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$294,999

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,329 Sq. Ft.
  • Updated 2 days ago
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Welcome to this beautifully maintained 3-bedroom, 2-bath home in the desirable Cottages at Waters Edge, a 55+ community in Umatilla. Built in 2018, this home offers a bright, open floor plan, neutral finishes, and a functional layout designed for easy, low-maintenance living. The kitchen overlooks the main living area and features ample cabinetry, a breakfast bar, and space to gather and entertain. The primary suite includes a private bath and generous closet space, while the split-bedroom design provides flexibility for guests, hobbies, or a home office. Enjoy the best of Florida living from both the front and back of the home. The front porch offers peaceful lake views with access to Lake Enola, while the screened-in patio provides a private space to relax or entertain year-round. Now priced at $294,999, this home presents a standout opportunity as one of the few 3-bedroom options available in the community, offering added space and functionality compared to smaller homes nearby. With low HOA, newer construction, and a quiet community setting, this property is ideal for buyers seeking comfort, convenience, and value. Ask about available buyer incentives and financing options that may help reduce your out-of-pocket costs or monthly payment. Conveniently located near shopping, dining, and major roadways - schedule your showing today.

Full Property Details for MLS# O6378059

General

  • Price: $294,999
  • HOA FEE: $200/month
  • Taxes: $332 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: O6378059
  • Updated: 4/4/2026
  • Added to Site: 66 day(s) ago

Interior

  • Number of Rooms: 5
  • Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Thermostat
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Furnishings: Furnished
  • Flooring: Laminate

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Laundry Closet

Exterior

  • Exterior Features: Irrigation System, Private Mailbox
  • Deck/Patio: Covered, Screened
  • Porch/Patio/Deck: Covered, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 1
  • Covered Spaces: 1
  • Parking Features: Common

Location

  • Area: 32784 - Umatilla / Dona Vista
  • County: Lake
  • Development Name: 32784 - Umatilla / Dona Vista
  • Subdivision: UMATILLA COTTAGES AT WATERS EDGE
  • Driving Directions: Please used Google for directions.
  • Direction Faces: South

School Information

  • Elementary School: Umatilla Elem
  • Middle School: Umatilla Middle
  • High School: Umatilla High

Community

  • Community Name: 32784 - Umatilla / Dona Vista
  • Association: Yes
  • Assoc. Name: Umatilla Veteran's Village | Joseph Heagy
  • Pet Restrictions: Please see attached docs
  • Adult Community: Yes
  • Management Type: Full Time
  • Mgmt. Company: Full Time

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: BB/HS Internet Available, Cable TV Available, Public, Water Available

Structural Information

  • Architectural Info: Contemporary, Cottage
  • Architectural Style: Contemporary, Cottage
  • Exterior Const.: Block, Wood Frame
  • Roof: Metal
  • Stories/Levels: One
  • Square Feet: 1,329
  • Sq. Ft. Source: Public Records
  • Year Built: 2018

Lot Features

  • Lot Size (Acres): 0.14
  • Lot Size (Sq. Ft.): 5,968
  • Lot Size: 5968
  • Street/Road Desc.: Asphalt

Financial Considerations

  • Association Fee: $200
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • Tax Amount: $332
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: COTTAGES AT WATERS EDGE PB 58 PG 44-45 LOT 3 ORB 5077 PG 1430 ORB 6317 PG 1522
  • Flood Zone Info: X
  • APN: 131826340000000300
  • Property ID: 131826340000000300

Listed by Lpt Realty, Llc

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— MLS# O6378059 —

  • Lpt Realty, Llc

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Price & Sales History for MLS# O6378059 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/27/2026
Price Reduced
$294,999
-1.67%
MLS
1/30/2026
Listed
$299,999
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Lpt Realty, Llc

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MLS# O6378059, Umatilla, FL 32784 (MLS# O6378059) is a Single Family property with 3 bedrooms and 2 full bathrooms. MLS# O6378059 is currently listed for $294,999 and was received on January 30, 2026. Want to learn more about MLS# O6378059? Do you have questions about finding other Single Family real estate for sale in Umatilla? You can browse all Umatilla real estate or contact a Coldwell Banker agent to request more information.

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