Recently Viewed Properties
See This Home
Save This Listing
Close

$289,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,919 Sq. Ft.
  • Updated 9 hours ago
See This Home
Save This Home
See This Home
Save This Home
Unapproved Short Sale. This Beautiful Home Is A 3 Bedroom Two Bath Home With An Office. Can Be Used As A 4Th Bedroom. Large Oversized Lot in A Gated Community.

Full Property Details for 123 Ruby Lake

General

  • Price: $289,900
  • HOA FEE: $71/month
  • HOA FEE FREQ.: Annually
  • Taxes: $5,854 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Regional
  • MLS ID: F10549163
  • Updated: 1/30/2026
  • Added to Site: 2 day(s) ago

Interior

  • Number of Rooms: 1
  • Interior Features: Bedroom on Main Level, Pantry, Walk-In Closet(s)
  • Fireplace: Yes
  • Appliances: Dryer, Dishwasher, Electric Range, Gas Range, Oven, Refrigerator, Water Softener, Water Heater, Water Purifier, Washer
  • Flooring: Ceramic Tile, Vinyl, Wood

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Floor Baths: 2

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main: 3

Additional Information

  • Shared Amenities: Sidewalks
  • Security/Safety: Gated Community

Exterior

  • Exterior Features: Balcony, Outdoor Living Area, Porch
  • Porch/Patio/Deck: Patio, Porch, Screened, Balcony

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway

Location

  • County: Polk
  • Subdivision: RUBY LAKE PHASE 1
  • Direction Faces: West

Community

  • Community Name: 5940 - Other Florida County
  • Association: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Electric
  • Heating Type: Central, Electric

Utilities

  • Water: Public

Structural Information

  • Construction: Block
  • Roof: Composition, Shingle
  • Entry Floor Number: 1
  • Entry Location: First Floor Entry, Pantry, Walk-In Closets
  • Stories/Levels: 1
  • Square Feet: 1,919
  • Living Area: 1,919 Sq. Ft.
  • Year Built: 2000
  • Property Condition: Resale

Lot Features

  • Frontage: Private Road
  • Lot Features: 1/4 to 1/2 Acre Lot

Financial Considerations

  • Association Fee: $850
  • Assoc Fee Freq.: Annually
  • Tax Amount: $5,854
  • Tax Year: 2025
  • Terms: Cash, Conventional, FHA, VA Loan

Disclosures and Reports

  • Special Conditions: Short Sale
  • Documents Avail.: Short Sale Addendum
  • Legal Description: ruby lake phase 1 pb 105 pgs 19 & 20 lot 25

Listed by Signature Realty Group

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 123 Ruby Lake —

  • Signature Realty Group

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 123 Ruby Lake

School District:Polk County School District
NameGradesDistance
Chain Of Lakes Elementary School
7001 State Highway 653, Winter Haven, FL 33884
PK-52 mi
Denison Middle School
400 Avenue A Southeast, Winter Haven, FL 33880
6-85 mi
Lake Region High School
1995 Thunder Road, Eagle Lake, FL 33839
9-125.5 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 123 Ruby Lake Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/29/2026
Listed
$289,900
-27.52%
MLS
6/23/2022
Sold
$400,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 123 Ruby Lake

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,855
12%
$313,127
-3%
2024
$5,210
2%
$321,341
3%
2023
$5,083
129%
$311,982
101%
2021
$2,220
—
$154,929
-3%
2022
$2,223
—
$159,577
4%
2021
$2,220
2%
$152,790
2%
2019
$2,170
-28%
$149,355
-12%
2017
$3,004
—
$168,985
9%
2017
$3,004
-2%
$154,850
4%
2016
$3,076
1%
$148,354
3%
2015
$3,056
-5%
$144,610
-2%
2014
$3,202
2%
$147,667
5%
2013
$3,151
—
$141,217
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 123 Ruby Lake

$
Down Payment
%
$
%

$
$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Signature Realty Group

Similar Properties near 123 Ruby Lake

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

100 Morning Glory Cir, Winter Haven, FL 33884 - Photo 1
$289,900
Open House

100 Morning Glory Cir  Winter Haven, FL 33884

  • Single Family
  • Active
  • 3
    Beds
  • 2
    Total Baths
  • 1,504
    Sq. Ft.
Listed by Keller Williams Realty Smart 1
364 Cloverdale Rd, Winter Haven, FL 33884 - Photo 1
$289,900

364 Cloverdale Rd  Winter Haven, FL 33884

  • Single Family
  • Active
  • Updated 10 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,867
    Sq. Ft.
Listed by Dalton Wade Inc
745 Lake Dell Ave, Dundee, FL 33838 - Photo 1
$289,950

