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$382,500
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Property Description
Positioned for coastal living, vacation rental income and long term flexibility, this three bedroom, two bathroom bungalow offers a compelling opportunity in Santa Rosa Beach. Built in 2020, the property is established as a vacation rental and equally suited for full time living or a second home near the coast. Generous double parking and a wide staircase welcome you to a spacious front porch with a custom swing, setting the tone for relaxed coastal living. Inside, neutral finishes and wide plank LVP flooring carry throughout the open living, dining and kitchen areas. Granite countertops, coastal gray cabinetry and an attractive backsplash bring a clean, coastal finish to a kitchen designed for everyday living and entertaining. A built in electric fireplace anchors the living area, while natural light adds warmth throughout the interior. A custom barn door conceals the oversized laundry area, with convenient access to the side yard. Both bathrooms feature floor to ceiling tiled showers and polished finishes. The oversized fenced backyard is a standout feature, offering room to entertain, space for pets and play, and room to explore adding a pool. A spacious deck, pavered walkway and firepit create an inviting outdoor setting for evenings with friends and relaxed weekends at home. With no HOA, owners have added flexibility to enjoy the property on their own terms. Ed Walline Regional Beach Access and Blue Mountain Beach are just minutes away, placing the shoreline, dining and shopping of 30A within easy reach. Cessna Landing Boat Ramp is approximately 3 minutes and 37 seconds away, offering convenient access to the bay for boating and days on the water. For buyers looking to enter the Santa Rosa Beach market, secure a coastal second home or pursue a vacation rental investment, this property offers modern construction, usable outdoor space and a location that supports multiple ownership strategies.
Full Property Details
Full Property Details for 95 1st St
General
- Price: $382,500
- Taxes: $2,798 (2025)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 996390
- Updated: 10/19/2026
- Added to Site: 236 day(s) ago
Interior
- Number of Rooms: 5
- Interior Features: Breakfast Bar, Fireplace, Kitchen Island, Pantry, Washer/Dryer Hookup, Woodwork Painted
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
- Furnishings: Furnished - None
- Flooring: Floor Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Exterior
- Exterior Features: Fenced Back Yard
- Porch/Patio/Deck: Deck Open, Patio Covered, Porch
Location
- Area: 16 - North Santa Rosa Beach
- County: Walton
- Subdivision: TOWN OF SANTA ROSA
- Driving Directions: From the intersection of County Road 393 and Chat Holly Rd, go east on Chat Holly. Turn left on Indian Woman Rd. Take the first left on E Russell Ave. Take the first right on 1st St. Property is down the street on the left.
School Information
- Elementary School: Van R Butler
- Middle School: Emerald Coast
- High School: South Walton
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Ceiling Fans, Central Air
- Heating Type: Central
- Heating/Cooling: Central, Ceiling Fans, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Electric, Public Water
Structural Information
- Architectural Style: Beach House
- Construction: Foundation Stilts
- Exterior Const.: Foundation Stilts
- Stories/Levels: 1
- Square Feet: 1,200
- Sq. Ft. Source: County PA Records
- Year Built: 2020
Lot Features
- Lot Size (Acres): 0.14
- Lot Size (Sq. Ft.): 6,098.4
- Lot Dimensions: 50 x 125 x 50 x 125
- Frontage: County Road
- Lot Features: Cleared
- Zoning: Resid Single Family
- Fencing (Description): Fenced Lot-All
Financial Considerations
- Tax Amount: $2,798.85
- Tax Year: 2025
Disclosures and Reports
- Legal Description: LOT 3 BLK 106 TOWN OF SANTA ROSA PB 2-61 OR 416-426 OR 3108-1448 OR 3152-1933 OR 3265-332
- APN: 22-2S-20-33120-106-0030
- Property ID: 22-2S-20-33120-106-0030
Listed by NextHome Emerald Coast
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Schools
Schools serving 95 1st St
School District:Walton County School District
| Name | Grades | Distance |
|---|---|---|
Bay Elementary School 6565 US Highway 98 East, Santa Rosa Beach, FL 32459 | K-5 | 9.3 mi |
Emerald Coast Middle School 4019 US Highway 98 East, Santa Rosa Beach, FL 32459 | 6-8 | 6.9 mi |
South Walton High School 645 Greenway Trail, Santa Rosa Beach, FL 32459 | 9-12 | 2.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 95 1st St
Date
Details
Price
Change
Source
9/12/2026
Price Reduced
$382,500
-1.92%
MLS
2/27/2026
Listed
$390,000
-4.88%
MLS
8/29/2022
Sold
$410,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 95 1st St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,852
—
$309,755
-1%
2024
$2,852
4%
$312,265
3%
2023
$2,744
81%
$302,031
56%
2021
$1,512
1%
$193,840
-26%
2022
$1,497
-1%
$261,975
1515%
2021
$1,512
1326%
$16,224
74%
2019
$106
16%
$9,313
10%
2018
$91
20%
$8,466
10%
2017
$76
—
$7,696
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 95 1st St
95 1st Street, Santa Rosa Beach, FL 32459 (MLS# 996390) is a Single Family property with 3 bedrooms and 2 full bathrooms. 95 1st Street is currently listed for $382,500 and was received on February 27, 2026. Want to learn more about 95 1st Street? Do you have questions about finding other Single Family real estate for sale in Santa Rosa Beach? You can browse all Santa Rosa Beach real estate or contact a Coldwell Banker agent to request more information.

