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$729,000

  • For Sale
  • Active
  • Condo
  • 2 Beds
  • 2 Full Baths
  • 853 Sq. Ft.
  • Updated 3 days ago
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Tropical Bayfront Condo - Futura Yacht Club, Islamorada. Welcome to your tropical getaway in the Florida Keys! This beautifully updated 2-bedroom, 2-bath condo is located in the highly sought-after, bayfront community of Futura Yacht Club in Islamorada. Perched on the 6th floor, the unit boasts panoramic views of both the Atlantic Ocean and Florida Bay--offering some of the most breathtaking sunsets in the Keys. Inside, you'll find a stylish, coastal-inspired interior featuring a modern kitchen with quartz countertops, stainless steel appliances, updated baths, and brand-new interior paint throughout. Hurricane shutters and tasteful furnishings make this residence both secure and turnkey. Step out onto your private balcony to enjoy the refreshing island breeze and sweeping water views. Futura Yacht Club is renowned for its resort-style amenities, including a heated pool, two tennis courts, pickleball, basketball, a sandy beach with lounge chairs, hammocks, a custom fire pit, kayak/paddleboard racks, and a clubhouse with an outdoor kitchen, bar, and TV--perfect for private gatherings. Boaters will love the onsite ramp, trailer storage, and available slip rentals with direct ocean access via Snake Creek. This pet-friendly, gated community also offers monthly rentals and has a strong history of repeat guests, making it ideal as a full-time residence, vacation home, or investment property. With a new roof in 2024, a passed milestone inspection, strong reserves, and low HOA fees that include many boating amenities, Futura truly delivers it all. Don't miss your opportunity to own a piece of paradise in one of the Keys' most versatile and well-equipped communities. Seller is licensed real estate agent with FKBOR.

Full Property Details for 88540 Overseas Hwy #605

General

  • Price: $729,000
  • HOA FEE: $1,135/month
  • Taxes: $4,482 (2025)
  • Status: Active
  • Type: Condo
  • Source: 927
  • MLS ID: 617897
  • Updated: 5/13/2026
  • Added to Site: 137 day(s) ago

Interior

  • Interior Features: Walk-in Closet(s), Built-in Cabinets, Drapes/Blinds Incl, Elevator, Lobby, Quartz Countertops, Smoke Alarms, Window Treatments
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Microwave, Oven, Refrigerator
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Additional Information

  • Shared Amenities: Community Boat Ramp, Bike Paths, Beach, Clubhouse, Tennis Court(s), Pool
  • Pool: Yes
  • Pool Description: In Ground, Decked
  • Security/Safety: Electric Gate

Exterior

  • Deck/Patio: Open Porch/Balcony, Patio
  • Porch/Patio/Deck: Open Porch/Balcony, Patio

Parking

  • Parking Features: Open

Location

  • Area: 25 - Plantation Key
  • County: Monroe
  • Subdivision: Futura Yacht Club (88.5)

Community

  • Association: Yes
  • Assoc. Fees Include: Bldg Exterior Mnt, Building Insurance, Cable TV, Common Area Mnt, Exterminating, Security, Sewer, Water

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fans(s)
  • Heating Type: Electric, Forced Air

Structural Information

  • Construction Status: Updated/Remodeled
  • Construction: CBS
  • Roof: Combo Roof
  • Square Feet: 853
  • Sq. Ft. Source: Tax Records
  • Year Built: 1985
  • Property Condition: Updated/Remodeled

Unit Information

  • Unit Type: Complex

Lot Features

  • Property View: Harbor/Marina View, Open Water View, Ocean, Bay
  • Zoning: MF - Multi-Family Attached

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Bay Front, Gulf Front, Open Water

Financial Considerations

  • Association Fee: Yes
  • Association Fee: $1,135
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $4,482.61
  • Tax Year: 2025
  • Terms: Cash, Conventional

Disclosures and Reports

  • Legal Description: UNIT 605 FUTURA YACHT CLUB PHASE II BLDG A OR1012-868 OR1069-1300 OR1989-1616/18 OR2069-1646/47 OR2229-1467/69 OR2779-16
  • Flood Zone: AE
  • APN: 00417442-003500

Listed by S.J. Kingma & Associates, Stuart Kingma (616) 581-5000

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Listing agent

— 88540 Overseas Hwy #605 —

  • Stuart Kingma

    S.J. Kingma & Associates

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 88540 Overseas Hwy #605

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Plantation Key School
100 Lake Road, Tavernier, FL 33070
PK-81.4 mi
Coral Shores High School
89901 Old Highway, Tavernier, FL 33070
9-121.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 88540 Overseas Hwy #605 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/02/2026
Listed
$729,000
2.39%
MLS
4/28/2025
Sold
$712,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 88540 Overseas Hwy #605

Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,810
—
$536,224
-7%
2024
$4,810
1%
$573,794
-6%
2023
$4,755
15%
$607,253
35%
2022
$4,117
11%
$451,111
36%
2021
$3,704
-3%
$330,683
—
2019
$3,830
6%
$331,868
10%
2018
$3,624
7%
$301,698
-12%
2017
$3,391
7%
$342,411
25%
2016
$3,161
10%
$274,691
21%
2015
$2,864
8%
$226,670
10%
2014
$2,647
8%
$206,064
10%
2013
$2,456
—
$187,331
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

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NMLS#: 1598647

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Listed by S.J. Kingma & Associates, Stuart Kingma (616) 581-5000

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88540 Overseas Highway #605, Upper Sugarloaf Key, FL 33070 (MLS# 617897) is a Condo property with 2 bedrooms and 2 full bathrooms. 88540 Overseas Highway #605 is currently listed for $729,000 and was received on January 01, 2026. Want to learn more about 88540 Overseas Highway #605? Do you have questions about finding other Condo real estate for sale in Upper Sugarloaf Key? You can browse all Upper Sugarloaf Key real estate or contact a Coldwell Banker agent to request more information.

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