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$8,490,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 4 Full Baths
  • 1 Partial Bath
  • 4,170 Sq. Ft.
  • Updated 1 hour ago
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Welcome to Key Harbor--an exceptional oceanfront estate set on 1.5 acres of pristine, private grounds with sweeping, unobstructed open-water views. This beautifully restored residence offers a seamless blend of indoor and outdoor living, with an open-concept layout designed to showcase the breathtaking scenery from every angle.Inside, the home flows effortlessly toward expansive outdoor spaces, where palm-lined lawns lead to a sandy beach, private marina, and the sparkling ocean beyond. The thoughtfully designed exterior features an inviting custom pool with ambient lighting, a sun deck, and lush, mature landscaping that ensures both beauty and privacy.The main residence includes 3 spacious bedrooms and 3.5 bathrooms, complemented by a separate 2-bedroom, 1-bath guest quarters--ideal for hosting family and friends. A 2 car garage and high-end finishes throughout complete this timeless coastal retreat.Experience refined waterfront living in a setting that feels both luxurious and effortlessly serene.

Full Property Details for 198 Lowe St

General

  • Price: $8,490,000
  • Taxes: $48,698 (2025)
  • Status: Active
  • Type: Single Family
  • Source: 927
  • MLS ID: 619207
  • Updated: Today (3/26/2026)
  • Added to Site: Today

Interior

  • Rooms/Areas: Laundry Room
  • Interior Features: Drapes/Blinds Incl, Security System, Split Bedroom, Cathedral Ceilings
  • Appliances: Washer, Freezer, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Furnishings: Unfurnished
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 5

Additional Information

  • Shared Amenities: Beach
  • Pool: Yes
  • Pool Description: In Ground, Decked, Concrete
  • Security/Safety: Patrolled Area

Exterior

  • Exterior Features: Fencing, Sandy Beach, Privacy Wall/Fence, Outdoor Shower, Lighting
  • Deck/Patio: Open Porch/Balcony, Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Carports: Yes
  • Parking: Garage, Attached, Carport

Location

  • Area: 26 - Key Largo S of MM 96.9
  • County: Monroe
  • Subdivision: Tavernier Beach (91.5)
  • Driving Directions: MM 91 Oceanside turn on Lowe Street

Community

  • Assoc. Fees Include: None
  • Pets Allowed: Yes

Heating & Cooling

  • Cooling Type: Central Air, Ceiling Fans(s)
  • Heating Type: Central

Utilities

  • Water: Ocean View, Open Water View
  • Utility Description: FKAA, Elect Separate Meter, Municipal Sewer

Structural Information

  • Architectural Style: Single Family
  • Construction Status: Updated/Remodeled
  • Construction: CBS, Combo Construction, Concrete
  • Roof: Metal Roof
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
  • Stories/Levels: 2 Stories
  • Square Feet: 4,170
  • Sq. Ft. Source: Property Data Card
  • Year Built: 1957
  • Property Condition: Updated/Remodeled

Lot Features

  • Lot Size (Sq. Ft.): 62,300
  • Lot Dimensions: 312 x 136
  • Fence: Yes
  • Zoning: R1 - Residential Single Family

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Type: Oceanfront
  • Dock Description: Boat Lift, Basin, Boat Ramp

Financial Considerations

  • Tax Amount: $48,698
  • Tax Year: 2025
  • Terms: Cash, Conventional

Disclosures and Reports

  • Legal Description: BK 3 AMD PLAT OF TAVERNIER BCH KEY LARGO PB1-201 & ISLAND OF KEY LARGO LOT 6 LESS WESTERLY 200FT OR607-706 OR607-707 OR7
  • Flood Zone: AE, VE, VE, VE
  • APN: 00566320-000000

Listed by Ocean Sotheby's International Realty, Cheri Tindall (305) 664-7661 and Ocean Sotheby's International Realty, Leslie Leopold (305) 942-0215

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Listing agents

— 198 Lowe St —

  • Cheri Tindall

    Ocean Sotheby's International Realty

  • Leslie Leopold

    Ocean Sotheby's International Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 198 Lowe St

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Plantation Key School
100 Lake Road, Tavernier, FL 33070
PK-81.8 mi
Coral Shores High School
89901 Old Highway, Tavernier, FL 33070
9-121.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 198 Lowe St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/26/2026
Listed
$8,490,000
285.91%
MLS
3/01/2012
Sold
$2,200,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 198 Lowe St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$44,022
—
$6,369,761
5%
2024
$44,022
9%
$6,064,553
8%
2023
$40,529
21%
$5,627,809
50%
2021
$33,384
-13%
$3,747,153
-33%
2022
$38,578
16%
$5,618,053
77%
2021
$33,384
21%
$3,167,272
9%
2019
$27,691
-2%
$2,908,930
1%
2018
$28,296
1%
$2,867,818
-16%
2017
$28,064
18%
$3,395,994
43%
2016
$23,867
8%
$2,370,097
13%
2015
$22,044
-14%
$2,104,583
-4%
2014
$25,712
14%
$2,199,442
10%
2013
$22,627
—
$1,999,493
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 198 Lowe St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Ocean Sotheby's International Realty, Cheri Tindall (305) 664-7661 and Ocean Sotheby's International Realty, Leslie Leopold (305) 942-0215

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198 Lowe Street, Tavernier, FL 33070 (MLS# 619207) is a Single Family property with 5 bedrooms, 4 full bathrooms and 1 partial bathroom. 198 Lowe Street is currently listed for $8,490,000 and was received on March 26, 2026. Want to learn more about 198 Lowe Street? Do you have questions about finding other Single Family real estate for sale in Tavernier? You can browse all Tavernier real estate or contact a Coldwell Banker agent to request more information.

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