Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$295,000

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 2 Full Baths
  • 1,012 Sq. Ft.
  • Updated 11 days ago
See This Home
Save This Home
See This Home
Save This Home
Welcome to the Cottages! This beautiful 2 bed 2 bath well maintained property combines modern style and everyday comfort. This property offers open living space and modern finishes throughout. Built in 2024, this property is designed with quartz countertops, stainless steel appliances, luxury vinyl plank, and a durable metal roof--all designed for low maintenance and long-lasting quality. This is a can't miss home!

Full Property Details for 105 Penny Ln

General

  • Price: $295,000
  • Taxes: $3,057 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 1001327
  • Updated: 5/30/2026
  • Added to Site: 49 day(s) ago

Interior

  • Number of Rooms: 4
  • Interior Features: Lighting Recessed, Newly Painted, Washer/Dryer Hookup
  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Stove/Oven Electric
  • Flooring: Floor Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Exterior

  • Porch/Patio/Deck: Porch

Location

  • Area: 13 - Niceville
  • County: Okaloosa
  • Subdivision: KAKE COTTAGES
  • Driving Directions: Heading West on Valparaiso PRKW, turn right onto Penny LN, property located on left

School Information

  • Elementary School: Lewis
  • Middle School: Lewis
  • High School: Niceville

Community

  • Association: Yes
  • Assoc. Fees Include: Accounting, Management, Master Association

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating/Cooling: Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Public Water, Underground

Structural Information

  • Architectural Style: Florida Cottage
  • Construction: Frame, Siding Brick Some, Siding CmntFbrHrdBrd, Trim Vinyl
  • Exterior Const.: Frame, Siding Brick Some, Siding CmntFbrHrdBrd, Trim Vinyl
  • Stories/Levels: 1
  • Square Feet: 1,012
  • Sq. Ft. Source: County PA Records
  • Year Built: 2024

Lot Features

  • Lot Dimensions: 40 x 65
  • Frontage: City Street
  • Lot Features: Covenants, Level
  • Zoning: City, Resid Single Family
  • Fencing (Description): Fenced Privacy

Financial Considerations

  • Assessment Amount: $123
  • Tax Amount: $3,057.41
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: Kake Cottages Replat Lot 3
  • APN: 12-1S-23-2000-0000-0030
  • Property ID: 12-1S-23-2000-0000-0030

Listed by Berkshire Hathaway Home Services PenFed Realty

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 105 Penny Ln —

  • Berkshire Hathaway Home Services PenFed Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 105 Penny Ln

School District:Okaloosa County School District
NameGradesDistance
Addie R. Lewis School
281 Mississippi Avenue, Valparaiso, FL 32580
K-41.6 mi
Niceville Senior High School
800 John Sims Parkway, Niceville, FL 32578
9-121.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 105 Penny Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/30/2026
Price Reduced
$295,000
-1.63%
MLS
4/23/2026
Listed
$299,900
13.17%
MLS
10/04/2024
Sold
$265,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 105 Penny Ln

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,057
578%
$205,487
578%
2024
$451
100%
$30,300
100%
2023
—
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 105 Penny Ln

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Berkshire Hathaway Home Services PenFed Realty

Similar Properties near 105 Penny Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

103 Penny Ln, Valparaiso, FL 32580 - Photo 1
$295,250

103 Penny Ln  Valparaiso, FL 32580

  • Single Family
  • Active
  • Updated 11 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,012
    Sq. Ft.
Listed by Melissa Jolley (850) 445-7364
1020 Alderwood Way, Niceville, FL 32578 - Photo 1
$296,900

1020 Alderwood Way  Niceville, FL 32578

  • Single Family
  • Active
  • 2
    Beds
  • 2
    Total Baths
  • 1,134
    Sq. Ft.
Listed by Tamela Hayes (850) 259-6404
326 Washington Ave, Valparaiso, FL 32580 - Photo 1
$287,000

326 Washington Ave  Valparaiso, FL 32580

  • Single Family
  • Active
  • 2
    Beds
  • 2
    Total Baths
  • 1,188
    Sq. Ft.
Listed by Melissa Jolley (850) 445-7364
16 Nimrod Cir, Niceville, FL 32578 - Photo 1 Just Listed
$299,900
Open House

16 Nimrod Cir  Niceville, FL 32578

  • Single Family
  • Active
  • Updated 4 days ago
  • 2
    Beds
  • 1
    Total Bath
  • 938
    Sq. Ft.

