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Property Description
Welcome to this beautifully upgraded lakefront home nestled inside a private gated community, offering 2,705 square feet of thoughtfully designed living space. Perfectly positioned on scenic Lake Ruby, which connects to Lake Bess, this west-facing property delivers breathtaking sunset views that can be enjoyed daily from your own backyard. Inside, the home features a stunning, oversized living room with cathedral ceilings and expansive views of the water-creating a bright, open atmosphere that truly feels like the heart of the home. The home boasts sliding glass doors that fully retract, inviting in cool breezes during the milder months. These sliders have been freshly tinted, along with the bath door, for added privacy and energy efficiency. Step outside to your private oasis where the recently remodeled pool and professionally leveled pavers provide a clean, modern look. The screened-in pool area also features a covered patio-perfect for relaxing or enjoying meals outdoors rain or shine. Additional exterior upgrades include 22 all new windows and screens, a lanai screen roof on the west side upper screens, lanai fans, solar exhaust attic fans, dock lights, dock power, and a boat lift motor with decking at the bow. The entire exterior has been enhanced with fresh flowers, and the north path walkway has been updated alongside the pool lite timer. The lanai also includes a separate 220 volt outlet to accommodate a hot tub.Entertaining is effortless with a convenient pool bathroom, allowing guests to shower or refresh without entering the main home-thanks to the new shower diverter in the master and fully upgraded plumbing, including all faucets (3 bathrooms, kitchen, and garage), toilet innards, and a new guest toilet. A cozy wood burning fireplace adds warmth and charm, while the overall condition of the home reflects true pride of ownership-impeccably maintained and move-in ready. Interior finishes include fresh interior paint, crown molding, electronic door locks on all 3 exterior doors, an electronic garage door lock, in-wall medicine cabinets, kitchen backsplash, pantry can closet, anti-skid tiles & garage floor, regrouted all bath wall tiles, and slider rollers & rebalance. Built-in cabinets in the living room have been removed for a more open feel, and the floor in the TV room has been updated. The home also features new smoke detectors throughout.Electrical upgrades are extensive: new lighting in the halls, bath, and garage, washer & dryer, master closet, dock lights, generator outlet, generator cutoff, additional lanai power, dock power, pool lite timer, and more. The HVAC system has been enhanced with an added garage AC split system, blown insulation, solar exhaust attic fans, and an insulated garage door. The garage offers exceptional versatility with its own AC split unit, insulated garage door, garage door springs, electronic garage door lock, and upgraded LED lighting, making it ideal for a workshop, home gym, or additional functional space. Additional thoughtful touches include all outside hose bibs x4, the main drain "Roto Rootered", pool fill line. The property features lake-fed irrigation, removed lake grass and lake rocks for a clean, polished waterfront appearance. This home combines luxury, comfort, and functionality in a serene waterfront setting-an exceptional opportunity to enjoy Florida living at its finest. You'll also be able to enjoy the fireworks from LegoLand and Disney is only 30 miles away.
Full Property Details
Full Property Details for 220 Ruby Lake Ln
General
- Price: $799,900
- HOA FEE: $71/month
- HOA FEE FREQ.: Annually
- Taxes: $7,664 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: P4938358
- Updated: 4/7/2026
- Added to Site: 5 day(s) ago
Rental Information
- Min. Lease: 8-12 Months
Interior
- Number of Rooms: 8
- Interior Features: Attic Fan, Cathedral Ceiling(s), Ceiling Fan(s), Crown Molding, High Ceilings, Kitchen and Family Room Combination, Open Floorplan, Walk-In Closet(s)
- Fireplace: Yes
- Fireplace(s): Wood Burning
- Appliances: Convection Oven, Dishwasher, Refrigerator
- Furnishings: Unfurnished
- Flooring: Carpet, Ceramic Tile, Hardwood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Inside
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground
Exterior
- Exterior Features: Fire Pit, Irrigation System, Sliding Doors
- Deck/Patio: Covered, Screened
- Porch/Patio/Deck: Covered, Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
Location
- Area: 33884 - Winter Haven / Cypress Gardens
- County: Polk
- Development Name: 33884 - Winter Haven / Cypress Gardens
- Subdivision: RUBY LAKE PH 04
- Driving Directions: Go West on Cypress Gardens Blvd. from route 27. Take a left onto Cypress Gardens Rd. Take your first left onto N Lake Ruby Dr. and go through the gated entrance.
- Direction Faces: East
Community
- Community Name: 33884 - Winter Haven / Cypress Gardens
- Association: Yes
- Assoc. Name: Michellette Ramos W Don Asher
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water District: LAKE RUBY
- Water: Public
- Utility Description: Electricity Connected
Structural Information
- Exterior Const.: Stucco
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 2,705
- Sq. Ft. Source: Public Records
- Year Built: 2001
Lot Features
- Property View: Water
- Lot Size (Acres): 0.42
- Lot Size (Sq. Ft.): 18,295
- Lot Size: 18295
- Lot Dimensions: 95 x 178
- Street/Road Desc.: Asphalt
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Lake, Lake - Chain of Lakes
- Water Extras: Yes
- Water Front Name: LAKE RUBY
- Water Front Desc.: Lake Front, Lake - Chain of Lakes
Green Features
- Energy Efficient: Windows
Financial Considerations
- Association Fee: $850
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- Tax Amount: $7,664.91
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: RUBY LAKE PHASE FOUR PB 108 PGS 21 THRU 23 LOT 80
- Flood Zone Info: X
- APN: 272907856604000800
- Property ID: 272907856604000800
Listed by La Rosa Realty Prestige
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Schools
Schools serving 220 Ruby Lake Ln
School District:Polk County School District
| Name | Grades | Distance |
|---|---|---|
Chain Of Lakes Elementary School 7001 State Highway 653, Winter Haven, FL 33884 | PK-5 | 1.8 mi |
Denison Middle School 400 Avenue A Southeast, Winter Haven, FL 33880 | 6-8 | 5 mi |
Lake Region High School 1995 Thunder Road, Eagle Lake, FL 33839 | 9-12 | 5.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 220 Ruby Lake Ln
Date
Details
Price
Change
Source
4/07/2026
Listed
$799,900
68.4%
MLS
12/21/2018
Sold
$475,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 220 Ruby Lake Ln
Year
Property Taxes
Change
Tax Assessment
Change
2024
$7,665
—
$465,680
3%
2024
$7,665
2%
$452,556
3%
2023
$7,490
2%
$439,375
6%
2021
$7,346
1%
$414,153
-3%
2022
$7,303
-1%
$426,578
4%
2021
$7,346
—
$410,481
2%
2019
$7,331
67%
$403,402
48%
2017
$4,377
—
$272,866
2%
2017
$4,377
-3%
$267,254
2%
2016
$4,495
-1%
$261,757
1%
2015
$4,546
-1%
$259,937
1%
2014
$4,589
—
$257,874
2%
2013
$4,593
—
$254,063
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 220 Ruby Lake Ln
220 Ruby Lake Lane, Winter Haven, FL 33884 (MLS# P4938358) is a Single Family property with 4 bedrooms and 3 full bathrooms. 220 Ruby Lake Lane is currently listed for $799,900 and was received on April 07, 2026. Want to learn more about 220 Ruby Lake Lane? Do you have questions about finding other Single Family real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

