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$639,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 1,961 Sq. Ft.
  • Updated 3 hours ago
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Unique Lakefront Colonial with Pool & Guest House in Downtown Umatilla Built in 1875, this rare colonial-style home is full of character and old-world charm-truly not a cookie-cutter house. Set on 1.63 acres directly on Lake Umatilla, it features a private dock with electric service, boat lift, and jet ski lift. The main home offers 3 bedrooms and 2 baths, with a downstairs suite and two bedrooms upstairs sharing a full bath. Distinctive details include 10-foot ceilings, crown molding, vintage glass doorknobs, and a working vintage-style elevator. The detached 1-bedroom, 1-bath guest house with attached workshop would be a great rental or small business. Recent updates include: Electrical, Plumbing, Kitchen; downstairs bathroom; exterior paint, roof (2018), and front windows; plus A/C units (2014 & 2015). Perfect for entertaining, you can host gatherings by the pool, grill on the deck, and enjoy boating, fishing and skiing on the lake. Zoned Residential/Professional, this property also offers potential for a home-based business or office. Convenient to Umatilla Airport, with the occasional seaplane landing right on the lake.

Full Property Details for 243 S Central Ave

General

  • Price: $639,900
  • Taxes: $4,541 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: G5107014
  • Updated: Today (1/20/2026)
  • Added to Site: Today

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 8
  • Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Crown Molding, Elevator, High Ceilings, Window Treatments
  • Fireplace: Yes
  • Fireplace(s): Wood Burning
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
  • Furnishings: Negotiable
  • Flooring: Vinyl, Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Inside

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Auto Cleaner, Deck, In Ground, Vinyl

Exterior

  • Exterior Features: Other, Sidewalk
  • Deck/Patio: Covered, Deck, Enclosed, Rear Porch, Screened
  • Porch/Patio/Deck: Covered, Deck, Enclosed, Rear Porch, Screened

Parking

  • Carports: Yes
  • Carport: 1
  • Carport Spaces: 1
  • Covered Spaces: 1
  • Parking Features: Electric Vehicle Charging Station(s)

Location

  • Area: 32784 - Umatilla / Dona Vista
  • County: Lake
  • Development Name: 32784 - Umatilla / Dona Vista
  • Subdivision: ACREAGE & UNREC
  • Driving Directions: From Umatilla, travel south on State Route 19 Home is on left.
  • Direction Faces: West

School Information

  • Elementary School: Umatilla Elem
  • Middle School: Umatilla Middle
  • High School: Umatilla High

Community

  • Community Name: 32784 - Umatilla / Dona Vista

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water District: LAKE UMATILLA
  • Water: Public, Well
  • Utility Description: Cable Connected, Electricity Connected, Public

Structural Information

  • Architectural Info: Colonial
  • Architectural Style: Colonial
  • Exterior Const.: Metal Siding, Wood Frame
  • Roof: Shingle
  • Windows: Window Treatments
  • Stories/Levels: Two
  • Square Feet: 1,961
  • Sq. Ft. Source: Public Records
  • Year Built: 1875

Additional Structures

  • Other Structures: Guest House, Shed(s), Workshop

Lot Features

  • Property View: Pool, Water
  • Lot Size (Acres): 1.63
  • Lot Size (Sq. Ft.): 70,955
  • Lot Size: 1.6289
  • Lot Dimensions: 188 x 386
  • Street/Road Desc.: Paved
  • Fencing (Description): Fenced

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Access: Yes
  • Water Access Desc: Lake
  • Water Extras: Yes
  • Water Front Name: LAKE UMATILLA
  • Water Front Desc.: Lake Front

Financial Considerations

  • Tax Amount: $4,541.56
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: FROM SW COR OF SEC RUN E 87.78 FT TO CENTERLINE OF RR, N 25-39-50 E ALONG SD CENTERLINE 2042.7 FT, S 64-20-10 E 60.06 FT TO POB, CONT S 64-20-10 E 219.1 FT, N 25-39-50 E 40 FT, S 68-24-13 E TO LAKE BEING POINT A, RETURN TO POB, RUN N 25-40-0 E PARALLEL TO RR 227.7 FT, S 64-20-10 E TO LAKE, S'LY ALONG LAKE TO POINT A ORB 4787 PG 944
  • Flood Zone Info: AE
  • APN: 131826000300006300
  • Property ID: 131826000300006300

Listed by Vangie Berry Signature Realty

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Listing agent

— 243 S Central Ave —

  • Vangie Berry Signature Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 243 S Central Ave

School District:Lake County School District
NameGradesDistance
Umatilla Elementary School
401 Lake Street, Umatilla, FL 32784
PK-51.1 mi
Umatilla Middle School
305 East Lake Street, Umatilla, FL 32784
6-80.8 mi
Umatilla High School
320 North Trowell Avenue, Umatilla, FL 32784
9-120.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 243 S Central Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/20/2026
Listed
$639,900
165.52%
MLS
5/27/2016
Sold
$241,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 243 S Central Ave

Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,394
—
$249,110
3%
2024
$4,394
4%
$242,090
3%
2023
$4,225
10%
$235,040
6%
2021
$3,854
-4%
$221,557
-3%
2022
$4,030
5%
$228,200
4%
2021
$3,854
2%
$218,499
4%
2018
$3,779
7%
$209,605
-1%
2017
$3,543
-10%
$211,056
-1%
2019
$3,922
19%
$213,587
8%
2016
$3,300
-1%
$197,127
2%
2015
$3,322
3%
$192,924
3%
2014
$3,239
1%
$188,194
1%
2013
$3,202
—
$185,487
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Vangie Berry Signature Realty

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243 S Central Avenue, Umatilla, FL 32784 (MLS# G5107014) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 243 S Central Avenue is currently listed for $639,900 and was received on January 20, 2026. Want to learn more about 243 S Central Avenue? Do you have questions about finding other Single Family real estate for sale in Umatilla? You can browse all Umatilla real estate or contact a Coldwell Banker agent to request more information.

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