Just Listed near 105 Penny Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

1702 Green Palm Cir, Niceville, FL 32578 - Photo 1 Just Listed
$469,500

1702 Green Palm Cir  Niceville, FL 32578

  • Single Family
  • Active
  • Updated 5 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,667
    Sq. Ft.
Listed by Cindy Zimmermann (850) 974-0869
8005 Fox Head Branch Trail, Niceville, FL 32578 - Photo 1 Just Listed
$845,000

8005 Fox Head Branch Trail  Niceville, FL 32578

  • Single Family
  • Active
  • Updated 2 days ago
  • 5
    Beds
  • 4
    Total Baths
  • 2,671
    Sq. Ft.
Listed by Jennifer Purdy (850) 218-1480 and Jen Stapleton (850) 384-9296
59 Marina Cove Dr, Niceville, FL 32578 - Photo 1 Just Listed
$365,000

59 Marina Cove Dr  Niceville, FL 32578

  • Townhouse
  • Active
  • Updated 19 hours ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,331
    Sq. Ft.
Listed by Amanda Reaves (850) 797-0927 and Tamela Hayes (850) 259-6404
306 Florida St, Niceville, FL 32578 - Photo 1 Just Listed
$345,000

306 Florida St  Niceville, FL 32578

  • Single Family
  • Active
  • Updated 1 day ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,039
    Sq. Ft.

Price Reduced near 105 Penny Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

1013 Lake Dr, Niceville, FL 32578 - Photo 1 Price Reduced
-$4,000 (-0.35%)
$1,143,000

1013 Lake Dr  Niceville, FL 32578

  • Single Family
  • Active
  • Updated 4 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 2,301
    Sq. Ft.
Listed by Dylan Sterling (330) 401-4329
328 Chippewa Dr, Niceville, FL 32578 - Photo 1 Price Reduced
-$5,002 (-0.97%)
$509,998

328 Chippewa Dr  Niceville, FL 32578

  • Single Family
  • Active
  • Updated 1 day ago
  • 3
    Beds
  • 2
    Total Baths
  • 2,030
    Sq. Ft.
Co-Listed by Tessa Savoy Team (850) 682-4300
720 Putter Dr, Niceville, FL 32578 - Photo 1 Price Reduced
-$5,000 (-1.05%)
$469,900
Open House

720 Putter Dr  Niceville, FL 32578

  • Single Family
  • Active
  • Updated 5 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,655
    Sq. Ft.
Listed by Trey Ellison (850) 374-2117
404 Seville Cir, Niceville, FL 32578 - Photo 1 Price Reduced
-$1,000 (-0.22%)
$449,900

404 Seville Cir  Niceville, FL 32578

  • Residential Lots
  • Active
  • Updated 2 days ago
  • 0.37
    Acres

Recent Sales near 105 Penny Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

114 Penny Ln, Valparaiso, FL 32580 - Photo 1 Sold
$297,500

114 Penny Ln  Valparaiso, FL 32580

  • Single Family
  • Closed
  • 2
    Beds
  • 2
    Total Baths
  • 1,012
    Sq. Ft.
430 Edge Ave, Valparaiso, FL 32580 - Photo 1 Sold
$329,900

430 Edge Ave  Valparaiso, FL 32580

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 1,732
    Sq. Ft.
413 Andrew Dr, Valparaiso, FL 32580 - Photo 1 Sold
$337,000

413 Andrew Dr  Valparaiso, FL 32580

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 1,659
    Sq. Ft.
2 Praiseworthy Dr, Valparaiso, FL 32580 - Photo 1 Sold
$315,000

2 Praiseworthy Dr  Valparaiso, FL 32580

  • Single Family
  • Closed
  • Updated 5 days ago
  • 3
    Beds
  • 3
    Total Baths
  • 1,575
    Sq. Ft.

105 Penny Lane, Valparaiso, FL 32580 (MLS# 1001327) is a Single Family property with 2 bedrooms and 2 full bathrooms. 105 Penny Lane is currently listed for $295,000 and was received on April 23, 2026. Want to learn more about 105 Penny Lane? Do you have questions about finding other Single Family real estate for sale in Valparaiso? You can browse all Valparaiso real estate or contact a Coldwell Banker agent to request more information.

Tour this property