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Property Description
Lakefront Home - 264 S. Central Ave., Umatilla, FL Discover this exceptional lakefront single-family home in the heart of Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency. Step inside to find a thoughtfully designed, energy-efficient home featuring: Quartz countertops in the kitchen with all Whirlpool appliances A large pantry housing a Samsung washer and dryer Tongue-and-groove cypress ceilings in the living and dining areas High-grade tile flooring throughout 6" spray foam insulation in the ceiling and around windows for superior efficiency Custom motorized blinds Outdoor kitchen setup with gas stub out The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub. Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use. Premium Features & Upgrades: Whole-house Generac home generator (regularly serviced under contract) Trane energy-efficient HVAC system under service contract with St. Louis Air Whole-house tankless gas water heater (Navien) All-gas systems: heat, stove, dryer, and water heater Yard irrigation sourced directly from the lake Digital entry lock Extra-large double carport Outdoor kitchen on the covered porch (with two lakeside entries) Lockable exterior storage unit in front (houses electric panel and freezer) Utilities & Infrastructure: All underground utilities Sewer lift station that pumps directly to the street sewer This home is an energy-efficient masterpiece with thoughtful details throughout. Perfect as a primary residence or a serene waterfront getaway, this lakefront property offers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest. Don't miss this rare opportunity - schedule your private showing today! This sale is subject to a lot split that the City of Umatilla is in favor of, therefore the lot size and square footage of the lot are approximate. The adjacent duplex can also be purchased, if a buyer decided to buy both the lakefront home and duplex a lot split would not be necessary.
Full Property Details
Full Property Details for 264 S Central Ave
General
- Price: $480,000
- Taxes: $6,857 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: G5111097
- Updated: 4/17/2026
- Added to Site: 2 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 8
- Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
- Appliances: Dishwasher, Disposal, Dryer, Range, Refrigerator, Tankless Water Heater
- Furnishings: Unfurnished
- Flooring: Ceramic Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: Inside, Laundry Room
Exterior
- Exterior Features: Storage
- Deck/Patio: Rear Porch, Screened
- Porch/Patio/Deck: Rear Porch, Screened
Parking
- Carports: Yes
- Carport: 2
- Carport Spaces: 2
- Covered Spaces: 2
Location
- Area: 32784 - Umatilla / Dona Vista
- County: Lake
- Development Name: 32784 - Umatilla / Dona Vista
- Subdivision: UMATILLA MITCHENORS ADD
- Driving Directions: From Eustis head North, make a U turn the property will be on your right once you make a U Turn on the West side of the road.
- Direction Faces: East
School Information
- Elementary School: Umatilla Elem
- Middle School: Umatilla Middle
- High School: Umatilla High
Community
- Community Name: 32784 - Umatilla / Dona Vista
- Pet Restrictions: PER CITY OF UMATILLA CODE OF ORDINANCES.
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Connected, Sewer Connected
Structural Information
- Exterior Const.: Cement Siding, Wood Frame
- Roof: Shingle
- Windows: Double Pane Windows
- Stories/Levels: One
- Square Feet: 2,064
- Sq. Ft. Source: Owner
- Year Built: 1998
Lot Features
- Property View: Water
- Lot Size (Acres): 0.43
- Lot Size (Sq. Ft.): 19,472
- Lot Size: 19472
- Lot Dimensions: 73 x 405
- Street/Road Desc.: Paved
Water Features
- Water View: Yes
Financial Considerations
- Tax Amount: $6,857
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: UMATILLA MITCHENOR'S ADD S 48 FT OF LOT 5 N 25 FT OF LOT 6 BLK A PB 1 PG 56 ORB 4918 PG 430
- Flood Zone Info: X
- APN: 131826050000A00500
- Property ID: 131826050000A00500
- Block/Lot/Section: 00A
Listed by Rlw Realty
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Schools
Schools serving 264 S Central Ave
School District:Lake County School District
| Name | Grades | Distance |
|---|---|---|
Umatilla Elementary School 401 Lake Street, Umatilla, FL 32784 | PK-5 | 1.1 mi |
Umatilla Middle School 305 East Lake Street, Umatilla, FL 32784 | 6-8 | 0.9 mi |
Umatilla High School 320 North Trowell Avenue, Umatilla, FL 32784 | 9-12 | 0.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 264 S Central Ave
Date
Details
Price
Change
Source
4/16/2026
Listed
$480,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 264 S Central Ave
264 S Central Avenue, Umatilla, FL 32784 (MLS# G5111097) is a Single Family property with 2 bedrooms and 2 full bathrooms. 264 S Central Avenue is currently listed for $480,000 and was received on April 16, 2026. Want to learn more about 264 S Central Avenue? Do you have questions about finding other Single Family real estate for sale in Umatilla? You can browse all Umatilla real estate or contact a Coldwell Banker agent to request more information.

