Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$249,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 2 Full Baths
  • 1,066 Sq. Ft.
  • Updated 2 days ago

Next open house:

Open House: 11:00 AM - 2:00 PM

Saturday 1/17 11:00 AM - 2:00 PM

10492 SE 178th Street,Summerfield, FL 34491

10492 SE 178th StreetSummerfieldFL34491

Get directions
See This Home
Save This Home
See This Home
Save This Home
Welcome home to Spruce Creek South, a truly gated, 55+ golf-cart-friendly community in the heart of Central Florida. This cozy yet spacious 2-bedroom, 2-bath 2-car garage with additional privacy screen doors also an additional golf-cart garage behind the house, this one is a must see. This home is perfectly situated on an oversized .30-acre corner lot, located along the resident gate road with direct access to The Terrace Plaza, placing everyday conveniences just minutes away. Enjoy nearby urgent care, nearby hospitals, dentist, doctors, restaurants, pharmacies, ice cream, medical supplies, beauty spa, nail salon, hairdresser and barber shop, thrift store, butcher shop and flower shops, -and even a Planet Fitness established in 2024. This home features a 2-car garage plus a separate golf cart garage as previously mentioned. Inside, the open floor plan offers a welcoming, modern layout ideal for comfortable living and entertaining. The kitchen with granite counter-tops and stainless steel appliances boasts ample cabinetry and counter space - perfect for any home chef. The open concept is great for entertaining your guest . Relax year-round in the expansive 10' x 25' lanai, great for Relaxing and also entertaining year round..., complete with vinyl windows replaced in 2022 and new screens installed in 2023. The home has been meticulously maintained and lightly used-Previous owners occupied only three months per year in the past since 2017-2023, totaling just 18 months of use in that period of 6 years, the new owner has been here a couple of years and decided to go back home to family. Recent Updates & Improvements Include: Transferable Massey Termite bond. Roof - December 2021 HVAC - 2023 Newer Stainless-steel appliances - 2024 Tile flooring in both bathrooms- 2017 Luxury Porcelain plank floors in rest of the house - 2024 High end Bali Blinds - 2024 Washer and Dryer - 2024 Newer 6 panel doors -2024 Newer Primary Bedroom Shower 2024 Newer Granite Counter Tops - 2024 Newer Simply Safe Alarm - 2024 Newer Ring Door-bell - 2024 Newer hot water heater - 2024 Newer Wi-Fi Garage Opener with Camera and app. -2024 Electrical Panel was replaced by a new one in - 2025 Ceiling fans - 2020 Primary Bedroom fan 2024 Master bath: new toilet and granite vanity top - 2024 Guest bath: vanity & medicine cabinet (2018), exhaust fan (2022) Irrigation controller - 2021 With no bond, this home offers exceptional value and peace of mind. Residents of Spruce Creek South enjoy a vibrant lifestyle with countless amenities, including golf, shuffleboard, pickle ball, tennis, heated community pool, fitness center, separate men's and women's saunas, library, nature walks, dog park, Softball field, additional gated fenced in parking if you have a big RV or Trailer at an exceptional low cost to residents. There is on-site dining, and there is also a pro-shop which is part of the 18-hole golf course, and an active calendar of clubs and social events. Ideally located near shopping, entertainment, top medical facilities, and just minutes from The Villages, this home truly delivers the perfect blend of convenience, comfort, and community. Don't miss this extraordinary opportunity-schedule your private or virtual tour today and experience the lifestyle waiting for you at Spruce Creek South.

Full Property Details for 10492 SE 178th St

General

  • Price: $249,900
  • HOA FEE: $180/month
  • Taxes: $2,806 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: G5106551
  • Updated: 1/13/2026
  • Added to Site: 3 day(s) ago

Rental Information

  • Min. Lease: 3 Months

Interior

  • Number of Rooms: 8
  • Interior Features: Ceiling Fan(s), L Dining, Thermostat, Walk-In Closet(s)
  • Appliances: Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Ceramic Tile, Porcelain Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Laundry: In Garage

Additional Information

  • Shared Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Racquetball, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s)

Exterior

  • Exterior Features: Rain Gutters

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 34491 - Summerfield
  • County: Marion
  • Development Name: 34491 - Summerfield
  • Subdivision: SPRUCE CRK SOUTH
  • Driving Directions: FROM RE/MAX PREMIER OFFICE IN THE VILLAGES (LADY LAKE OFFICE) 13940 US-441 building 800, The Villages, FL 32159 Head toward Sumter County Rd 109 20 ft Turn right toward Sumter County Rd 109 0.1 mi Turn left onto Sumter County Rd 109 299 ft Turn left onto U.S. 27/441 N 0.8 mi Turn left onto SE 176th St 0.2 mi Turn left onto SE 107th Ct 0.2 mi Turn right at the 1st cross street onto SE 178th St Destination will be on the left
  • Direction Faces: Southeast

