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$744,900
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Property Description
Welcome to this stunning 3 bedroom, 3 bathroom lake front pool home offering gorgeous views of Lake Ruby. Set on a prime waterfront lot, the property includes an oversized 3-car garage and a private boat dock complete with an automated boat lift, making it ideal for boating and lakefront living. Designed with entertaining in mind, the open layout seamlessly blends indoor and outdoor spaces. Sliding glass pocket doors open to a spacious lanai with a screened-in pool and spa, while a remote-controlled awning provides extra shade for relaxing afternoons or gatherings with friends and family. The master suite is a true retreat, featuring a luxurious bathroom with dual sinks, stone countertops, a garden tub, and a walk-in shower. The kitchen is equally impressive with granite countertops, a breakfast bar, and newer appliances. Additional features throughout the home include vaulted ceilings, crown molding, custom window treatments, and blinds that add style and sophistication. This home combines comfort, elegance, and waterfront living all in one.
Full Property Details
Full Property Details for 226 Ruby Lake Ln
General
- Price: $744,900
- HOA FEE: $63/month
- HOA FEE FREQ.: Annually
- Taxes: $5,762 (2024)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: P4936048
- Updated: 12/7/2025
- Added to Site: 125 day(s) ago
Rental Information
- Min. Lease: 8-12 Months
Interior
- Number of Rooms: 10
- Interior Features: Ceiling Fan(s), Chair Rail, High Ceilings, Kitchen and Family Room Combination, Open Floorplan, Stone Counters, Thermostat, Vaulted Ceiling(s), Window Treatments
- Appliances: Dishwasher, Disposal, Range, Refrigerator
- Flooring: Carpet, Ceramic Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Electric Dryer Hookup, Inside, Laundry Room
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Gunite, Heated, In Ground, Lighting, Screen Enclosure, Tile
- Spa: Yes
- Spa Description: Heated, In Ground
- Security/Safety: Gated Community, Smoke Detector(s)
Exterior
- Exterior Features: Irrigation System, Private Mailbox
- Deck/Patio: Patio, Screened
- Porch/Patio/Deck: Patio, Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Covered Spaces: 3
- Parking Features: Driveway, Garage Door Opener
Location
- Area: 33884 - Winter Haven / Cypress Gardens
- County: Polk
- Development Name: 33884 - Winter Haven / Cypress Gardens
- Subdivision: RUBY LAKE PH 04
- Driving Directions: FROM HWY 27 TURN WEST ON CYPRESS GARDENS BLVD., THEN TURN LEFT ON W LAKE RUBY ROAD, LEFT ON N LAKE RUBY DR., RIGHT ON RUBY LAKE DRIVE. RIGHT ON RUBY LAKE LANE, HOME IS ON THE RIGHT.
- Direction Faces: East
School Information
- Elementary School: Chain O Lakes Elem
- Middle School: Denison Middle
- High School: Lake Region High
Community
- Community Name: 33884 - Winter Haven / Cypress Gardens
- Community Features: Deed Restrictions, Gated Community - No Guard
- Association: Yes
- Assoc. Name: DON ASHER & ASSOCIATES
- Pet Restrictions: CONTACT HOA FOR DETAILS
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water District: LAKE RUBY
- Water: Public
- Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Connected, Sewer Connected, Street Lights, Underground Utilities, Water Connected
Structural Information
- Architectural Info: Florida
- Architectural Style: Florida
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Windows: Shades
- Stories/Levels: One
- Square Feet: 2,295
- Sq. Ft. Source: Public Records
- Year Built: 2001
Lot Features
- Property View: Pool, Water
- Lot Size (Acres): 0.42
- Lot Size (Sq. Ft.): 18,365
- Lot Size: 18365
- Lot Dimensions: 95 x 182
- Frontage: Private Road
- Street/Road Desc.: Asphalt
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Lake
- Water Extras: Yes
- Water Front Name: LAKE RUBY
- Water Front Desc.: Lake Front
Financial Considerations
- Association Fee: $750
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- Tax Amount: $5,762.35
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: RUBY LAKE PHASE FOUR PB 108 PGS 21 THRU 23 LOT 83
- Flood Zone Info: X
- APN: 272907856604000830
- Property ID: 272907856604000830
Listed by The Stones Real Estate Firm
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Schools
Schools serving 226 Ruby Lake Ln
School District:Polk County School District
| Name | Grades | Distance |
|---|---|---|
Chain Of Lakes Elementary School 7001 State Highway 653, Winter Haven, FL 33884 | PK-5 | 1.8 mi |
Denison Middle School 400 Avenue A Southeast, Winter Haven, FL 33880 | 6-8 | 5.1 mi |
Lake Region High School 1995 Thunder Road, Eagle Lake, FL 33839 | 9-12 | 5.5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 226 Ruby Lake Ln
Date
Details
Price
Change
Source
10/06/2025
Price Reduced
$744,900
-0.67%
MLS
9/13/2025
Listed
$749,900
118.95%
MLS
11/08/2012
Sold
$342,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 226 Ruby Lake Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,939
3%
$361,053
3%
2024
$5,762
2%
$350,878
3%
2023
$5,625
2%
$340,658
6%
2021
$5,506
—
$321,103
-3%
2022
$5,480
—
$330,736
4%
2021
$5,506
11%
$316,670
4%
2017
$4,965
—
$303,778
2%
2017
$4,965
-2%
$297,530
2%
2016
$5,080
-1%
$291,410
1%
2015
$5,137
-5%
$289,384
-7%
2019
$5,424
5%
$309,550
8%
2014
$5,180
—
$287,087
2%
2013
$5,186
—
$282,844
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 226 Ruby Lake Ln
226 Ruby Lake Lane, Winter Haven, FL 33884 (MLS# P4936048) is a Single Family property with 3 bedrooms and 3 full bathrooms. 226 Ruby Lake Lane is currently listed for $744,900 and was received on September 13, 2025. Want to learn more about 226 Ruby Lake Lane? Do you have questions about finding other Single Family real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

