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$295,000
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Property Description
Welcome to Twin Lakes Estates, a desirable 55+ gated lakeside community where Florida living meets comfort, connection, and an active lifestyle. Enjoy the peaceful surroundings, friendly neighbors, clubhouse, pool, and scenic walking and biking trails designed for enjoying every season of retirement. This beautifully maintained home offers the perfect blend of relaxation and functionality with an inviting open-concept layout ideal for everyday living and entertaining. A spacious driveway, two-car garage, and welcoming entry provide convenience from the moment you arrive. Step inside to discover a bright and comfortable living space with sliding glass doors leading to an enclosed Florida room-your perfect spot for morning coffee, reading, or soaking in the sunshine year-round. The outdoor patio creates an additional space for grilling, gardening, or creating your own private retreat. The well-appointed kitchen features 42-inch wood cabinetry, a built-in pantry, generous counter space, and a seamless flow into the dining area, making gatherings with family and friends effortless. The split floor plan offers privacy, with a spacious primary suite featuring a walk-in closet and en-suite bath with a relaxing soaking tub. Two additional bedrooms and a full bath provide comfortable accommodations for guests or hobbies. Additional features include an indoor laundry room with extra storage and convenient garage access. Whether you're looking to enjoy an active community, a peaceful retreat, or a low-maintenance Florida lifestyle, this home in Twin Lakes Estates offers the opportunity to enjoy the best of 55+ living.**NO LEASING ALLOWED**. Ideally located near shopping, dining, parks, medical facilities, major toll roads, and just a short drive to Orlando attractions and the airport.Come see it for yourself and discover why so many love calling Twin Lakes Estates home. *SOLD AS IS* with right to inspect. **It is the buyer's sole responsibility to confirm all restrictions with HOA, Community, City and/or County guidelines/rules.**
Full Property Details
Full Property Details for 108 Twin Lake Cir
General
- Price: $295,000
- HOA FEE: $50/month
- HOA FEE FREQ.: Annually
- Taxes: $1,573 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: V4947781
- Updated: 7/17/2026
- Added to Site: 145 day(s) ago
Interior
- Number of Rooms: 6
- Interior Features: Kitchen and Family Room Combination, Living Room/Dining Room Combo
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- Flooring: Carpet, Laminate
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Inside
Additional Information
- Shared Amenities: Gated, Pool, Recreation Facilities
Exterior
- Exterior Features: Balcony, Irrigation System, Sliding Doors
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
Location
- Area: 32784 - Umatilla / Dona Vista
- County: Lake
- Development Name: 32784 - Umatilla / Dona Vista
- Subdivision: UMATILLA TWIN LAKE ESTATES SUB
- Driving Directions: SR-19 North to Umatilla. (L) Twin Lake circle, home on the right.
- Direction Faces: East
Community
- Community Name: 32784 - Umatilla / Dona Vista
- Community Features: Clubhouse, Community Mailbox, Deed Restrictions, Golf Carts OK, Pool
- Optional Amenities: Gated, Pool, Recreation Facilities
- Association: Yes
- Assoc. Name: Gail Schmidt
- Assoc. Fees Include: Community Pool
- Pet Restrictions: It is the buyer's sole responsibility to confirm all City/County and HOA restrictions.
- Adult Community: Yes
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Septic Tank
- Water: None
- Utility Description: Cable Connected, Electricity Available
Structural Information
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Windows: Blinds
- Stories/Levels: One
- Square Feet: 1,277
- Sq. Ft. Source: Public Records
- Year Built: 2001
Lot Features
- Lot Size (Acres): 0.23
- Lot Size (Sq. Ft.): 10,085
- Lot Size: 10085
- Street/Road Desc.: Asphalt
Financial Considerations
- Association Fee: $600
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- Tax Amount: $1,573.34
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: UMATILLA TWIN LAKE ESTATES SUB LOT 35 PB 43 PGS 97-98 ORB 3016 PG 1529
- Flood Zone Info: x
- APN: 11826200000003500
- Property ID: 11826200000003500
Listed by Complete Realty
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Schools
Schools serving 108 Twin Lake Cir
School District:Lake County School District
| Name | Grades | Distance |
|---|---|---|
Umatilla Elementary School 401 Lake Street, Umatilla, FL 32784 | PK-5 | 1.3 mi |
Umatilla Middle School 305 East Lake Street, Umatilla, FL 32784 | 6-8 | 1.7 mi |
Umatilla High School 320 North Trowell Avenue, Umatilla, FL 32784 | 9-12 | 1.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 108 Twin Lake Cir
Date
Details
Price
Change
Source
5/13/2026
Price Reduced
$295,000
-4.81%
MLS
3/20/2026
Listed
$309,900
77.09%
MLS
11/23/2005
Sold
$175,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 108 Twin Lake Cir
Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,421
—
$108,820
3%
2024
$1,421
—
$105,760
3%
2024
$1,421
5%
$102,780
3%
2023
$1,356
15%
$99,790
6%
2021
$1,182
-6%
$94,072
-3%
2022
$1,251
6%
$96,890
4%
2021
$1,182
6%
$92,774
4%
2018
$1,116
-5%
$88,999
-2%
2019
$1,176
24%
$90,689
4%
2017
$945
2%
$87,169
2%
2016
$924
-2%
$85,377
1%
2015
$944
1%
$84,784
1%
2014
$936
3%
$84,112
1%
2013
$912
—
$82,869
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 108 Twin Lake Cir
108 Twin Lake Circle, Umatilla, FL 32784 (MLS# V4947781) is a Single Family property with 3 bedrooms and 2 full bathrooms. 108 Twin Lake Circle is currently listed for $295,000 and was received on March 20, 2026. Want to learn more about 108 Twin Lake Circle? Do you have questions about finding other Single Family real estate for sale in Umatilla? You can browse all Umatilla real estate or contact a Coldwell Banker agent to request more information.

