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$1,495,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 2,500 Sq. Ft.
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One or more photo(s) has been virtually staged. Siesta Key Waterfront Retreat - Walk to the Beach & Village! Ready for immediate enjoyment this winter, this 3-bedroom, 2-bath Key West-inspired home embodies the essence of the Siesta Key lifestyle-boating from your backyard and strolling to the powdery white sands and vibrant Siesta Key Village with its renowned dining, boutiques, and nightlife. Nestled on a quiet cul-de-sac, this canal-front retreat offers 100 feet of waterfront, a covered 5,000-lb boat lift, and direct access to the Intracoastal Waterway. The expansive outdoor living area invites relaxation and entertaining with a heated pool featuring a cascading stone waterfall, covered bar & and wide open fenced area surrounded by tropical landscape creating a private island ambiance. Inside, a neutral palate, high ceilings, and open layout feels light and airy. The white kitchen features granite countertops, stainless steel appliances, dual sinks, a center cooking island, and a breakfast bar perfect for casual dining. Warmth and character is further enhanced by a marble fireplace in the main living and dining areas. The primary suite offers a peaceful retreat with an ensuite bath, dual vanities, a walk-in shower, and a charming window seat. Guests & children have their own wing with a full bath and a convenient laundry room. Enjoy peace of mind with impact windows, hurricane-rated doors, and major upgrades including a metal roof, Trex decking, Nichiha siding, and reinforced lanai. Positioned at one of the highest elevations on the street, the home has never experienced flooding. And there's an additional ground floor BONUS...a generously sized sunlit air-conditioned play & storage room! Whether you seek a seasonal escape, full-time residence, or high-performing vacation rental, this move-in-ready home has it all!

Full Property Details for 521 Cummings St

General

  • Price: $1,495,000
  • Taxes: $7,154 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: A4667165
  • Updated: 1/2/2026
  • Added to Site: 99 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 7
  • Interior Features: Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen and Family Room Combination, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom
  • Fireplace: Yes
  • Fireplace(s): Living Room
  • Appliances: Dishwasher, Disposal, Range, Refrigerator
  • Flooring: Ceramic Tile, Laminate

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Inside

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Gunite, Heated, In Ground, Lighting, Other, Tile

Exterior

  • Exterior Features: Balcony, Sliding Doors
  • Deck/Patio: Covered, Deck, Patio, Porch, Rear Porch, Screened
  • Porch/Patio/Deck: Covered, Deck, Patio, Porch, Rear Porch, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Boat, Covered, Driveway, Garage Door Opener, Garage Faces Rear, Garage Faces Side, Oversized, Parking Pad

Location

  • Area: 34242 - Sarasota/Crescent Beach/Siesta Key
  • County: Sarasota
  • Development Name: 34242 - Sarasota/Crescent Beach/Siesta Key
  • Subdivision: OCEAN BEACH REP
  • Driving Directions: Bee Ridge Rd. West to Bay Rd. then Left on Siesta Dr. Merge Left to Higel then Right on Ocean Blvd., then Left on Gleason, Left on Cummings and 521 is on the Left.
  • Direction Faces: North

School Information

  • Elementary School: Phillippi Shores Elementary
  • Middle School: Brookside Middle
  • High School: Sarasota High

Community

  • Community Name: 34242 - Sarasota/Crescent Beach/Siesta Key

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Public, Sewer Connected, Street Lights, Water Connected

Structural Information

  • Architectural Info: Custom, Other
  • Architectural Style: Custom, Other
  • Exterior Const.: Stucco, Wood Frame
  • Roof: Metal
  • Windows: Blinds
  • Stories/Levels: Multi/Split
  • Square Feet: 2,500
  • Sq. Ft. Source: Public Records
  • Year Built: 1983

Lot Features

  • Property View: Water
  • Lot Size (Acres): 0.22
  • Lot Size (Sq. Ft.): 9,500
  • Lot Size: 9500
  • Frontage: Street Paved
  • Street/Road Desc.: Paved, Asphalt
  • Fencing (Description): Fenced

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Access: Yes
  • Water Access Desc: Canal - Saltwater
  • Water Extras: Yes
  • Water Front Desc.: Saltwater Canal

Green Features

  • Indoor Air Quality: Ventilation

Financial Considerations

  • Assoc Fee Desc.: None
  • Tax Amount: $7,154.1
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: LOT 11 OCEAN BEACH REPLAT NO 2
  • Flood Zone Info: A12
  • APN: 79140013
  • Property ID: 79140013
Buyer's Brokerage Compensation: 3%
Not binding unless confirmed by separate agreement among applicable parties.

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— 521 Cummings St —

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 521 Cummings St

School District:Sarasota County School District
NameGradesDistance
Phillippi Shores Elementary School
4747 South Tamiami Trail, Sarasota, FL 34231
PK-52 mi
Brookside Middle School
3636 South Shade Avenue, Sarasota, FL 34239
6-82.4 mi
Sarasota High School
2155 Bahia Vista Street, Sarasota, FL 34239
9-123.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 521 Cummings St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/02/2026
Price Reduced
$1,495,000
-6.27%
MLS
10/10/2025
Listed
$1,595,000
124.65%
MLS
12/19/2017
Sold
$710,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 521 Cummings St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$6,991
4%
$572,841
3%
2023
$6,754
2%
$556,156
3%
2022
$6,595
1%
$539,957
3%
2021
$6,509
—
$524,230
1%
2021
$6,509
6%
$516,992
7%
2019
$6,124
7%
$484,938
7%
2018
$5,717
16%
$453,431
18%
2017
$4,923
1%
$383,927
2%
2016
$4,898
-2%
$376,030
1%
2015
$4,986
—
$373,416
1%
2014
$4,968
—
$370,452
2%
2013
$4,972
—
$364,977
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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521 Cummings Street, Sarasota, FL 34242 (MLS# A4667165) is a Single Family property with 3 bedrooms and 2 full bathrooms. 521 Cummings Street is currently listed for $1,495,000 and was received on October 10, 2025. This property is listed by The Ackerman Group from our Longboat Key Office.Want to learn more about 521 Cummings Street? Do you have questions about finding other Single Family real estate for sale in Sarasota? You can browse all Sarasota real estate or contact a Coldwell Banker agent to request more information.

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