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$870,000

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 2 Full Baths
  • 1,258 Sq. Ft.
  • Updated 2 days ago
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Lakefront home plus an income-producing duplex, sold together on 0.58 acre in Umatilla. The package includes the 1,258 sq ft lakefront home at 264 S. Central Ave. and the 2,064 sq ft duplex at 260 S. Central Ave. (Units A and B), both currently occupied. You can live on the water and collect rent next door, or hold both as investments. The home: two ensuite bedrooms with glass-enclosed showers. The primary suite has an extra-large walk-in closet and a dual-head shower, and the second bedroom has a built-in office and a Murphy bed. The kitchen has quartz counters and Whirlpool appliances, and a large pantry holds the Samsung washer and dryer. The home also has tongue-and-groove cypress ceilings, tile throughout, and 6" spray-foam insulation. A wall of double-pane glass with two 8-ft sliders opens to a large screened lanai with an outdoor kitchen, a hot tub, lake views and a private dock. Systems: a whole-house Generac generator and Trane HVAC, both under service contract. A Navien tankless gas water heater. Gas heat, range and dryer. Lake-fed irrigation, underground utilities, and a lift station to city sewer. Also an extra-large double carport, a digital entry lock and a lockable exterior storage room. The lake is Lake Enola. Near downtown Umatilla and the Ocala National Forest. Titled in a land trust (documents available). The home and the duplex are also listed separately.

Full Property Details for 260 S Central Ave

General

  • Price: $870,000
  • Taxes: $6,856 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: G5111095
  • Updated: 10/6/2026
  • Added to Site: 147 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 8
  • Interior Features: Accessibility Features, Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances: Dishwasher, Range, Refrigerator, Tankless Water Heater
  • Furnishings: Unfurnished
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Laundry: Inside

Exterior

  • Exterior Features: Lighting, Storage

Parking

  • Carports: Yes
  • Carport: 2
  • Carport Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Covered

Location

  • Area: 32784 - Umatilla / Dona Vista
  • County: Lake
  • Development Name: 32784 - Umatilla / Dona Vista
  • Subdivision: UMATILLA MITCHENORS ADD
  • Driving Directions: From Eustis head North, make a U turn the property will be on your right once you make a U Turn on the West side of the road.
  • Direction Faces: East

School Information

  • Elementary School: Umatilla Elem
  • Middle School: Umatilla Middle
  • High School: Umatilla High

Community

  • Community Name: 32784 - Umatilla / Dona Vista
  • Pet Restrictions: PER THE CITY OF UMATILLA CODE OF ORDINANCES

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Water District: LAKE ENOLA
  • Water: Public
  • Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Connected, Sewer Connected, Water Connected

Structural Information

  • Exterior Const.: Block, Cement Siding, Wood Frame
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 1,258
  • Sq. Ft. Source: Public Records
  • Year Built: 2020

Lot Features

  • Lot Size (Acres): 0.58
  • Lot Size (Sq. Ft.): 25,222
  • Lot Size: 25222
  • Lot Dimensions: 73 x 405
  • Street/Road Desc.: Paved

Water Features

  • Water Front: Yes
  • Water Access: Yes
  • Water Access Desc: Lake
  • Water Front Name: LAKE ENOLA
  • Water Front Desc.: Lake Front

Financial Considerations

  • Tax Amount: $6,856.82
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: UMATILLA MITCHENOR'S ADD S 48 FT OF LOT 5 N 25 FT OF LOT 6 BLK A PB 1 PG 56 ORB 4918 PG 430
  • Flood Zone Info: X*
  • APN: 131826050000A00501
  • Property ID: 131826050000A00501
  • Block/Lot/Section: 00A

Listed by Rlw Realty

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Listing agent

— 260 S Central Ave —

  • Rlw Realty

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 260 S Central Ave

School District:Lake County School District
NameGradesDistance
Umatilla Elementary School
401 Lake Street, Umatilla, FL 32784
PK-51.1 mi
Umatilla Middle School
305 East Lake Street, Umatilla, FL 32784
6-80.9 mi
Umatilla High School
320 North Trowell Avenue, Umatilla, FL 32784
9-120.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 260 S Central Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/15/2026
Listed
$870,000
449.59%
MLS
3/13/2017
Sold
$158,300
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 260 S Central Ave

Year
Property Taxes
Change
Tax Assessment
Change
2024
$6,365
—
$349,990
3%
2024
$6,365
—
$340,130
3%
2024
$6,365
4%
$330,550
3%
2023
$6,130
17%
$320,930
13%
2021
$5,227
-8%
$283,538
-9%
2022
$5,694
9%
$311,590
174%
2021
$5,227
145%
$113,688
1%
2019
$2,137
5%
$112,465
3%
2018
$2,037
-23%
$108,852
-14%
2017
$2,661
—
$126,873
1%
2016
$2,660
-2%
$125,120
2%
2015
$2,706
1%
$123,115
2%
2014
$2,684
1%
$121,293
2%
2013
$2,653
—
$118,924
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Rlw Realty

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260 S Central Avenue, Umatilla, FL 32784 (MLS# G5111095) is a Single Family property with 2 bedrooms and 2 full bathrooms. 260 S Central Avenue is currently listed for $870,000 and was received on May 15, 2026. Want to learn more about 260 S Central Avenue? Do you have questions about finding other Single Family real estate for sale in Umatilla? You can browse all Umatilla real estate or contact a Coldwell Banker agent to request more information.

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