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 90 Mosaic Oaks Cir

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,662
2%
$222,553
-42%
2024
$1,626
4%
$382,179
-1%
2023
$1,560
1%
$385,765
66%
2021
$1,551
1%
$231,964
-33%
2022
$1,536
-1%
$346,100
58%
2021
$1,551
2%
$219,624
15%
2019
$1,524
2%
$190,806
2%
2018
$1,495
3%
$187,248
2%
2017
$1,450
2%
$183,397
2%
2016
$1,427
-1%
$179,625
1%
2015
$1,439
534%
$178,376
711%
2014
$227
—
$22,000
—
2013
$228
—
$22,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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90 Mosaic Oaks Circle, Santa Rosa Beach, FL 32459 (MLS# 998538) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 90 Mosaic Oaks Circle is currently listed for $415,000 and was received on March 20, 2026. Want to learn more about 90 Mosaic Oaks Circle? Do you have questions about finding other Single Family real estate for sale in Santa Rosa Beach? You can browse all Santa Rosa Beach real estate or contact a Coldwell Banker agent to request more information.

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