Date
Details
Price
Change
Source
4/29/2026
Listed
$795,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$795,000
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Property Description
Welcome to true lakefront living on the renowned Chain of Lakes in Winter Haven, perfectly positioned on Lake Shipp with approximately 500 feet of waterfrontage, an extremely rare offering that creates the feel of your own private park right in your backyard. Built in 2021 with block-on-slab construction and a durable metal roof, this 3-bedroom, 3-bathroom home was designed to maximize water views and effortless indoor-outdoor living. Inside, you'll find soaring ceilings and an open layout that flows seamlessly into the kitchen, featuring 42-inch cabinetry, quartz countertops, a large island, pantry, and a dine-in area-ideal for entertaining or everyday living. Large 8-foot sliding glass doors open out to a fully screened lanai that spans the entire width of the living area, creating a true extension of the home and the perfect place to relax while overlooking the water. The split floor plan offers privacy, with a spacious primary suite positioned to capture lake views, complete with a large walk-in closet and a spa-style en-suite bathroom featuring double vanities and a walk-in shower. One of the additional bedrooms also features its own en-suite bathroom, creating a secondary primary suite-ideal for guests or multi-generational living. The remaining bedroom is well-sized and positioned for convenience. Step outside and embrace the lifestyle this property was built for. With your own private dock, you can moor your boat and enjoy direct access to the Chain of Lakes. Cruise across to local favorites like Harborside Restaurant and take in some of the best sunsets Central Florida has to offer. Additional features include plantation shutters on the front of the home, a spacious indoor laundry room, a detached storage shed, and a rare drive-through 3-car garage with access from the front all the way to the backyard-perfect for boats, trailers, or additional vehicles. With no HOA and close proximity to downtown Winter Haven, this property delivers a unique combination of space, convenience, and true waterfront living. This is more than just a home-it's a rare opportunity to own a standout piece of lakefront property on the Chain.
Full Property Details
Full Property Details for 1290 N Lake Shipp Dr N
General
- Price: $795,000
- Taxes: $7,093 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: L4961193
- Updated: 4/30/2026
- Added to Site: 22 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 3
- Interior Features: Ceiling Fan(s), Crown Molding, High Ceilings, Kitchen and Family Room Combination, Open Floorplan, Primary Bedroom Main Floor, Tray Ceiling(s), Walk-In Closet(s)
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- Furnishings: Unfurnished
- Flooring: Ceramic Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Inside, Laundry Room
Exterior
- Exterior Features: Lighting
- Deck/Patio: Covered, Deck, Enclosed, Front Porch, Screened, Side Porch
- Porch/Patio/Deck: Covered, Deck, Enclosed, Front Porch, Screened, Side Po
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Covered Spaces: 3
- Parking Features: Driveway
Location
- Area: 33880 - Winter Haven/Eloise/JPV/Wahnetta
- County: Polk
- Development Name: 33880 - Winter Haven/Eloise/JPV/Wahnetta
- Subdivision: N/A
- Driving Directions: From US-17 in Winter Haven, head west on Lake Shipp Dr and continue along the road; the destination will be on the right.
- Direction Faces: North
Community
- Community Name: 33880 - Winter Haven/Eloise/JPV/Wahnetta
- Pet Restrictions: All info is deemed reliable but should be verified with the county by the buyer and their agent
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water District: LAKE SHIPP
- Water: Public
- Utility Description: Electricity Connected, Sewer Connected, Water Connected
Structural Information
- Exterior Const.: Block
- Roof: Metal
- Stories/Levels: One
- Square Feet: 2,001
- Sq. Ft. Source: Owner
- Year Built: 2021
Additional Structures
- Other Structures: Storage
Lot Features
- Property View: Trees/Woods
- Lot Size (Acres): 0.99
- Lot Size (Sq. Ft.): 43,316
- Lot Size: 43316
- Lot Dimensions: 160 x 152
- Street/Road Desc.: Asphalt, Paved
Water Features
- Water Front: Yes
- Water Access: Yes
- Water Access Desc: Lake - Chain of Lakes
- Water Front Name: LAKE SHIPP
- Water Front Desc.: Lake - Chain of Lakes
Financial Considerations
- Tax Amount: $7,093.57
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: BEG NW COR OF SEC RUN S 938.10 FT TO S R/W LK SHIPP DR RUN N 76 DEG 29' E 645.33 FT TO POB RUN S 76 DEG 29' W 25.05 FT S 11 DEG 06' 55" E 98.26 FT S 03 DEG 43' 55" E 131 FT M/L TO LAKE ELY ALONG LAKE 482 FT M/L TOA POINT S 62 DEG 25' E OF POB RUN N 6 2 DEG 25' W 553 FT M/L TO POB LESS CANAL R/W AS DESC IN OR 4077-1565
- Flood Zone Info: X, AE, X500
- APN: 262832000000033180
- Property ID: 262832000000033180
Listed by Keller Williams Realty Smart 1
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Listing agents
— 1290 N Lake Shipp Dr N —
Keller Williams Realty Smart 1
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NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 1290 N Lake Shipp Dr N
School District:Polk County School District
| Name | Grades | Distance |
|---|---|---|
Lake Shipp Elementary School 250 Camellia Drive, Winter Haven, FL 33880 | PK-5 | 0.9 mi |
Denison Middle School 400 Avenue A Southeast, Winter Haven, FL 33880 | 6-8 | 1.5 mi |
Winter Haven Senior High School 600 6th Street Southeast, Winter Haven, FL 33880 | 9-12 | 1.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1290 N Lake Shipp Dr N
Tax History
Tax History for 1290 N Lake Shipp Dr N
Year
Property Taxes
Change
Tax Assessment
Change
2024
$6,894
—
$416,460
3%
2024
$6,894
2%
$404,723
3%
2023
$6,739
399%
$392,935
488%
2021
$1,350
-79%
$66,880
-82%
2022
$6,581
387%
$381,490
1035%
2021
$1,350
94%
$33,600
—
2019
$697
10%
$33,600
5%
2017
$634
-2%
$32,000
—
2016
$645
3%
$32,000
5%
2015
$624
9%
$30,360
10%
2014
$572
8%
$27,600
10%
2013
$531
—
$25,200
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1290 N Lake Shipp Dr N
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1290 N Lake Shipp Drive N, Winter Haven, FL 33880 (MLS# L4961193) is a Single Family property with 3 bedrooms and 3 full bathrooms. 1290 N Lake Shipp Drive N is currently listed for $795,000 and was received on April 29, 2026. Want to learn more about 1290 N Lake Shipp Drive N? Do you have questions about finding other Single Family real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.