Community

  • Community Name: 34491 - Summerfield
  • Community Features: Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Racquetball, Restaurant, Tennis Court(s)
  • Optional Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), P
  • Association: Yes
  • Assoc. Name: TRACY BROWN
  • Assoc. Fees Include: 24-Hour Guard, Community Pool, Security, Trash
  • Pet Restrictions: WALK YOUR PET ON A LEACH ALWAYS
  • Adult Community: Yes

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Septic Tank
  • Water: Public
  • Utility Description: Cable TV Available, Electricity Available, Electricity Connected, Fire Hydrant

Structural Information

  • Exterior Const.: Vinyl Siding, Wood Frame
  • Roof: Shingle
  • Common Walls: Corner Unit
  • Stories/Levels: One
  • Square Feet: 1,066
  • Sq. Ft. Source: Public Records
  • Year Built: 1991

Lot Features

  • Lot Size (Acres): 0.3
  • Lot Size (Sq. Ft.): 13,068
  • Lot Size: 13068
  • Lot Dimensions: 103 x 128
  • Street/Road Desc.: Asphalt, Paved

Financial Considerations

  • Association Fee: $180
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • Tax Amount: $2,806.92
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: SEC 35 TWP 17 RGE 23 PLAT BOOK 002 PAGE 012 SPRUCE CREEK SOUTH V BLK F LOT 14
  • Flood Zone Info: X
  • APN: 6005006014
  • Property ID: 6005006014
  • Block/Lot/Section: F

Listed by Re/Max Premier Realty Lady Lk

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 10492 SE 178th St —

  • Re/Max Premier Realty Lady Lk

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 10492 SE 178th St

School District:Marion County School District
NameGradesDistance
Stanton-Weirsdale Elementary School
16705 Southeast 134th Terrace, Weirsdale, FL 32195
PK-53.1 mi
Lake Weir Middle School
10220 Southeast Sunset Harbor Road, Summerfield, FL 34491
6-82.5 mi
Belleview High School
10400 Southeast 36th Avenue, Belleview, FL 34420
9-1210.2 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 10492 SE 178th St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/13/2026
Listed
$249,900
4.56%
MLS
2/23/2024
Sold
$239,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 10492 SE 178th St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,807
-2%
$189,516
25%
2024
$2,877
5%
$152,174
10%
2023
$2,746
14%
$138,340
-3%
2022
$2,400
9%
$143,008
21%
2021
$2,198
—
$118,550
13%
2021
$2,198
24%
$105,340
15%
2018
$1,767
-6%
$91,933
-3%
2019
$1,873
128%
$94,488
39%
2017
$822
3%
$67,940
2%
2016
$801
-1%
$66,543
1%
2015
$810
5%
$66,080
1%
2014
$771
2%
$65,556
2%
2013
$759
—
$64,587
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 10492 SE 178th St

$
Down Payment
%
$
%

$
$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Re/Max Premier Realty Lady Lk

Similar Properties near 10492 SE 178th St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

13828 SE 85th Cir, Summerfield, FL 34491 - Photo 1
$249,900

13828 SE 85th Cir  Summerfield, FL 34491

  • Single Family
  • Active
  • Updated 2 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,315
    Sq. Ft.
Listed by Im Realty
9567 SE 174th Place Rd, Summerfield, FL 34491 - Photo 1
$249,999

9567 SE 174th Place Rd  Summerfield, FL 34491

  • Single Family
  • Active
  • 2
    Beds
  • 2
    Total Baths
  • 1,620
    Sq. Ft.
Listed by Magnolia Homes and Land Llc
11246 SE 175th Ln, Summerfield, FL 34491 - Photo 1
$250,000

11246 SE 175th Ln  Summerfield, FL 34491

  • Single Family
  • Active
  • 2
    Beds
  • 2
    Total Baths
  • 1,312
    Sq. Ft.
Listed by Charles Rutenberg Realty Orlando
8195 SE 174th Rowland St, The Villages, FL 32162 - Photo 1
$250,000

8195 SE 174th Rowland St  The Villages, FL 32162

  • Single Family
  • Active
  • 2
    Beds
  • 2
    Total Baths
  • 1,208
    Sq. Ft.
Listed by Sally Love Real Estate Inc

