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$159,000
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Property Description
Welcome to Finisterra Condominiums, a gated waterfront community ideally located at 101 Old Ferry Road in Shalimar, Florida, overlooking the beautiful Choctawhatchee Bay and Lake Clyde, and directly across the street from Two Georges Marina. Unit 4C is a standout residence, offering vaulted ceilings and a large entryway window that fills the space with natural light. This well-maintained condo features stainless steel kitchen appliances, updated fixtures in the kitchen and dining area, and a newer ceiling fan. The dishwasher has been replaced within the last year, and additional improvements include a new HVAC system and thermostat, providing comfort and peace of mind for the next owner. Assigned and guest parking are conveniently located directly in front of the unit, and the condo's front-of-community location allows for easy access while still offering views of the water from the building and a short walk to the bay, pool, and clubhouse. Finisterra spans acres of waterfront property and offers an exceptional lifestyle with amenities including a community pool, lighted tennis court striped for pickleball, sauna, clubhouse, BBQ areas, kayak storage and launch, and private shoreline accessperfect for fishing, paddleboarding, or enjoying sunset views and Destin fireworks without the crowds. Boating enthusiasts will love being just 1 nautical mile to the Intracoastal Waterway and 2.2 miles to the Destin Bridge, with boat storage available across the street at the marina. The HOA covers water, sewer, trash, groundskeeping, and exterior insurance, adding outstanding value. Finisterra is conveniently located near Eglin Air Force Base, shopping, dining, Destin Harbor, Crab Island, and the area's renowned sugar-white beaches. Rental Policy: Finisterra is a non-rental community during the first two years of ownership. After that period, long-term rentals are permitted; short-term rentals are not allowed. Whether you're seeking a primary residence, second home, or long-term investment, Finisterra offers a rare opportunity to enjoy a laid-back waterfront lifestyle at an affordable price. Schedule your private showing today and experience the hidden gem of Finisterra.
Full Property Details
Full Property Details for 101 Old Ferry Rd #4C
General
- Price: $159,000
- Status: Active
- Type: Condo
- Source: Emerald_Coast
- MLS ID: 991500
- Updated: 5/18/2026
- Added to Site: 204 day(s) ago
Rental Information
- Complex Features: Short Term Rental - Not Allowed, Pickle Ball, BBQ Pit/Grill, Community Room, Dumpster, Fishing, Gated Community, Laundry, Minimum Rental Prd, Pets Allowed, Pool, Sauna/Steam Room, Tennis, Waterfront
Interior
- Number of Rooms: 3
- Interior Features: Ceiling Vaulted, Washer/Dryer Hookup
- Appliances: Dishwasher, Refrigerator, Stove/Oven Electric, Water Heater - Elect
- Furnishings: Furnished - Some
- Flooring: Floor Laminate, Floor Tile
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 1
Additional Information
- Pool: Yes
- Pool Description: Pool Type
Exterior
- Porch/Patio/Deck: Deck Covered
Location
- Area: 12 - Fort Walton Beach
- County: Okaloosa
- Subdivision: FINISTERRA CONDO
- Driving Directions: North on Eglin Parkway to Shalimar. Turn left onto Old Ferry Road. Finisterra Condominium complex is on the left.
School Information
- Elementary School: Shalimar
- Middle School: Meigs
- High School: Choctawhatchee
Community
- Association: Yes
- Assoc. Fees Include: Accounting, Ground Keeping, Insurance, Security, Water, Trash
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central
- Heating/Cooling: Central, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Electric, Public Water
Structural Information
- Construction: Siding Vinyl
- Exterior Const.: Siding Vinyl
- Square Feet: 625
- Sq. Ft. Source: County PA Records
- Year Built: 1970
Financial Considerations
- Assessment Amount: $312
Disclosures and Reports
- Legal Description: FINISTERRA UNIT 4C
- APN: 06-2S-23-5070-0000-004C
- Property ID: 06-2S-23-5070-0000-004C
Listed by Counts Real Estate Group Inc
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Price & Sales History for 101 Old Ferry Rd #4C
Date
Details
Price
Change
Source
5/18/2026
Price Reduced
$159,000
-3.64%
MLS
12/18/2025
Listed
$165,000
-12.7%
MLS
4/12/2024
Sold
$189,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 101 Old Ferry Rd #4C
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,570
-9%
$128,000
-9%
2024
$1,719
-1%
$140,000
—
2023
$1,733
74%
$140,000
56%
2021
$995
-13%
$90,000
-22%
2022
$1,147
15%
$115,000
44%
2021
$995
38%
$80,000
45%
2019
$722
2%
$55,000
6%
2018
$710
10%
$52,030
4%
2017
$648
14%
$50,000
16%
2016
$570
5%
$43,000
6%
2015
$545
4%
$40,500
4%
2014
$525
8%
$39,000
8%
2013
$484
—
$36,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 101 Old Ferry Rd #4C
101 Old Ferry Road #4C, Shalimar, FL 32579 (MLS# 991500) is a Condo property with 1 bedroom and 1 full bathroom. 101 Old Ferry Road #4C is currently listed for $159,000 and was received on December 18, 2025. Want to learn more about 101 Old Ferry Road #4C? Do you have questions about finding other Condo real estate for sale in Shalimar? You can browse all Shalimar real estate or contact a Coldwell Banker agent to request more information.

