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Property Description
Discover an extraordinary waterfront opportunity in the highly sought-after Cedar Creek community on Deer Point Lake. Spanning an impressive 5.52 acres, this rare homesite is the largest available property in the community and offers approximately 381 feet of pristine waterfront frontage, creating the perfect setting to build the custom home and lifestyle you've always envisioned. Surrounded by mature trees and natural beauty, this exceptional property provides a unique blend of privacy, serenity, and direct access to the water. The homesite has already been cleared while preserving much of its natural landscape, allowing you to begin construction immediately without the added expense of extensive site preparation. With ample space to create your own private estate, the possibilities are endless. Design a luxury waterfront residence complete with a pool and pool house, detached garage, workshop, entertainment pavilion, or pole barn. There is plenty of room to accommodate RVs, boats, campers, recreational vehicles, and all the amenities needed for a true family retreat or multi-generational compound. Cedar Creek is a thoughtfully planned waterfront community designed to complement and preserve the area's natural surroundings. Residents enjoy an exceptional collection of amenities, including a resort-style community pool, playground, golf cart-friendly streets, expansive green spaces, and a complimentary clubhouse available for private gatherings, celebrations, and special events. Deer Point Lake is renowned for its outstanding fishing, offering abundant bream, shellcracker, and bass, while nearby Econfina Creek provides additional opportunities for outdoor adventure. Despite its peaceful, country-like atmosphere, Cedar Creek remains conveniently located near Panama City, allowing residents to enjoy the best of waterfront living with easy access to shopping, dining, entertainment, and everyday conveniences. Wake up each morning to breathtaking lake views, launch your kayak or skiff from your own shoreline, or spend the day fishing just steps from your future back door. Opportunities like this are exceptionally rare. Don't miss your chance to own one of Cedar Creek's most remarkable waterfront homesites and create the private lakeside retreat you've always imagined.
Full Property Details
Full Property Details for 4502 Tender Creek Cv
General
- Price: $500,000
- HOA FEE: $120/month
- HOA FEE FREQ.: Quarterly
- Taxes: (2025)
- Status: Active
- Type: Land Residential
- Source: Bay_County
- MLS ID: 796360
- Updated: 10/7/2026
- Added to Site: 2 day(s) ago
Additional Information
- Shared Amenities: Dock, Gated, Barbecue
Location
- County: Bay
- Subdivision: Cedar Creek Ph II
- Driving Directions: Go North on Highway 231; turn left onto Highway 2321; turn right onto Resota Beach Rd.; turn right onto Sweetfield Ln.; right onto Baxley Bend Rd.; turn right onto Cedar Creek Dr.; turn right onto Summer Creek Dr.; turn right onto Tender Creek Cove and the property is located at the end of the road.
School Information
- Elementary School: Deane Bozeman
- Middle School: Deane Bozeman
- High School: Deane Bozeman
Community
- Community Name: 04 - Bay County - North
- Association: Yes
- Assoc. Fees Include: Clubhouse, Fishing Rights
Utilities
- Sewer: Septic Needed
Lot Features
- Property View: Lake
- Lot Size (Acres): 5.53
- Lot Size (Sq. Ft.): 240,887
- Lot Size: 5.53
- Lot Dimensions: Irregular
- Lot Features: Paved
- Zoning: Resid Single Family
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Lake, Shoreline - Natural
- Water Front View: Lake, Shoreline - Natural
- Lake Front: Yes
Financial Considerations
- Association Fee: $360
- Assoc Fee Freq.: Quarterly
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: CEDAR CREEK PH II LOT 51 ORB 4235 P 1357
- Property ID: 07611-300-015
Listed by eXp Realty LLC
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Schools
Schools serving 4502 Tender Creek Cv
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Deane Bozeman School 13410 Florida 77, Panama City, FL 32409 | PK-5 | 7.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4502 Tender Creek Cv
Date
Details
Price
Change
Source
10/07/2026
Listed
$500,000
100.4%
MLS
3/18/2020
Sold
$249,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4502 Tender Creek Cv
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,743
—
$244,332
10%
2024
$2,743
3%
$222,120
4%
2023
$2,669
7%
$213,120
2%
2021
$2,492
3%
$209,538
—
2022
$2,419
-3%
$209,538
6%
2021
$2,492
393%
$198,135
371%
2019
$505
-1%
$42,075
1%
2018
$509
9%
$41,580
10%
2017
$468
16%
$37,800
19%
2016
$405
-14%
$31,800
-11%
2015
$473
—
$35,897
—
2014
$472
6%
$35,897
-6%
2013
$444
—
$38,274
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4502 Tender Creek Cv
4502 Tender Creek Cove, Southport, FL 32409 (MLS# 796360) is a Land Residential property with a lot size of 5.53 acres. 4502 Tender Creek Cove is currently listed for $500,000 and was received on October 07, 2026. Want to learn more about 4502 Tender Creek Cove? Do you have questions about finding other Land Residential real estate for sale in Southport? You can browse all Southport real estate or contact a Coldwell Banker agent to request more information.