Just Listed near 10492 SE 178th St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

3323 Rohan Rd, Oxford, FL 34484 - Photo 1 Just Listed
$397,700

3323 Rohan Rd  Oxford, FL 34484

  • Single Family
  • Active
  • Updated 21 hours ago
  • 4
    Beds
  • 2
    Total Baths
  • 2,004
    Sq. Ft.
Listed by Century 21 Alton Clark
3619 E Cr 466, Oxford, FL 34484 - Photo 1 Just Listed
$13,300

3619 E Cr 466  Oxford, FL 34484

  • Commercial Lease
  • Active
Listed by Century 21 Prime Property Resources Inc
12551 NE 48th Ter, Oxford, FL 34484 - Photo 1 Just Listed
$398,200

12551 NE 48th Ter  Oxford, FL 34484

  • Single Family
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,970
    Sq. Ft.
Listed by Adams Homes Realty Inc
5000 Sandpiper Dr, Oxford, FL 34484 - Photo 1 Just Listed
$359,000
Open House

5000 Sandpiper Dr  Oxford, FL 34484

  • Single Family
  • Active
  • Updated 1 day ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,658
    Sq. Ft.
Listed by Florida Realty Investments

Price Reduced near 10492 SE 178th St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

5008 NE 125th Loop, Oxford, FL 34484 - Photo 1 Price Reduced
-$20,000 (-4.55%)
$420,000
Open House

5008 NE 125th Loop  Oxford, FL 34484

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 2
    Total Baths
  • 1,796
    Sq. Ft.
Listed by Era Grizzard Real Estate
10161 Mainsail Dr, Oxford, FL 34484 - Photo 1 Price Reduced
-$1,000 (-0.31%)
$318,900
Open House

10161 Mainsail Dr  Oxford, FL 34484

  • Single Family
  • Active
  • Updated 4 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,550
    Sq. Ft.
Listed by Lpt Realty, Llc
10921 Co Rd 209, Oxford, FL 34484 - Photo 1 Price Reduced
-$30,000 (-5.71%)
$495,000

10921 Co Rd 209  Oxford, FL 34484

  • Single Family
  • Active
  • Updated 5 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 1,785
    Sq. Ft.
Listed by Duncan Realty Group Llc
10173 Lake Miona Way, Oxford, FL 34484 - Photo 1 Price Reduced
-$9,900 (-1.77%)
$550,000

10173 Lake Miona Way  Oxford, FL 34484

  • Single Family
  • Active
  • Updated 5 hours ago
  • 4
    Beds
  • 2
    Total Baths
  • 2,168
    Sq. Ft.
Listed by Re/Max Premier Realty Lady Lk

Recent Sales near 10492 SE 178th St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

17834 SE 105th Ave, Summerfield, FL 34491 - Photo 1 Sold
$245,000

17834 SE 105th Ave  Summerfield, FL 34491

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 1,450
    Sq. Ft.
Listed by Florida Fine Homes Realty, Llc
Sold by Lpt Realty, Llc
17510 SE 104th Cir, Summerfield, FL 34491 - Photo 1 Sold
$239,000

17510 SE 104th Cir  Summerfield, FL 34491

  • Single Family
  • Closed
  • 2
    Beds
  • 2
    Total Baths
  • 1,296
    Sq. Ft.
Listed by Re/Max Foxfire - Summerfield
Sold by Florida Fine Homes Realty, Llc
17961 SE 105th Ave, Summerfield, FL 34491 - Photo 1 Sold
$219,000

17961 SE 105th Ave  Summerfield, FL 34491

  • Single Family
  • Closed
  • Updated 12 minutes ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,144
    Sq. Ft.
Listed by Re/Max Premier Realty Lady Lk
Sold by Majestic Oaks Realty
17915 SE 102nd Terrace, Summerfield, FL 34491 - Photo 1 Sold
$232,000

17915 SE 102nd Terrace  Summerfield, FL 34491

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 1,726
    Sq. Ft.
Listed by Dalton Wade Inc
Sold by Team Wyn Realty Llc

10492 SE 178th Street, Summerfield, FL 34491 (MLS# G5106551) is a Single Family property with 2 bedrooms and 2 full bathrooms. 10492 SE 178th Street is currently listed for $249,900 and was received on January 13, 2026. Want to learn more about 10492 SE 178th Street? Do you have questions about finding other Single Family real estate for sale in Summerfield? You can browse all Summerfield real estate or contact a Coldwell Banker agent to request more information.

Tour this property