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$799,977
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Property Description
Welcome to 220 Ruby Lake Lane, a stunning lakefront pool residence in the highly sought-after gated community of Ruby Lake, where modern upgrades blend effortlessly with timeless design and waterfront living. Meticulously maintained, the home showcases numerous upgrades including new windows (2022), a new roof (2018), and a remodeled pool (2015).This gorgeous 4 bedroom, 3 bathroom pool home is perfectly positioned on the shores of Lake Ruby to capture breathtaking sunsets and provide endless opportunities for boating, fishing, and entertaining. Complete with a private dock, covered boat slip with lift, and direct access to Lake Ruby and Lake Bess, this property offers a true Florida lakefront lifestyle. Inside, the thoughtfully designed open floor plan offers both elegance and functionality with formal living and dining rooms, a spacious family room, and panoramic lake views that stretch across the entire back of the home. The kitchen serves as the heart of the home with stainless appliances, a breakfast bar, tiled backsplash, a double closet pantry, a custom canned food pantry, and a charming breakfast nook framed by seamless glass windows overlooking the pool and lake. The expansive family room features vaulted ceilings with fans, a built-in media cabinet, and a wall of windows and tinted sliders that flood the space with filtered natural light while showcasing breathtaking water views. The living room is anchored by a cozy fireplace, creating a perfect backdrop for holiday gatherings, while the formal dining room offers an ideal setting for intimate dinners. The primary suite is a true retreat, offering more sweeping lake views, pool access, dual walk-in closets, and a luxurious en-suite bath with a jetted tub, walk-in shower, dual vanities, and a private water closet. The home's triple-split bedroom layout ensures privacy, with the secondary bedrooms and bath thoughtfully placed to accommodate family and guests. Another bathroom conveniently doubles as a pool bath. The interior laundry room comes equipped with a washer and dryer. Step outside to your private paradise: a pavered, screen-enclosed lanai with a pebble-finished pool, covered lounging space, and a lighted walkway leading to your dock. With power, water, lighting, and a covered boat slip with an electric lift, the dock is fully equipped for all your lake adventures-whether it's boating, skiing, fishing, or simply watching the mesmerizing sunsets. Evenings bring their own magic-cocktails by the pool, s'mores around the fire pit, or Legoland fireworks sparkling over the water. Additional features include a side-entry two-car garage with a mini split A/C, generator outlet, mature landscaping, fencing for privacy, and lake-fed irrigation. Lake Ruby is a pristine 259-acre lake recognized for its glassy waters ideal for skiing, outstanding bass fishing, and tranquil setting, enhanced by the absence of a public boat ramp. Within the gated community of Ruby Lake, residents enjoy meticulously maintained grounds, tranquil streets, a serene pond with park benches, and a strong sense of neighborhood pride. Ideally located, just minutes from schools, shopping, and restaurants. Winter Haven enjoys a prime Central Florida location, perfectly situated between Tampa and Orlando, with easy access to world-famous attractions and just a short drive to beaches. A rare opportunity to enjoy luxury lakefront living in a premier community!
Full Property Details
Full Property Details for 220 Ruby Lake Ln
General
- Price: $799,977
- HOA FEE: $71/month
- HOA FEE FREQ.: Annually
- Taxes: $7,665 (2024)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: P4936358
- Updated: 12/1/2025
- Added to Site: 116 day(s) ago
Rental Information
- Min. Lease: 1-2 Years
Interior
- Number of Rooms: 12
- Interior Features: Built-in Features, Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen and Family Room Combination, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
- Fireplace: Yes
- Fireplace(s): Living Room, Wood Burning
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Flooring: Carpet, Engineered Hardwood, Laminate, Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Electric Dryer Hookup, Inside, Laundry Room
Additional Information
- Shared Amenities: Gated
- Pool: Yes
- Private Pool: Yes
- Pool Description: Gunite, In Ground, Screen Enclosure
Exterior
- Exterior Features: Irrigation System, Private Mailbox
- Deck/Patio: Covered, Patio, Rear Porch, Screened
- Porch/Patio/Deck: Covered, Patio, Rear Porch, Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway, Garage Door Opener, Garage Faces Side
Location
- Area: 33884 - Winter Haven / Cypress Gardens
- County: Polk
- Development Name: 33884 - Winter Haven / Cypress Gardens
- Subdivision: RUBY LAKE PH 04
- Driving Directions: Cypress Gardens Blvd to Ruby Lake community. Go through gate. Make a right onto Ruby Lake Ln at the 3 way stop sign. Home is a few houses down on the right.
