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$395,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2,521 Sq. Ft.
  • Updated 1 day ago
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Charming Home with In-Law Suite & Saltwater Pool - One Block from Downtown Umatilla This charming and well-maintained home tucked away on a quiet cul-de-sac just one block from downtown Umatilla. Offering a private, peaceful atmosphere, this property features tile floors throughout, a split bedroom floor plan, and a spacious family room perfect for gatherings. The main home includes three bedrooms and two bathrooms, a separate laundry room, gas dryer, and reverse osmosis system under the kitchen sink. Enjoy outdoor living on the screened porch and open patio, overlooking the fully fenced yard. A standout feature is the second structure, ideal for college student,in-law suite, or as a pool house, complete with a full bathroom (no kitchen but room for one), its own one-car garage, and access to the screened pool deck. Relax year-round in the 14x34 in-ground saltwater pool with gas heat, perfect for entertaining or quiet evenings at home. Additional features include: "¢ New roof (2021) "¢ New HVAC (2023) "¢ Paved driveway "¢ Carport plus one-car garage "¢ Quiet cul-de-sac location "¢ Freshly painted interior and exterior Conveniently located only 50 miles from Disney, Daytona Beach, and New Smyrna Beach, this home offers the perfect blend of comfort, privacy, and accessibility. No HOA !!

Full Property Details for 40 S Kentucky Ave

General

  • Price: $395,000
  • Taxes: $1,930 (2026)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: G5106420
  • Updated: 2/5/2026
  • Added to Site: 2 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 9
  • Interior Features: Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom
  • Appliances: Kitchen Reverse Osmosis System, Range, Range Hood, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Gas Dryer Hookup, Inside, Washer Hookup

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Chlorine Free, Gunite, Heated, In Ground, Screen Enclosure, Self Cleaning

Exterior

  • Exterior Features: Sliding Doors
  • Deck/Patio: Covered, Enclosed, Patio, Porch, Screened, Side Porch
  • Porch/Patio/Deck: Covered, Enclosed, Patio, Porch, Screened, Side Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 1
  • Carports: Yes
  • Carport: 1
  • Carport Spaces: 1
  • Covered Spaces: 2
  • Parking Features: Driveway

Location

  • Area: 32784 - Umatilla / Dona Vista
  • County: Lake
  • Development Name: 32784 - Umatilla / Dona Vista
  • Subdivision: ANNA D GUERRANT
  • Driving Directions: From intersection of SR19/Central Avenue and Guerrant Street in Umatilla(across from City Hall), Take Guerrant Street West one block. Turn left(South) onto South Kentucky. Property is on the right. Look for the sign
  • Direction Faces: Southeast

School Information

  • Elementary School: Umatilla Elem
  • Middle School: Umatilla Middle
  • High School: Umatilla High

Community

  • Community Name: 32784 - Umatilla / Dona Vista

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Private
  • Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Available, Electricity Connected, Natural Gas Connected, Water Available, Water Connected

Structural Information

  • Exterior Const.: Block
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 2,521
  • Sq. Ft. Source: Public Records
  • Year Built: 1969

Additional Structures

  • Other Structures: Guest House

Lot Features

  • Lot Size (Acres): 0.33
  • Lot Size (Sq. Ft.): 14,400
  • Lot Size: 14400
  • Street/Road Desc.: Asphalt
  • Fencing (Description): Chain Link, Wood

Financial Considerations

  • Tax Amount: $1,930
  • Tax Year: 2026

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: UMATILLA, ANNA D GUERRANT SUB LOTS 5, 6 BLK B PB 4 PG 8 ORB 4725 PG 2386
  • Flood Zone Info: x
  • APN: 131826150000B00500
  • Property ID: 131826150000B00500
  • Block/Lot/Section: B

Listed by Dave Lowe Realty, Inc.

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Listing agent

— 40 S Kentucky Ave —

  • Dave Lowe Realty, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 40 S Kentucky Ave

School District:Lake County School District
NameGradesDistance
Umatilla Elementary School
401 Lake Street, Umatilla, FL 32784
PK-50.7 mi
Umatilla Middle School
305 East Lake Street, Umatilla, FL 32784
6-80.6 mi
Umatilla High School
320 North Trowell Avenue, Umatilla, FL 32784
9-120.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 40 S Kentucky Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/05/2026
Listed
$395,000
137.95%
MLS
12/30/2015
Sold
$166,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 40 S Kentucky Ave

Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,014
—
$136,740
3%
2024
$2,014
5%
$132,890
3%
2023
$1,926
11%
$129,020
6%
2021
$1,729
-5%
$121,622
-3%
2022
$1,817
5%
$125,270
4%
2021
$1,729
4%
$119,943
4%
2018
$1,661
12%
$115,061
2%
2017
$1,480
-15%
$112,695
-4%
2019
$1,739
15%
$117,247
4%
2016
$1,508
-36%
$112,837
4%
2015
$2,374
1%
$108,013
1%
2014
$2,359
1%
$106,621
2%
2013
$2,337
—
$104,744
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Dave Lowe Realty, Inc.

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40 S Kentucky Avenue, Umatilla, FL 32784 (MLS# G5106420) is a Single Family property with 4 bedrooms and 3 full bathrooms. 40 S Kentucky Avenue is currently listed for $395,000 and was received on February 05, 2026. Want to learn more about 40 S Kentucky Avenue? Do you have questions about finding other Single Family real estate for sale in Umatilla? You can browse all Umatilla real estate or contact a Coldwell Banker agent to request more information.

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