This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/8
$120,000 Just Listed
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/8
Property Description
Build the home you've always envisioned on this exceptional 0.94-acre home site in the sought-after Cedar Creek community on Deer Point Lake. Situated in Flood Zone X and offering a high and dry setting, this spacious lot provides the perfect foundation for creating your own private retreat. With nearly an acre of land, you'll have plenty of room to design the lifestyle you've been dreaming of, whether that includes a custom home, expansive outdoor living spaces, a detached garage for boats, RVs, and recreational vehicles, or even a resort-style pool for year-round enjoyment. Cedar Creek is a thoughtfully designed master-planned community that embraces the area's natural beauty while preserving its peaceful surroundings. Nestled along the shores of Deer Point Lake, residents enjoy access to some of the region's best freshwater fishing, with abundant populations of bream, shellcracker, and bass. The nearby Econfina Creek further enhances the area's outdoor recreation opportunities, while Panama City and its amenities remain just a short drive away. Community amenities include a large resort-style swimming pool, playground, golf cart-friendly streets, abundant green space, and a welcoming clubhouse available to residents at no charge for gatherings, celebrations, and special events. Wildlife is plentiful throughout the community, adding to the serene, country-like atmosphere while maintaining the convenience of a desirable location. Don't miss this rare opportunity to secure nearly an acre in one of the area's most desirable waterfront communities and bring your dream home to life.
Full Property Details
Full Property Details for 4504 Tender Creek Cv
General
- Price: $120,000
- HOA FEE: $120/month
- HOA FEE FREQ.: Quarterly
- Taxes: (2025)
- Status: Active
- Type: Land Residential
- Source: Bay_County
- MLS ID: 796362
- Updated: 10/7/2026
- Added to Site: 2 day(s) ago
Additional Information
- Shared Amenities: Dock, Gated, Picnic Area
Location
- County: Bay
- Subdivision: Cedar Creek Ph II
- Driving Directions: Go North on Highway 231; turn left onto Highway 2321; turn right onto Resota Beach Rd.; turn right onto Sweetfield Ln.; right onto Baxley Bend Rd.; turn right onto Cedar Creek Dr.; turn right onto Summer Creek Dr.; turn right onto Tender Creek Cove and the property is located at the end of the road.
School Information
- Elementary School: Deane Bozeman
- Middle School: Deane Bozeman
- High School: Deane Bozeman
Community
- Community Name: 04 - Bay County - North
- Association: Yes
- Assoc. Fees Include: Clubhouse, Fishing Rights
Utilities
- Sewer: Septic Needed
Lot Features
- Property View: Lake
- Lot Size (Acres): 0.95
- Lot Size (Sq. Ft.): 40,946
- Lot Size: .95
- Lot Dimensions: Irregular
- Lot Features: Paved
- Zoning: Resid Single Family
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Lake
- Water Front View: Lake
- Lake Front: Yes
Financial Considerations
- Association Fee: $360
- Assoc Fee Freq.: Quarterly
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: CEDAR CREEK PH II LOT 52 ORB 4425 P 541
- Property ID: 07611-300-016
Listed by eXp Realty LLC
Get Pre-Approved Today
Schools
Schools serving 4504 Tender Creek Cv
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Deane Bozeman School 13410 Florida 77, Panama City, FL 32409 | PK-5 | 7.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4504 Tender Creek Cv
Date
Details
Price
Change
Source
10/07/2026
Listed
$120,000
100%
MLS
6/23/2021
Sold
$60,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4504 Tender Creek Cv
Year
Property Taxes
Change
Tax Assessment
Change
2024
$857
—
$67,316
-16%
2024
$857
20%
$80,325
37%
2023
$712
25%
$58,430
22%
2021
$570
-2%
$47,940
-5%
2022
$584
2%
$50,575
9%
2021
$570
13%
$46,500
11%
2019
$505
-1%
$42,075
1%
2018
$509
9%
$41,580
10%
2017
$468
16%
$37,800
19%
2016
$405
-14%
$31,800
-11%
2015
$473
—
$35,897
—
2014
$472
6%
$35,897
-6%
2013
$444
—
$38,274
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4504 Tender Creek Cv
4504 Tender Creek Cove, Southport, FL 32409 (MLS# 796362) is a Land Residential property with a lot size of 0.95 acres. 4504 Tender Creek Cove is currently listed for $120,000 and was received on October 07, 2026. Want to learn more about 4504 Tender Creek Cove? Do you have questions about finding other Land Residential real estate for sale in Southport? You can browse all Southport real estate or contact a Coldwell Banker agent to request more information.