- Direction Faces: East
School Information
- Elementary School: Chain O Lakes Elem
- Middle School: Denison Middle
- High School: Lake Region High
Community
- Community Name: 33884 - Winter Haven / Cypress Gardens
- Community Features: Deed Restrictions, Gated Community - No Guard
- Optional Amenities: Gated
- Association: Yes
- Assoc. Name: Michellette Ramos with Don Asher
- Assoc. Fees Include: Common Area Taxes, Private Road
- Pet Restrictions: Household pets only. No commercial breeding.
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water District: LAKE RUBY
- Water: Public
- Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Connected, Public, Sewer Connected, Water Connected
Structural Information
- Architectural Info: Custom
- Architectural Style: Custom
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Windows: Blinds, Double Pane Windows, Shutters, Tinted Windows
- Stories/Levels: One
- Square Feet: 2,705
- Sq. Ft. Source: Public Records
- Year Built: 2001
Additional Structures
- Other Structures: Boat House
Lot Features
- Property View: Water
- Lot Size (Acres): 0.42
- Lot Size (Sq. Ft.): 18,404
- Lot Size: 18404
- Lot Dimensions: 95 x 192
- Frontage: Street Paved, Private Road
- Street/Road Desc.: Paved, Asphalt
- Fencing (Description): Vinyl
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Lake, Lake - Chain of Lakes
- Water Extras: Yes
- Water Front Name: LAKE RUBY
- Water Front Desc.: Lake Front, Lake - Chain of Lakes
Financial Considerations
- Association Fee: $850
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- Tax Amount: $7,665
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: RUBY LAKE PHASE FOUR PB 108 PGS 21 THRU 23 LOT 80
- Flood Zone Info: X
- APN: 272907856604000800
- Property ID: 272907856604000800
Listed by The Stones Real Estate Firm
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Schools
Schools serving 220 Ruby Lake Ln
School District:Polk County School District
| Name | Grades | Distance |
|---|---|---|
Chain Of Lakes Elementary School 7001 State Highway 653, Winter Haven, FL 33884 | PK-5 | 1.8 mi |
Denison Middle School 400 Avenue A Southeast, Winter Haven, FL 33880 | 6-8 | 5 mi |
Lake Region High School 1995 Thunder Road, Eagle Lake, FL 33839 | 9-12 | 5.4 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 220 Ruby Lake Ln
Date
Details
Price
Change
Source
10/23/2025
Price Reduced
$799,977
-3.02%
MLS
9/22/2025
Listed
$824,900
73.66%
MLS
12/21/2018
Sold
$475,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 220 Ruby Lake Ln
Year
Property Taxes
Change
Tax Assessment
Change
2024
$7,665
2%
$452,556
3%
2023
$7,490
2%
$439,375
6%
2021
$7,346
1%
$414,153
-3%
2022
$7,303
-1%
$426,578
4%
2021
$7,346
—
$410,481
2%
2019
$7,331
67%
$403,402
48%
2017
$4,377
—
$272,866
2%
2017
$4,377
-3%
$267,254
2%
2016
$4,495
-1%
$261,757
1%
2015
$4,546
-1%
$259,937
1%
2014
$4,589
—
$257,874
2%
2013
$4,593
—
$254,063
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 220 Ruby Lake Ln
220 Ruby Lake Lane, Winter Haven, FL 33884 (MLS# P4936358) is a Single Family property with 4 bedrooms and 3 full bathrooms. 220 Ruby Lake Lane is currently listed for $799,977 and was received on September 22, 2025. Want to learn more about 220 Ruby Lake Lane? Do you have questions about finding other Single Family real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

