Date
Details
Price
Change
Source
12/18/2025
Listed
$2,649,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$2,649,000
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Property Description
Welcome to Coral Cove Residence 3, perfectly positioned in the heart of Islamorada. This turn-key, thoughtfully designed three-bedroom, three-and-a-half-bath residence was built in 2020 and features quality construction and well-appointed appliances throughout. A beautiful open floor plan allows natural light to flow effortlessly, creating an inviting coastal living environment. Located within Coral Cove, a private bayfront community of just eight residences, this home offers both exclusivity and convenience. The residence boasts its own private pool, ideal for relaxing or entertaining, while the community also features a stunning bayfront pool with sweeping sunset views over the water. An assigned boat slip in the community marina provides easy access to the bay and ocean beyond, perfect for boating, fishing, and enjoying life on the water. Weekly rentals are permitted, making this an excellent opportunity for a vacation home that can offset carrying costs, an income-producing investment, or a combination of both. The intimate, well-maintained community offers a peaceful retreat while remaining within walking distance to Islamorada's dining, art galleries, boutiques, and local attractions. A rare opportunity to own a turn-key property in one of downtown Islamorada's most desirable bayfront communities.
Full Property Details
Full Property Details for 81906 Overseas Hwy #3
General
- Price: $2,649,000
- HOA FEE: $994/month
- HOA FEE FREQ.: Quarterly
- Taxes: $15,089 (2025)
- Status: Active
- Type: Single Family
- Source: 927
- MLS ID: 617758
- Updated: 5/13/2026
- Added to Site: 151 day(s) ago
Interior
- Interior Features: Built-in Cabinets, Drapes/Blinds Incl, Fire Sprinkler, Quartz Countertops, Smoke Alarms
- Appliances: Dishwasher, Disposal, Microwave, Oven, Refrigerator, Washer, Wine Cooler
- Flooring: Vinyl
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Laundry Room
Additional Information
- Pool: Yes
- Pool Description: Heated, In Ground
- Security/Safety: Electric Gate
Exterior
- Deck/Patio: Open Porch/Balcony
- Porch/Patio/Deck: Open Porch/Balcony
Parking
- Parking Features: Assigned
Location
- Area: 23 - Upper Matecumbe
- County: Monroe
- Subdivision: Misc Upper Matacumbe (82.0)
- Driving Directions: Showings to be coordinated with seller and must be scheduled when unit not rented or on turnover of tenancies
Community
- Association: Yes
- Assoc. Fees Include: Common Area Mnt
- Pets Allowed: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central
Structural Information
- Architectural Style: Above Flood
- Construction Status: New Construction
- Construction: CBS, Hardi Board Siding
- Roof: Metal
- Windows/Doors: Impact Rstnce Doors, Impact Rstnce Window
- Square Feet: 1,768
- Sq. Ft. Source: Builder/Architect
- Year Built: 2020
- Property Condition: New Construction
Lot Features
- Property View: Bay
- Lot Size (Acres): 0.05
- Lot Size (Sq. Ft.): 2,157
- Lot Size Source: Builder/Architect
- Lot Dimensions: x
- Zoning: R1 - Residential Single Family
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Bay Front
Financial Considerations
- Association Fee: Yes
- Association Fee: $2,983
- Assoc Fee Freq.: Quarterly
- Tax Amount: $15,089.84
- Tax Year: 2025
Disclosures and Reports
- Legal Description: BK 3 PT LT 2 STRATTONS SUBD PB2-38 UPPER MATECUMBE, (AKA UNIT 3 CORAL COVE DEVELOPMENT) OR2968-1921SITE PLAN OR3010-751D
- Flood Zone: 0.2 PCT ANNUAL CHANC
- APN: 00399270-000300
Listed by American Caribbean Real Estate, Christie's International Real Estate, Ernesto Portuondo (305) 336-8874 and American Caribbean Real Estate, Christie's International Real Estate, Joy C Martin (305) 394-7866
We Value Your Privacy
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Listing agents
— 81906 Overseas Hwy #3 —
Ernesto Portuondo
American Caribbean Real Estate, Christie's International Real Estate
Joy C Martin
American Caribbean Real Estate, Christie's International Real Estate
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 81906 Overseas Hwy #3
School District:Monroe County School District, Middle Torch Key, FL
| Name | Grades | Distance |
|---|---|---|
Plantation Key School 100 Lake Road, Tavernier, FL 33070 | PK-8 | 7.6 mi |
Coral Shores High School 89901 Old Highway, Tavernier, FL 33070 | 9-12 | 7.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 81906 Overseas Hwy #3
Tax History
Tax History for 81906 Overseas Hwy #3
Year
Property Taxes
Change
Tax Assessment
Change
2024
$14,953
—
$1,630,944
—
2024
$14,953
1%
$1,626,678
3%
2023
$14,810
96%
$1,573,774
114%
2021
$7,572
-19%
$736,388
-42%
2022
$9,342
23%
$1,279,732
352%
2021
$7,572
—
$283,119
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 81906 Overseas Hwy #3
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- Single Family
- Active
- Updated 12 hours ago
- 3Beds
- 4Total Baths
- 1,829Sq. Ft.
- Single Family
- Active
- Updated 12 hours ago
- 4Beds
- 3Total Baths
- 2,336Sq. Ft.
- Single Family
- Active
- Updated 12 hours ago
- 3Beds
- 4Total Baths
- 4,537Sq. Ft.
- Single Family
- Active
- Updated 12 hours ago
- 3Beds
- 3Total Baths
- 1,368Sq. Ft.
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- Single Family
- Active
- Updated 8 hours ago
- 4Beds
- 4Total Baths
- 2,409Sq. Ft.
- Townhouse
- Active
- Updated 12 hours ago
- 2Beds
- 2Total Baths
- 1,200Sq. Ft.
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81906 Overseas Highway #3, Upper Sugarloaf Key, FL 33036 (MLS# 617758) is a Single Family property with 3 bedrooms, 3 full bathrooms and 1 partial bathroom. 81906 Overseas Highway #3 is currently listed for $2,649,000 and was received on December 14, 2025. Want to learn more about 81906 Overseas Highway #3? Do you have questions about finding other Single Family real estate for sale in Upper Sugarloaf Key? You can browse all Upper Sugarloaf Key real estate or contact a Coldwell Banker agent to request more information.