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$1,450,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 2,500 Sq. Ft.
  • Updated 3 days ago
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Tucked away on a quiet cul-de-sac on north Siesta Key, this Key West-inspired canal-front retreat captures the ease of casual island living with boating water, inviting outdoor spaces and easy access to Siesta Village, the famous white quartz sands of Siesta Beach and the azure waters of the Gulf. Set along 95 feet of private canal frontage just off the Grand Canal, the property offers a dock, a covered 5,000-pound boat lift and direct access to the Intracoastal Waterway, creating an ideal setting for those who want to enjoy the water from their own backyard. Designed for effortless indoor-outdoor living, the home features an expansive elevated deck and contemporary cable railings overlooking the canal and surrounding natural scenery, a heated pool with a cascading stone waterfall, a covered bar area and a fenced, low-maintenance yard surrounded by tropical landscaping. Whether hosting friends, relaxing after a day on the boat or enjoying the island breeze, the outdoor areas offer a private, versatile setting for everyday enjoyment. Inside, vaulted ceilings, a neutral palette and an open-concept layout create a light, comfortable atmosphere. The kitchen is positioned at the heart of the home and features granite countertops, stainless steel appliances, dual sinks, a center island with a JennAir cooktop and a breakfast bar that connects easily to the main living and dining areas. A wood-burning fireplace adds warmth and character to the gathering space. The primary suite offers a peaceful retreat with sliding glass doors opening to a screened lanai, along with an en-suite bath featuring dual vanities, a walk-in shower and a charming window seat. Two additional bedrooms are thoughtfully positioned in their own wing with a full bath and convenient laundry room nearby. Additional features include impact glass on most openings, hurricane-rated doors, metal roof, Nichiha siding, Trex decking, cable railings, two garages and a full pool bath, bonus room and storage area on the ground level. Positioned at one of the highest elevations on the street, the home offers added peace of mind in storm season. Just a short distance from Siesta Key's renowned beaches, vibrant Village dining, boutiques and nightlife, this move-in-ready waterfront home offers exceptional flexibility as a full-time residence, seasonal getaway or investment opportunity in one of Sarasota's most beloved island communities. Close to the Out-of-Door Academy's lower school and only 15 minutes by car to vibrant downtown Sarasota's restaurants, shopping and entertainment.

Full Property Details for 521 Cummings St

General

  • Price: $1,450,000
  • Taxes: $7,154 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: A4696604
  • Updated: 7/6/2026
  • Added to Site: 6 day(s) ago

Rental Information

  • Min. Lease: 1 Month

Interior

  • Number of Rooms: 11
  • Interior Features: Ceiling Fan(s), Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s)
  • Fireplace: Yes
  • Fireplace(s): Wood Burning
  • Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Ceramic Tile, Laminate

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Inside, Laundry Room

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Gunite, Heated, In Ground, Lighting

Exterior

  • Exterior Features: Balcony, Sliding Doors
  • Deck/Patio: Covered, Deck, Front Porch, Patio, Rear Porch, Screened
  • Porch/Patio/Deck: Covered, Deck, Front Porch, Patio, Rear Porch, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Boat, Driveway, Garage Door Opener, Ground Level, Oversized, Parking Pad

Location

  • Area: 34242 - Sarasota/Crescent Beach/Siesta Key
  • County: Sarasota
  • Development Name: 34242 - Sarasota/Crescent Beach/Siesta Key
  • Subdivision: OCEAN BEACH REP
  • Driving Directions: From 41 and Siesta Drive - head west over the Siesta Dr (north) bridge, bear left on the curve (Higel Ave.), go straight through the traffic light to the circle, and bear right at Ocean Blvd. Turn left on Gleason, and left on Cummings. House is at the end on the left.
  • Direction Faces: Southeast

School Information

  • Elementary School: Phillippi Shores Elementary
  • Middle School: Brookside Middle
  • High School: Sarasota High

Community

  • Community Name: 34242 - Sarasota/Crescent Beach/Siesta Key
  • Pet Restrictions: See Sarasota County pet restrictions.

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric, Wall Units / Window Unit

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Structural Information

  • Architectural Info: Custom, Other
  • Architectural Style: Custom, Other
  • Exterior Const.: Concrete, Stucco, Wood Frame
  • Roof: Metal
  • Windows: Blinds
  • Stories/Levels: Multi/Split
  • Square Feet: 2,500
  • Sq. Ft. Source: Public Records
  • Year Built: 1983

Lot Features

  • Property View: Water
  • Lot Size (Acres): 0.22
  • Lot Size (Sq. Ft.): 9,500
  • Lot Size: 9500
  • Frontage: Street Paved
  • Street/Road Desc.: Paved, Asphalt
  • Fencing (Description): Fenced

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Access: Yes
  • Water Access Desc: Canal - Saltwater
  • Water Extras: Yes
  • Water Front Desc.: Saltwater Canal

Green Features

  • Indoor Air Quality: Ventilation

Financial Considerations

  • Assoc Fee Desc.: None
  • Tax Amount: $7,154.1
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: LOT 11 OCEAN BEACH REPLAT NO 2
  • Flood Zone Info: A12
  • APN: 79140013
  • Property ID: 79140013

Listed by Premier Sotheby's International Realty

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Listing agents

— 521 Cummings St —

  • Premier Sotheby's International Realty

  • Premier Sotheby's International Realty

Get Pre-Approved Today

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with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 521 Cummings St

School District:Sarasota County School District
NameGradesDistance
Phillippi Shores Elementary School
4747 South Tamiami Trail, Sarasota, FL 34231
PK-52 mi
Brookside Middle School
3636 South Shade Avenue, Sarasota, FL 34239
6-82.4 mi
Sarasota High School
2155 Bahia Vista Street, Sarasota, FL 34239
9-123.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 521 Cummings St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/04/2026
Listed
$1,450,000
104.23%
MLS
12/19/2017
Sold
$710,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 521 Cummings St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,357
-9%
$589,453
3%
2024
$6,991
4%
$572,841
3%
2023
$6,754
2%
$556,156
3%
2022
$6,595
1%
$539,957
3%
2021
$6,509
—
$524,230
1%
2021
$6,509
6%
$516,992
7%
2019
$6,124
7%
$484,938
7%
2018
$5,717
16%
$453,431
18%
2017
$4,923
1%
$383,927
2%
2016
$4,898
-2%
$376,030
1%
2015
$4,986
—
$373,416
1%
2014
$4,968
—
$370,452
2%
2013
$4,972
—
$364,977
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Premier Sotheby's International Realty

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521 Cummings Street, Sarasota, FL 34242 (MLS# A4696604) is a Single Family property with 3 bedrooms and 3 full bathrooms. 521 Cummings Street is currently listed for $1,450,000 and was received on July 04, 2026. Want to learn more about 521 Cummings Street? Do you have questions about finding other Single Family real estate for sale in Sarasota? You can browse all Sarasota real estate or contact a Coldwell Banker agent to request more information.

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