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$949,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,440 Sq. Ft.
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Experience the best of Florida waterfront living in this beautiful, fully renovated, high and dry 3-bedroom, 2-bathroom home located in the coastal town of Suwannee, where the Suwannee River meets the Gulf. Offering stunning water views and exceptional boating access, this property is a rare opportunity for anglers, boaters, and anyone seeking a peaceful coastal retreat. Inside, the home has been completely renovated with modern finishes throughout, including all new flooring, new paint, new bathrooms, a fully remodeled kitchen, new HVAC, and numerous additional renovations. The open and inviting interior is designed to maximize comfort while complementing the surrounding waterfront setting from every window. Step outside and enjoy multiple levels of expansive low maintenance decking, perfect for entertaining, relaxing, or taking in breathtaking Gulf views and SPECTACULAR sunsets. The property is equipped for serious waterfront enjoyment with two boat lifts, a private dock, RV hookups, and a separate covered dry boat storage area, providing ample space for all your recreational needs. Whether you're looking for a full-time residence, weekend getaway, or investment property, this turnkey waterfront home offers direct access to some of Florida's finest fishing, boating, and natural beauty-all from your own backyard. Owner is a licensed Realtor in Florida.

Full Property Details for 38 SE 195th St

General

  • Price: $949,000
  • Taxes: $11,550 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: GC541382
  • Updated: 6/23/2026
  • Added to Site: 21 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 3
  • Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Stone Counters
  • Appliances: Convection Oven, Dishwasher, Disposal, Microwave, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Luxury Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Laundry Room

Exterior

  • Exterior Features: Private Yard, RV Hookup

Parking

  • Carports: Yes
  • Carport: 4
  • Carport Spaces: 4
  • Covered Spaces: 4

Location

  • Area: 32692 - Suwannee
  • County: Dixie
  • Development Name: 32692 - Suwannee
  • Subdivision: (0131)
  • Driving Directions: FROM SE 195th St, head into the town of Suwannee, Florida. Home is at the dead-end stop sign facing the gulf.
  • Direction Faces: Southeast

Community

  • Community Name: 32692 - Suwannee

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Electricity Available, Electricity Connected

Structural Information

  • Exterior Const.: Vinyl Siding
  • Roof: Metal
  • Stories/Levels: One
  • Square Feet: 1,440
  • Sq. Ft. Source: Public Records
  • Year Built: 2000

Lot Features

  • Lot Size (Acres): 0.89
  • Lot Size (Sq. Ft.): 38,768
  • Lot Size: 38768
  • Street/Road Desc.: Gravel, Paved

Water Features

  • Water Front: Yes
  • Water Access: Yes
  • Water Access Desc: Canal - Saltwater, Gulf/Ocean, River
  • Water Extras: Yes
  • Water Front Desc.: Saltwater Canal, Canal Front

Financial Considerations

  • Tax Amount: $11,550
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: Lengthy. See deed.
  • Flood Zone Info: AE
  • APN: 301312347900000001
  • Property ID: 301312347900000001

Listed by Bosshardt Realty Services Llc

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— 38 SE 195th St —

  • Bosshardt Realty Services Llc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 38 SE 195th St

School District:Dixie County School District
NameGradesDistance
Ruth Rains Middle School
981 Southwest 351 Highway, Cross City, FL 32628
6-820.3 mi
James M. Anderson Elementary School
815 Southwest 351 Highway, Cross City, FL 32628
PK-520.5 mi
Old Town Elementary School
221 Southeast 136th Avenue, Old Town, FL 32680
PK-521.1 mi
Dixie County High School
17924 Southeast Highway 19, Cross City, FL 32628
9-1220.6 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 38 SE 195th St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/23/2026
Listed
$949,000
33.66%
MLS
5/31/2022
Sold
$710,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 38 SE 195th St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$11,722
—
$588,900
-3%
2024
$11,772
2%
$610,200
2%
2023
$11,494
36%
$595,800
40%
2021
$8,469
-10%
$424,100
-13%
2022
$9,446
12%
$488,800
24%
2021
$8,469
25%
$393,500
17%
2019
$6,780
25%
$337,500
27%
2018
$5,429
-1%
$266,500
—
2017
$5,490
-2%
$266,500
—
2016
$5,598
3%
$266,500
—
2015
$5,425
-2%
$266,500
—
2014
$5,537
69%
$266,500
—
2013
$3,267
—
$266,500
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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38 SE 195th Street, Suwannee, FL 32692 (MLS# GC541382) is a Single Family property with 3 bedrooms and 2 full bathrooms. 38 SE 195th Street is currently listed for $949,000 and was received on June 23, 2026. Want to learn more about 38 SE 195th Street? Do you have questions about finding other Single Family real estate for sale in Suwannee? You can browse all Suwannee real estate or contact a Coldwell Banker agent to request more information.

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