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$372,900 Just Listed
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Property Description
Welcome to this impeccably maintained, fully furnished, turn-key home in the sought-after 55+ waterfront community of Royal Harbor in Tavares. Thoughtfully upgraded and beautifully appointed with exquisite décor and furnishings (offered with a few personal exclusions), this 3-Bedroom, 2-Bath residence offers 2,162 square feet of elegant, easy living. Ceramic tile flows throughout the main Living Areas, while engineered hardwood enhances all Bedrooms. The Chef's Kitchen is beautifully appointed with abundant solid maple cabinetry with under-cabinet lighting, granite countertops, convenient pull-outs, and quality stainless steel appliances including a 5-burner Bosch gas cooktop. The Breakfast Bar opens seamlessly to the Family Room, creating a warm, connected space ideal for everyday living and entertaining. Just off the Kitchen, the sunny Breakfast Nook is wrapped in windows that overlook the Florida Room, filling the space with natural light and offering views of the beautifully finished bonus living area. The inviting Family Room is warmed by a gas fireplace, and crown molding adds architectural charm to the Living Room, Dining Room, Family Room, and Primary Bedroom. The spacious Primary Suite opens to the Florida Room and features crown molding, a large walk-in closet, and an En-Suite Bath with soaking tub, separate walk-in shower, separate vanities, and a linen closet. A favorite gathering space is the enclosed Florida Room with acrylic windows, pull-down shades, beautiful paver flooring, and a dedicated mini-split (12/2022) for year-round comfort (not included in the home's square footage). Recent updates include exterior paint (2022), interior paint (2023), A/C (2023), water heater (2025), and upgraded lighting fixtures throughout. Paver accents enhance the walkway and widened driveway apron, and the grand Entryway creates a striking first impression. The landscaped yard offers easy maintenance, allowing more time to enjoy the Royal Harbor lifestyle. Royal Harbor is a lushly landscaped, vibrant adult community on the Harris Chain of Lakes, featuring resort-style amenities including a spacious Clubhouse, Social Hall, heated Jr. Olympic-sized Pool and Spa, Fitness Center, Craft and Game Rooms, Billiards, Pickleball, Tennis, Bocce, Shuffleboard, Community Dock, Walking Paths, Lighthouse, and a full calendar of Activities and Clubs. RV, Boat, and Trailer storage are included in the HOA dues. This magnificent home is offered Fully Furnished with a few exclusions and is truly Move-In Ready! Call today for your private showing!
Full Property Details
Full Property Details for 5170 Indian Ocean Loop
General
- Price: $372,900
- HOA FEE: $228/month
- Taxes: $3,162 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: G5108594
- Updated: 2/23/2026
- Added to Site: 1 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 9
- Interior Features: Ceiling Fan(s), Coffered Ceiling(s), Crown Molding, High Ceilings, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Fireplace: Yes
- Fireplace(s): Family Room, Gas
- Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Refrigerator, Washer
- Furnishings: Furnished
- Flooring: Ceramic Tile, Engineered Hardwood
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Inside, Laundry Room
Additional Information
- Shared Amenities: Clubhouse, Fitness Center, Gated, Park, Pickleball Court(s), Recreation Facilities, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s), Wheelchair Access
- Security/Safety: Gated Community, Smoke Detector(s)
Exterior
- Exterior Features: Irrigation System, Rain Gutters
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
Location
- Area: 32778 - Tavares / Deer Island
- County: Lake
- Development Name: 32778 - Tavares / Deer Island
- Subdivision: ROYAL HARBOR
- Driving Directions: From SR 19, turn into Royal Harbor main entrance on Royal Harbor Blvd. Once through gate, continue around circle, past clubhouse. continue on Royal Harbor Blvd, past lighthouse, to Indian Ocean Loop. Turn right, then stay straight on Indian Ocean Loop, to 5170 on right.
- Direction Faces: East
Community
- Community Name: 32778 - Tavares / Deer Island
- Community Features: Fishing, Lake, Water Access, Association Recreation - Owned, Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Fitness Center, Gated Community - No Guard, Park, Pool, Sidewalks, Tennis Court(s), Wheelchair Access
- Optional Amenities: Clubhouse, Fitness Center, Gated, Park, Pickleball Court(s), Recreation Facilities, Spa/Hot Tub, Storage, Te
- Association: Yes
- Assoc. Name: Leland Management - Lian Sierra
- Assoc. Fees Include: Cable TV, Common Area Taxes, Community Pool, Escrow Reserves Fund, Manager, Private Road, Recreational Facilities
- Pet Restrictions: Leash, pick up after, check with HOA
- Adult Community: Yes
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Private Sewer
- Water District: LITTLE LAKE HARRIS, CHAIN
- Water: Public
- Utility Description: BB/HS Internet Available, Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected
Structural Information
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Windows: Blinds, Double Pane Windows, Shades
- Stories/Levels: One
- Square Feet: 2,162
- Sq. Ft. Source: Public Records
- Year Built: 2007
Lot Features
- Lot Size (Acres): 0.2
- Lot Size (Sq. Ft.): 8,800
- Lot Size: 8800
- Street/Road Desc.: Asphalt, Paved
Water Features
- Water Access: Yes
- Water Access Desc: Lake - Chain of Lakes, Pond
- Water Extras: Yes
- Water Front Name: LITTLE LAKE HARRIS, CHAIN
- Water Front Desc.: Lake
Financial Considerations
- Association Fee: $228
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Tax Amount: $3,162.11
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: TAVARES ROYAL HARBOR PHASE 2 SUB LOT 306 PB 45 PGS 32-35 ORB 4553 PG 1681 ORB 4589 PG 505
- Flood Zone Info: X
- APN: 132025180500030600
- Property ID: 132025180500030600
Listed by Bhhs Florida Realty
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Schools
Schools serving 5170 Indian Ocean Loop
School District:Lake County School District
| Name | Grades | Distance |
|---|---|---|
Astatula Elementary School 13925 Florida Avenue, Astatula, FL 34705 | PK-5 | 3.7 mi |
Tavares Middle School 1335 Lane Park Cutoff Road, Tavares, FL 32778 | 6-8 | 1.5 mi |
Tavares High School 603 North New Hampshire Avenue, Tavares, FL 32778 | 9-12 | 3.9 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 5170 Indian Ocean Loop
Date
Details
Price
Change
Source
2/23/2026
Listed
$372,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 5170 Indian Ocean Loop
5170 Indian Ocean Loop, Tavares, FL 32778 (MLS# G5108594) is a Single Family property with 3 bedrooms and 2 full bathrooms. 5170 Indian Ocean Loop is currently listed for $372,900 and was received on February 23, 2026. Want to learn more about 5170 Indian Ocean Loop? Do you have questions about finding other Single Family real estate for sale in Tavares? You can browse all Tavares real estate or contact a Coldwell Banker agent to request more information.

