This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/26
$390,000
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/26
Property Description
A rare opportunity to step seamlessly into the Santa Rosa Beach lifestyle, this three-bedroom, two-bathroom bungalow offers the flexibility today's buyers crave. Already established as a successful vacation rental with proven income history, it also lives beautifully as a full-time residence or second home near the coast. Built in 2020 and thoughtfully finished from exterior to interior, the home welcomes you with generous double parking and a wide staircase leading to a spacious front porch complete with a custom swing -- the kind of spot made for slow mornings and evening breezes. Inside, soft neutral tones and wide-plank LVP flooring create a relaxed coastal aesthetic throughout the open living, dining and kitchen areas. Granite countertops, coastal gray cabinetry and an attractive backsplash frame a kitchen designed for both everyday living and entertaining. A built-in electric fireplace anchors the main living space with warmth and character while natural light fills the interior. A custom barn door conceals the oversized laundry area and leads to a convenient side exit, keeping daily life practical and organized. Both bathrooms feature beautifully tiled showers that add a polished touch. Out back, the scale is a true standout. The oversized fenced yard offers ample room for gatherings, pets and play -- even future pool plans -- with a spacious deck, pavered walkway and firepit creating an inviting outdoor setting. Whether hosting friends after a beach day or unwinding beneath the stars, this backyard was built for real outdoor living. With no HOA restrictions, flexibility is built in. Public beach access at Ed Walline Regional Beach Access and Blue Mountain Beach is just minutes away, along with 30A dining and shopping. Boating enthusiasts will appreciate being just five minutes from Cessna Landing Boat Ramp, which offers easy access to the bay and open water. For those seeking a smart investment, a great starter home or a coastal retreat with room to grow, this property offers space, style and location in equal measure.
Full Property Details
Full Property Details for 95 1st St
General
- Price: $390,000
- Taxes: $2,798 (2025)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 996390
- Updated: 4/23/2026
- Added to Site: 95 day(s) ago
Interior
- Number of Rooms: 5
- Interior Features: Breakfast Bar, Fireplace, Kitchen Island, Pantry, Washer/Dryer Hookup, Woodwork Painted
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
- Furnishings: Furnished - None
- Flooring: Floor Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Exterior
- Exterior Features: Fenced Back Yard
- Porch/Patio/Deck: Deck Open, Patio Covered, Porch
Location
- Area: 16 - North Santa Rosa Beach
- County: Walton
- Subdivision: TOWN OF SANTA ROSA
- Driving Directions: From the intersection of County Road 393 and Chat Holly Rd, go east on Chat Holly. Turn left on Indian Woman Rd. Take the first left on E Russell Ave. Take the first right on 1st St. Property is down the street on the left.
School Information
- Elementary School: Van R Butler
- Middle School: Emerald Coast
- High School: South Walton
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Ceiling Fans, Central Air
- Heating Type: Central
- Heating/Cooling: Central, Ceiling Fans, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Electric, Public Water
Structural Information
- Architectural Style: Beach House
- Construction: Foundation Stilts
- Exterior Const.: Foundation Stilts
- Stories/Levels: 1
- Square Feet: 1,200
- Sq. Ft. Source: County PA Records
- Year Built: 2020
Lot Features
- Lot Size (Acres): 0.14
- Lot Size (Sq. Ft.): 6,098.4
- Lot Dimensions: 50 x 125 x 50 x 125
- Frontage: County Road
- Lot Features: Cleared
- Zoning: Resid Single Family
- Fencing (Description): Fenced Lot-All
Financial Considerations
- Tax Amount: $2,798.85
- Tax Year: 2025
Disclosures and Reports
- Legal Description: LOT 3 BLK 106 TOWN OF SANTA ROSA PB 2-61 OR 416-426 OR 3108-1448 OR 3152-1933 OR 3265-332
- APN: 22-2S-20-33120-106-0030
- Property ID: 22-2S-20-33120-106-0030
Listed by NextHome Emerald Coast
Get Pre-Approved Today
Schools
Schools serving 95 1st St
School District:Walton County School District
| Name | Grades | Distance |
|---|---|---|
Bay Elementary School 6565 US Highway 98 East, Santa Rosa Beach, FL 32459 | K-5 | 9.3 mi |
Emerald Coast Middle School 4019 US Highway 98 East, Santa Rosa Beach, FL 32459 | 6-8 | 6.9 mi |
South Walton High School 645 Greenway Trail, Santa Rosa Beach, FL 32459 | 9-12 | 2.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 95 1st St
Date
Details
Price
Change
Source
2/27/2026
Listed
$390,000
-4.88%
MLS
8/29/2022
Sold
$410,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 95 1st St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,852
—
$309,755
-1%
2024
$2,852
4%
$312,265
3%
2023
$2,744
81%
$302,031
56%
2021
$1,512
1%
$193,840
-26%
2022
$1,497
-1%
$261,975
1515%
2021
$1,512
1326%
$16,224
74%
2019
$106
16%
$9,313
10%
2018
$91
20%
$8,466
10%
2017
$76
—
$7,696
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 95 1st St
95 1st Street, Santa Rosa Beach, FL 32459 (MLS# 996390) is a Single Family property with 3 bedrooms and 2 full bathrooms. 95 1st Street is currently listed for $390,000 and was received on February 27, 2026. Want to learn more about 95 1st Street? Do you have questions about finding other Single Family real estate for sale in Santa Rosa Beach? You can browse all Santa Rosa Beach real estate or contact a Coldwell Banker agent to request more information.

