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$789,000
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Property Description
A truly wonderful lifestyle! Nestled in the charming, gated community of Ruby Lake, this beautiful 4-bedroom, 3-bath pool home provides the perfect blend of elegance and comfort. Known for being two of the most sought-after lakes for water skiing and fishing, Ruby Lake and Lake Bess are connected by a canal allowing for plenty of space for all water activities. Both feature slalom courses and jump ramps, delivering high excitement and endless entertainment! Perched on gentle elevation, this property boasts breathtaking sunsets and lush scenery, while also offering some of the best views in this quaint and walkable neighborhood. The elegant entryway leads to the formal living and dining area, with spectacular views of the pool and lake. High ceilings throughout the home, enter the open-concept kitchen, breakfast area, and family room that also showcase the incredible views through an abundance of windows. Savor the gentle breezes flowing through open windows and doors at the back of the home, as the calming sounds of the pool waterfall invite you to unwind. The spacious kitchen features plenty of cabinets, solid surface countertops, a generously sized closet pantry, and a welcoming layout, making it easy for everyone to participate in gatherings. The Main Bedroom serves as a private retreat offering the same stunning pool and lake views, featuring high ceilings, two walk-in closets, and a luxurious en-suite bath with a shower, tub, and dual vanities. A true split floor plan featuring spacious and inviting 2nd and 3rd bedrooms, with generously sized closets, wonderful views and a nicely appointed guest bath in between each. The 4th bedroom is currently being used as an office and is conveniently located near the full pool bath allowing privacy for the whole family and guests. The backyard is a true oasis, boasting a screened-in pool, an outdoor kitchen added in 2016, a relaxing sandy beach area, lush gardens, a dock with a boat lift built in 2020, and irrigation conveniently sourced from the lake. The dock also features a cozy sitting area, perfect for enjoying sunsets or catching the Legoland fireworks. Both the front and back yards create a tropical paradise, filled with majestic Palms, Oaks, Crepe Myrtles, and exotic plants that provide a park-like setting, reduce energy costs, and enhance the serene beauty. Park the car, step into the kitchen from the oversized two-car garage and enjoy the convenience of a spacious laundry room with storage just steps away. The large driveway offers plenty of space for family and guest parking. Relax with peace of mind knowing the roof was updated in 2022, the HVAC in 2020, and the water heater is newer. Enjoy this wonderful community and its proximity to all things Central Florida to include nearby theme parks, the Winter Haven Chain of Lakes, known as the "Water Ski Capital of the World", local shopping and restaurants and nearby beaches. Come home to this truly delightful and serene retreat-call today to schedule your private showing!
Full Property Details
Full Property Details for 238 Ruby Lake Ln
General
- Price: $789,000
- HOA FEE: $71/month
- HOA FEE FREQ.: Annually
- Taxes: $4,816 (2024)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: P4936774
- Updated: 1/8/2026
- Added to Site: 84 day(s) ago
Rental Information
- Min. Lease: 1-2 Years
Interior
- Number of Rooms: 9
- Interior Features: Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen and Family Room Combination, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s)
- Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Furnishings: Negotiable
- Flooring: Laminate, Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Additional Information
- Shared Amenities: Gated
- Pool: Yes
- Private Pool: Yes
- Pool Description: Auto Cleaner, Gunite, In Ground, Screen Enclosure
Exterior
- Exterior Features: Irrigation System, Outdoor Grill, Private Mailbox, Sliding Doors
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
Location
- Area: 33884 - Winter Haven / Cypress Gardens
- County: Polk
- Development Name: 33884 - Winter Haven / Cypress Gardens
- Subdivision: RUBY LAKE PH 04
- Driving Directions: From Orlando, I-4 west, to highway 27 south, to 540 Cypress Gardens Blvd west, to left on W Lake Ruby Dr, to left on N Lake Ruby Dr, to slight right on Ruby Lake Dr, to right on Ruby Lake Loop, which turns into Ruby Lake Lane, home will be on the right.
- Direction Faces: East
School Information
- Elementary School: Chain O Lakes Elem
- Middle School: Denison Middle
- High School: Lake Region High
Community
- Community Name: 33884 - Winter Haven / Cypress Gardens
- Community Features: Deed Restrictions, Gated Community - No Guard
- Optional Amenities: Gated
- Association: Yes
- Assoc. Name: Don Asher & Associates/Michellette Ramos
- Pet Restrictions: Check with association for all pet restrictions.
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water District: RUBY LAKE
- Water: Canal/Lake For Irrigation, Public
- Utility Description: Cable TV Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Connected, Water Available, Water Connected
Structural Information
- Builder: Cassidy
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 2,525
- Sq. Ft. Source: Public Records
- Year Built: 2000
Lot Features
- Property View: Water
- Lot Size (Acres): 0.45
- Lot Size (Sq. Ft.): 19,667
- Lot Size: 19667
- Lot Dimensions: 90 x 195
- Street/Road Desc.: Asphalt
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Lake, Lake - Chain of Lakes
- Water Extras: Yes
- Water Front Name: RUBY LAKE
- Water Front Desc.: Lake Front, Lake - Chain of Lakes
Financial Considerations
- Association Fee: $850
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- Tax Amount: $4,816.55
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: RUBY LAKE PHASE FOUR PB 108 PGS 21 THRU 23 LOT 89 LESS BEG NE COR LOT 89 S70-11-26W 192.14 FT N71-40-30E 191.61 FT NWLY ALONG CURVE 5 FT TO POB
- Flood Zone Info: X
- APN: 272907856604000891
- Property ID: 272907856604000891
Listed by Lockhart & Associates Inc
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Schools
Schools serving 238 Ruby Lake Ln
School District:Polk County School District
| Name | Grades | Distance |
|---|---|---|
Chain Of Lakes Elementary School 7001 State Highway 653, Winter Haven, FL 33884 | PK-5 | 1.7 mi |
Denison Middle School 400 Avenue A Southeast, Winter Haven, FL 33880 | 6-8 | 5.1 mi |
Lake Region High School 1995 Thunder Road, Eagle Lake, FL 33839 | 9-12 | 5.5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 238 Ruby Lake Ln
Date
Details
Price
Change
Source
1/08/2026
Price Reduced
$789,000
-0.75%
MLS
10/25/2025
Listed
$795,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 238 Ruby Lake Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,966
3%
$309,043
3%
2024
$4,817
3%
$300,333
3%
2023
$4,698
2%
$291,585
6%
2021
$4,591
—
$274,847
-3%
2022
$4,573
—
$283,092
4%
2021
$4,591
2%
$271,052
2%
2019
$4,519
1%
$264,958
2%
2018
$4,460
8%
$260,018
2%
2017
$4,133
-3%
$254,670
2%
2016
$4,253
-1%
$249,432
1%
2015
$4,300
-1%
$247,698
1%
2014
$4,344
—
$245,732
2%
2013
$4,347
—
$242,100
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 238 Ruby Lake Ln
238 Ruby Lake Lane, Winter Haven, FL 33884 (MLS# P4936774) is a Single Family property with 4 bedrooms and 3 full bathrooms. 238 Ruby Lake Lane is currently listed for $789,000 and was received on October 25, 2025. Want to learn more about 238 Ruby Lake Lane? Do you have questions about finding other Single Family real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