745 Lake Dell Ave  Dundee, FL 33838

  • Single Family
  • Active
  • 3
    Beds
  • 2
    Total Baths
  • 1,707
    Sq. Ft.
Listed by The Realty Experience Powered By Lrr
541 Heather Glen Dr, Winter Haven, FL 33884 - Photo 1 Just Listed
$290,000

541 Heather Glen Dr  Winter Haven, FL 33884

  • Single Family
  • Active
  • Updated 20 hours ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,453
    Sq. Ft.
Listed by Exp Realty Llc

Just Listed near 123 Ruby Lake

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

1210 Third Ct, Eagle Lake, FL 33839 - Photo 1 Just Listed
$365,000

1210 Third Ct  Eagle Lake, FL 33839

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 2
    Total Baths
  • 1,754
    Sq. Ft.
Listed by January Silva (813) 545-9118
2072 Golden Beak Dr, Eagle Lake, FL 33839 - Photo 1 Just Listed
$303,990

2072 Golden Beak Dr  Eagle Lake, FL 33839

  • Single Family
  • Active
  • Updated 2 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 1,964
    Sq. Ft.
Listed by Wjh Brokerage Fl Llc
1052 Holden Wy, Eagle Lake, FL 33839 - Photo 1 Just Listed
$380,000

1052 Holden Wy  Eagle Lake, FL 33839

  • Single Family
  • Active
  • Updated 3 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,155
    Sq. Ft.
Listed by Keller Williams Advantage Iii
2054 Lasso Loop, Eagle Lake, FL 33839 - Photo 1 Just Listed
$260,000

2054 Lasso Loop  Eagle Lake, FL 33839

  • Single Family
  • Active
  • Updated 1 day ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,421
    Sq. Ft.
Listed by Lpt Realty, Llc

Price Reduced near 123 Ruby Lake

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

286 Cove At Eagle Lake Cir, Eagle Lake, FL 33839 - Photo 1 Price Reduced
-$29,991 (-10.71%)
$249,999

286 Cove At Eagle Lake Cir  Eagle Lake, FL 33839

  • Single Family
  • Active
  • Updated 5 hours ago
  • 4
    Beds
  • 2
    Total Baths
  • 1,904
    Sq. Ft.
Listed by Weichert Realtors Exclusive Properties
868 Timberland Dr, Eagle Lake, FL 33839 - Photo 1 Price Reduced
-$2,500 (-0.71%)
$349,500

868 Timberland Dr  Eagle Lake, FL 33839

  • Single Family
  • Active
  • Updated 1 day ago
  • 5
    Beds
  • 3
    Total Baths
  • 2,590
    Sq. Ft.
Listed by Lpt Realty, Llc
752 Trotters Dr, Eagle Lake, FL 33839 - Photo 1 Price Reduced
-$10,000 (-3.34%)
$289,000

752 Trotters Dr  Eagle Lake, FL 33839

  • Single Family
  • Active
  • Updated 3 days ago
  • 4
    Beds
  • 2
    Total Baths
  • 1,936
    Sq. Ft.
Listed by Corcoran Connect Llc
2028 Golden Beak Dr, Eagle Lake, FL 33839 - Photo 1 Price Reduced
-$18,102 (-6.29%)
$269,888

2028 Golden Beak Dr  Eagle Lake, FL 33839

  • Single Family
  • Active
  • Updated 10 hours ago
  • 3
    Beds
  • 3
    Total Baths
  • 1,557
    Sq. Ft.
Listed by Wjh Brokerage Fl Llc

Recent Sales near 123 Ruby Lake

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

131 Ruby Lake Dr, Winter Haven, FL 33884 - Photo 1 Sold
$261,000

131 Ruby Lake Dr  Winter Haven, FL 33884

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 1,914
    Sq. Ft.
Listed by Erin Floyd Team
Sold by Star Realty Of Winter Haven
7109 Summit Dr, Winter Haven, FL 33884 - Photo 1 Sold
$250,000

7109 Summit Dr  Winter Haven, FL 33884

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 1,356
    Sq. Ft.
Listed by Keri Callaham
Sold by Century 21 Myers Realty Lake Wales
701 Reflections Dr, Winter Haven, FL 33884 - Photo 1 Sold
$275,000

701 Reflections Dr  Winter Haven, FL 33884

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 1,485
    Sq. Ft.
Listed by Waters Real Estate Group
Sold by J Crew Real Estate
3328 Fox Ridge, Winter Haven, FL 33884 - Photo 1 Sold
$270,000

3328 Fox Ridge  Winter Haven, FL 33884

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 1,298
    Sq. Ft.
Listed by Watson Realty Corp.
Sold by Watson Realty Corp.

123 Ruby Lake, Winter Haven, FL 33884 (MLS# F10549163) is a Single Family property with 3 bedrooms and 2 full bathrooms. 123 Ruby Lake is currently listed for $289,900 and was received on January 29, 2026. Want to learn more about 123 Ruby Lake? Do you have questions about finding other Single Family real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

Tour this property