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$287,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,919 Sq. Ft.
  • Updated 13 days ago
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Approved Short Sale. This Beautiful Home Is A 3 Bedroom Two Bath Home With An Office. Can Be Used As A 4Th Bedroom. Large Oversized Lot in A Gated Community.

Full Property Details for 123 Ruby Lake Dr

General

  • Price: $287,000
  • HOA FEE: $71/month
  • HOA FEE FREQ.: Annually
  • Taxes: $5,854 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Regional
  • MLS ID: F10549163
  • Updated: 6/24/2026
  • Added to Site: 159 day(s) ago

Interior

  • Interior Features: Bedroom on Main Level, Pantry, Walk-In Closet(s)
  • Appliances: Dryer, Dishwasher, Electric Range, Refrigerator, Washer
  • Flooring: Ceramic Tile, Vinyl, Wood

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Floor Baths: 2

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main: 3

Additional Information

  • Shared Amenities: Sidewalks
  • Security/Safety: Gated Community

Exterior

  • Exterior Features: Outdoor Living Area, Porch
  • Porch/Patio/Deck: Covered, Patio, Porch, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Total Spaces: 4
  • Parking Features: Attached, Driveway, Garage

Location

  • County: Polk
  • Subdivision: RUBY LAKE PHASE 1
  • Direction Faces: West

School Information

  • Elementary School: Dr. Gilbert L. Porter
  • Middle School: Polo Park
  • High School: William T. Dwyer

Community

  • Community Name: 5940 - Other Florida County
  • Association: Yes
  • Assoc. Fees Include: Common Areas, Security
  • Pets Allowed: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Electric
  • Heating Type: Central, Electric

Utilities

  • Sewer: Septic Tank
  • Water: Public
  • Cable Available: Yes
  • Utility Description: Cable Available

Structural Information

  • Structure Type: House
  • Construction: Block
  • Roof: Composition, Shingle
  • Entry Floor Number: 1
  • Entry Location: First Floor Entry, Pantry, Walk-In Closets
  • Stories/Levels: 1
  • Building Size: 2487
  • Square Feet: 1,919
  • Sq. Ft. Source: Assessor
  • Living Area: 1,919 Sq. Ft.
  • Year Built: 2000
  • Property Condition: Resale

Lot Features

  • Frontage: Private Road
  • Zoning: residential

Financial Considerations

  • Association Fee: $850
  • Assoc Fee Freq.: Annually
  • Tax Amount: $5,854
  • Tax Year: 2025
  • Terms: Cash, Conventional

Disclosures and Reports

  • Special Conditions: Short Sale
  • Documents Avail.: Short Sale Addendum
  • Legal Description: ruby lake phase 1 pb 105 pgs 19 & 20 lot 25
  • Property ID: 272907856603000250

Listed by Signature Realty Group

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Listing agent

— 123 Ruby Lake Dr —

  • Signature Realty Group

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 123 Ruby Lake Dr

School District:Polk County School District
NameGradesDistance
Chain Of Lakes Elementary School
7001 State Highway 653, Winter Haven, FL 33884
PK-52 mi
Denison Middle School
400 Avenue A Southeast, Winter Haven, FL 33880
6-85 mi
Lake Region High School
1995 Thunder Road, Eagle Lake, FL 33839
9-125.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 123 Ruby Lake Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/24/2026
Price Reduced
$287,000
-1.71%
MLS
3/26/2026
Price Reduced
$292,000
-1.68%
MLS
3/03/2026
Price Increased
$297,000
2.45%
MLS
1/29/2026
Listed
$289,900
-27.52%
MLS
6/23/2022
Sold
$400,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 123 Ruby Lake Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,855
12%
$313,127
-3%
2024
$5,210
2%
$321,341
3%
2023
$5,083
129%
$311,982
101%
2021
$2,220
—
$154,929
-3%
2022
$2,223
—
$159,577
4%
2021
$2,220
2%
$152,790
2%
2019
$2,170
-28%
$149,355
-12%
2017
$3,004
—
$168,985
9%
2017
$3,004
-2%
$154,850
4%
2016
$3,076
1%
$148,354
3%
2015
$3,056
-5%
$144,610
-2%
2014
$3,202
2%
$147,667
5%
2013
$3,151
—
$141,217
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Signature Realty Group

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123 Ruby Lake Drive, Winter Haven, FL 33884 (MLS# F10549163) is a Single Family property with 3 bedrooms and 2 full bathrooms. 123 Ruby Lake Drive is currently listed for $287,000 and was received on January 29, 2026. Want to learn more about 123 Ruby Lake Drive? Do you have questions about finding other Single Family real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

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