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$425,000
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Property Description
Virtually Staged. This is the lakefront home you've been waiting for. Rarely does an opportunity arise in The Villages to own a property with both stunning lake and golf course views on an oversized lot with room to grow. An added bonus: a very low-interest assumable VA loan is available for qualified buyers, including eligible veterans and non-veterans. Nestled in the desirable Village of Rio Grande, this beautifully maintained 3-bedroom, 2-bath Designer San Miguel model offers a split-bedroom floor plan and breathtaking views from the moment you enter. Enjoy picturesque water and golf course vistas from the primary suite, great room, kitchen, and third bedroom. Sliding glass doors from both the primary suite and great room open to a spacious screened patio, creating the perfect setting for morning coffee, evening sunsets, entertaining guests, or simply relaxing while taking in the ever-changing beauty of nature. The oversized homesite offers endless possibilities, including room for a pool, golf cart garage, home expansion, or outdoor living enhancements-all at an affordable price. The private backyard provides a tranquil retreat overlooking both the lake and golf course. Thoughtfully updated, this home features neutral interior paint, modern window treatments, luxury vinyl plank flooring, Corian countertops, an UPDATED electrical panel (2026), BRAND-NEW WATER HEATER (2026), and a BRAND-NEW ROOF (2026). The great room includes a small area of new carpet that can easily be replaced to match the existing flooring. The third bedroom currently features a custom built-in desk in place of a closet, which can be easily converted back if desired. A spacious two-car garage adds convenience and storage. Beyond the home, enjoy The Villages' unmatched active lifestyle with convenient golf cart access to Spanish Springs Town Square and Lake Sumter Landing. Residents enjoy championship and executive golf courses, recreation centers, resort-style pools, pickleball courts, fitness facilities, live entertainment, dining, shopping, and hundreds of clubs and activities. Everyday conveniences such as Publix, Target, Lowe's, Walmart, CVS, Costco, Sam's Club, and numerous restaurants are all nearby, many accessible by golf cart. This exceptional waterfront property combines breathtaking views, thoughtful updates, expansion potential, and an unbeatable location-making it one of the best values in The Villages. No Bond. Motivated Seller!
Full Property Details
Full Property Details for 1307 Panama Pl
General
- Price: $425,000
- HOA FEE: $204/month
- Taxes: $932 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: G5110367
- Updated: 7/8/2026
- Added to Site: 101 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 6
- Interior Features: Ceiling Fan(s), Chair Rail, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Vaulted Ceiling(s), Window Treatments
- Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Furnishings: Unfurnished
- Flooring: Carpet, Linoleum, Luxury Vinyl
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Laundry Room
Additional Information
- Shared Amenities: Golf Course, Pool, Recreation Facilities, Shuffleboard Court, Tennis Court(s)
Exterior
- Exterior Features: Rain Gutters, Sliding Doors
- Deck/Patio: Front Porch, Rear Porch, Screened
- Porch/Patio/Deck: Front Porch, Rear Porch, Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Garage Door Opener, Off Street
Location
- Area: 32159 - Lady Lake (The Villages)
- County: Sumter
- Development Name: 32159 - Lady Lake (The Villages)
- Subdivision: THE VILLAGES
- Driving Directions: Hwy 27 to Avenida Central. Turn onto Del Mar through the Gate. Second street to right is Panama Place. Home is located just past the golf cart path entry.
- Direction Faces: Southeast
Community
- Community Name: 32159 - Lady Lake (The Villages)
- Community Features: Association Recreation - Owned, Community Mailbox, Deed Restrictions, Dog Park, Gated Community - Guard, Golf Carts OK, Golf, Pool, Restaurant
- Optional Amenities: Golf Course, Pool, Recreation Facilities, Shuffleboard Court, Tennis Court(s)
- Association: Yes
- Assoc. Name: Brian Goodman
- Assoc. Fees Include: Common Area Taxes, Community Pool
- Adult Community: Yes
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable TV Available, Cable Connected, Electricity Available, Phone Available, Public, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected
Structural Information
- Exterior Const.: Vinyl Siding, Wood Frame
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 1,499
- Sq. Ft. Source: Public Records
- Year Built: 1995
Lot Features
- Property View: Golf Course, Water
- Lot Size (Acres): 0.19
- Lot Size (Sq. Ft.): 8,280
- Lot Size: 8280
- Lot Dimensions: 90 x 92
- Frontage: Street Paved
- Street/Road Desc.: Paved, Asphalt
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Lake
- Water Front Desc.: Lake Front
Financial Considerations
- Association Fee: $204
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- CDD: Yes
- Tax Amount: $932.79
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: LOT 9 THE VILLAGES OF SUMTER UNIT NO.6 PLAT BOOK 4 PAGES 109-109A
- Flood Zone Info: X
- APN: D12F009
- Property ID: D12F009
- Block/Lot/Section: 12
Listed by Exp Realty Llc
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Schools
Schools serving 1307 Panama Pl
School District:Sumter County School District, Bushnell, FL
| Name | Grades | Distance |
|---|---|---|
Wildwood Elementary School 300 Huey Street, Wildwood, FL 34785 | PK-5 | 7.4 mi |
Wildwood Middle/ High School 700 Huey Street, Wildwood, FL 34785 | 6-12 | 7.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1307 Panama Pl
Date
Details
Price
Change
Source
5/19/2026
Price Reduced
$425,000
-0.93%
MLS
5/09/2026
Price Reduced
$429,000
-2.48%
MLS
3/31/2026
Listed
$439,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1307 Panama Pl
Year
Property Taxes
Change
Tax Assessment
Change
2025
$933
—
$171,900
3%
2024
$933
41%
$167,060
3%
2023
$660
8%
$162,200
6%
2021
$610
-7%
$152,900
-3%
2022
$659
8%
$157,480
4%
2021
$610
-69%
$150,790
2%
2019
$1,954
8%
$147,400
2%
2018
$1,802
—
$144,660
2%
2017
$1,809
6%
$141,690
2%
2016
$1,706
-1%
$138,780
1%
2015
$1,716
-1%
$137,820
1%
2014
$1,740
-2%
$136,730
1%
2013
$1,780
—
$134,710
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1307 Panama Pl
1307 Panama Place, The Villages, FL 32159 (MLS# G5110367) is a Single Family property with 3 bedrooms and 2 full bathrooms. 1307 Panama Place is currently listed for $425,000 and was received on March 31, 2026. Want to learn more about 1307 Panama Place? Do you have questions about finding other Single Family real estate for sale in The Villages? You can browse all The Villages real estate or contact a Coldwell Banker agent to request more information.

