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$950,000 Just Listed
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Property Description
Discover a distinctive lakefront property at 41520 Charm Lake Dr in Umatilla, offering approximately 17.89 acres with 735 feet of frontage on Charm Lake, multiple living spaces, and a variety of outbuildings. The property offers 4,936 sq ft of total heated living space, is zoned for horses, and has no HOA. The main lakefront residence is configured as a 2-bedroom, 2-bath home with dedicated office space, along with a wood-burning fireplace, vaulted ceilings, and a wraparound screened porch overlooking the lake. Attached to the main residence is a separate 1-bedroom, 1-bath suite with its own kitchen and living area, creating additional flexibility for extended family, guests, or other needs. A completely separate approximately 1,100 sq ft guest house offers 2 bedrooms and 1 bathroom, along with its own private deck overlooking Charm Lake. Together, the separate living areas provide a unique layout with multiple options for how the property can be used. Beyond the residences, the acreage includes a workshop/storage facility with utilities, RV carport with a 50-amp hookup, barn with stalls, sheds, and an animal coop. Mature landscaping, wooded areas, fencing, and lake views add to the property's rural setting and overall appeal.
Full Property Details
Full Property Details for 41520 Charm Lk Dr
General
- Price: $950,000
- Taxes: $10,421 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: O6449945
- Updated: Today (10/16/2026)
- Added to Site: Today
Rental Information
- Min. Lease: 1-7 Days
Interior
- Number of Rooms: 7
- Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Vaulted Ceiling(s)
- Fireplace: Yes
- Fireplace(s): Family Room, Wood Burning
- Appliances: Built-In Oven, Dishwasher, Dryer, Range, Refrigerator, Washer
- Furnishings: Unfurnished
- Flooring: Ceramic Tile
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
Bedrooms
- Total Bedrooms: 5
Other Rooms
- Laundry: Electric Dryer Hookup, Inside, Washer Hookup
Exterior
- Exterior Features: RV Hookup
- Deck/Patio: Covered, Deck, Screened
- Porch/Patio/Deck: Covered, Deck, Screened
Parking
- Garage: Yes
- Garage Spaces: 2
- Carports: Yes
- Carport: 2
- Carport Spaces: 2
- Covered Spaces: 4
- Parking Features: Circular Driveway, Covered, Guest, Off Street, RV Carport
Location
- Area: 32784 - Umatilla / Dona Vista
- County: Lake
- Development Name: 32784 - Umatilla / Dona Vista
- Subdivision: DREAM LAKE POULTRY RANCHES
- Driving Directions: From the intersection of SR-19 and CR-450W in Umatilla, travel west on CR-450W for approximately 5.5 miles. Turn sharply left onto Saint Thomas Avenue, then turn right onto Charm Lake Drive. The property is located on Charm Lake Drive.
- Direction Faces: East
Community
- Community Name: 32784 - Umatilla / Dona Vista
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Septic Tank
- Water District: CHARM LAKE
- Water: Well
- Utility Description: BB/HS Internet Available, Electricity Connected
Structural Information
- Architectural Info: Ranch
- Architectural Style: Ranch
- Exterior Const.: Wood Frame
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 4,936
- Sq. Ft. Source: Owner
- Current Bldg. Use: Other
- Year Built: 1979
Additional Structures
- Other Structures: Additional Single Family Home, Barn(s), Finished RV Port, Guest House, Shed(s), Storage, Workshop
Lot Features
- Property View: Garden, Trees/Woods, Water
- Lot Size (Acres): 17.89
- Lot Size (Sq. Ft.): 779,208
- Lot Size: 17.8882
- Street/Road Desc.: Gravel
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Lake
- Water Front Name: CHARM LAKE
- Water Front Desc.: Lake Front
Financial Considerations
- Tax Amount: $10,421.35
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: DREAM LAKE POULTRY RANCHES BEG 207.45 FT N & 377 FT W OF SE COR OF LOT 13 RUN W TO W LINE OF LOT 12 N'LY TO A PT 69 FT S'LY FROM NW COR OF LOT 12 W TO LAKE S'LY ALONG LAKE TO POINT W OF SW COR OF LOT 12 E TO E LINE OF LOT 12 N TO N LINE OF LOT 11 W T O POINT N OF POB S TO POB LOTS 13 14 15 23 24 S 202 FT OF LOT 25 BLK C & UNNUMBERED LOT W OF LAKE IN BLK C PB 9 PG 47 FROM SE COR OF NE 1/4 OF SEC 06-18-26 RUN N 00-08-12 E 252.83 FT FOR POB RUN N 89-51-48 W 107.49 FT N 00-08-12 E 578.43 FT S 89-51-4 8 E 107.49 FT S 00-08-12 W 578.43 FT TO POB ORB 5152 PG 2107
- Flood Zone Info: X
- APN: 051826010000C01300
- Property ID: 051826010000C01300
- Block/Lot/Section: 00C
Listed by Lpt Realty, Llc
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Schools
Schools serving 41520 Charm Lk Dr
School District:Lake County School District
| Name | Grades | Distance |
|---|---|---|
Umatilla Elementary School 401 Lake Street, Umatilla, FL 32784 | PK-5 | 4.4 mi |
Umatilla Middle School 305 East Lake Street, Umatilla, FL 32784 | 6-8 | 5.2 mi |
Umatilla High School 320 North Trowell Avenue, Umatilla, FL 32784 | 9-12 | 4.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 41520 Charm Lk Dr
Date
Details
Price
Change
Source
10/16/2026
Listed
$950,000
57.72%
MLS
8/11/2026
Sold
$602,329
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 41520 Charm Lk Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$10,421
-3%
$697,318
—
2024
$10,783
—
$697,562
-3%
2024
$10,783
22%
$721,253
13%
2023
$8,828
34%
$639,748
51%
2021
$6,608
-17%
$422,803
-27%
2022
$7,965
21%
$576,360
36%
2021
$6,608
28%
$422,937
45%
2019
$5,177
12%
$290,699
6%
2018
$4,639
8%
$274,449
6%
2017
$4,313
16%
$259,113
9%
2016
$3,721
-1%
$238,304
2%
2015
$3,760
—
$233,886
1%
2014
$3,767
11%
$231,865
4%
2013
$3,384
—
$222,542
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 41520 Charm Lk Dr
41520 Charm Lake Drive, Umatilla, FL 32784 (MLS# O6449945) is a Single Family property with 5 bedrooms and 4 full bathrooms. 41520 Charm Lake Drive is currently listed for $950,000 and was received on October 16, 2026. Want to learn more about 41520 Charm Lake Drive? Do you have questions about finding other Single Family real estate for sale in Umatilla? You can browse all Umatilla real estate or contact a Coldwell Banker agent to request more information.

