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$279,900

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1,500 Sq. Ft.
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Virtually Staged. Welcome to this beautiful one-story Freeport floor plan featuring 4 bedrooms, 2 bathrooms, an open-concept kitchen and great room, a private primary suite with a walk-in closet, a patio, and a two-car garage. The home also includes solar panels, offering incredible energy savings even during August, one of the hottest months of the year; the electric bill was under $20! The buyer must assume the existing solar-panel account. Don't miss this wonderful opportunity to enjoy a comfortable home with significantly lower energy costs!

Full Property Details for 1020 Cambridge Dr

General

  • Price: $279,900
  • HOA FEE: $17/month
  • Taxes: $5,951 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: O6439455
  • Updated: 9/5/2026
  • Added to Site: 49 day(s) ago

Rental Information

  • Min. Lease: 1-2 Years

Interior

  • Number of Rooms: 6
  • Interior Features: Split Bedroom, Thermostat, Walk-In Closet(s)
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Carpet, Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Inside

Exterior

  • Exterior Features: Irrigation System, Sidewalk, Sliding Doors, Sprinkler Metered
  • Deck/Patio: Rear Porch
  • Porch/Patio/Deck: Rear Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway

Location

  • Area: 33881 - Winter Haven / Florence Villa
  • County: Polk
  • Development Name: 33881 - Winter Haven / Florence Villa
  • Subdivision: LUCERNE PARK RESERVE
  • Driving Directions: From I-4, take US-27 South. Turn right onto CR-544/Lucerne Park Road. Turn right onto Old Lucerne Park Road, then turn left onto Lucerne Loop Road NE. Continue to the property.
  • Direction Faces: North

Community

  • Community Name: 33881 - Winter Haven / Florence Villa
  • Association: Yes
  • Assoc. Name: Lucerne Park Reserve HOA - Vesta Property Services

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable TV Available, Electricity Connected, Phone Available, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities

Structural Information

  • Architectural Info: Traditional
  • Architectural Style: Traditional
  • Exterior Const.: Block, Cement Siding, Stucco
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 1,500
  • Sq. Ft. Source: Public Records
  • Year Built: 2021

Lot Features

  • Lot Size (Acres): 0.15
  • Lot Size (Sq. Ft.): 6,482
  • Lot Size: 6482
  • Street/Road Desc.: Asphalt

Green Features

  • Energy Generation: Solar

Financial Considerations

  • Association Fee: $17
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • CDD: Yes
  • Tax Amount: $5,951.55
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: LUCERNE PARK RESERVE PB 176 PGS 43-49 LOT 293
  • Flood Zone Info: X
  • APN: 262802522103002930
  • Property ID: 262802522103002930

Listed by Capital Homes Inc

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Listing agent

— 1020 Cambridge Dr —

  • Capital Homes Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1020 Cambridge Dr

School District:Polk County School District
NameGradesDistance
Fred G. Garner Elementary School
2500 Havendale Boulevard Northwest, Winter Haven, FL 33881
PK-55.4 mi
Denison Middle School
400 Avenue A Southeast, Winter Haven, FL 33880
6-84.6 mi
Winter Haven Senior High School
600 6th Street Southeast, Winter Haven, FL 33880
9-124.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1020 Cambridge Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/04/2026
Listed
$279,900
26.66%
MLS
3/08/2021
Sold
$220,990
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1020 Cambridge Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,261
-47%
$214,996
-4%
2024
$6,156
1%
$224,887
3%
2023
$6,067
96%
$218,337
506%
2021
$3,098
-48%
$36,000
-83%
2022
$5,977
93%
$211,978
3956%
2021
$3,098
—
$5,226
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Capital Homes Inc

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1020 Cambridge Drive, Winter Haven, FL 33881 (MLS# O6439455) is a Single Family property with 4 bedrooms and 2 full bathrooms. 1020 Cambridge Drive is currently listed for $279,900 and was received on September 04, 2026. Want to learn more about 1020 Cambridge Drive? Do you have questions about finding other Single Family real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

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