Date
Details
Price
Change
Source
10/15/2025
Listed
$750,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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Property Description
Discover a lakefront retreat in Southeast Winter Haven! This pristine, move-in-ready 4 Bedroom, 2Bathroom home with a dedicated office is perfectly positioned on private-access Lake Bess, complete with a slalom ski course. With direct connection to Lake Ruby, you'll enjoy access to TWO beautiful lakes featuring white sandy bottoms, tranquil waters, and limited boat traffic. These lakes are ideal for water sports and serene lakeside living. The open layout and large glass sliding doors create a seamless connection between Indoor Elegance and Outdoor Beauty, making every arrival feel like a moment of escape! Enjoy Updated Features including ROOF 2019, NEW EPOXY GARAGE FLOORING, Stunning Views, Resurfaced Pool, Covered Lanai for Outdoor Living, NEWLY PAINTED Dock with Boat Lift, Large Windows for Natural Light, Formal Dining Room, Lake View Breakfast Nook and Inside Laundry Room with Utility Sink and Cabinets. The Kitchen offers Lake Views, Granite and a Full Appliance Package, while the Spacious Primary Suite includes a Walk-In Closet and a Luxurious En-Suite Bathroom. This lakefront Split Floor Design not only enhances privacy for you and guests but also creates a more spacious, balanced flow throughout the home, ideal for both everyday living and entertaining. Enjoy lush landscaping with an eco-friendly irrigation system that draws from the lake. Come see why Ruby Lake with barely over 200 homes is ideal with Manicured landscaping, Underground Utilities and quiet streets for evening or morning strolls. Located less then two miles from a Golf Course, less than five to Legoland, shopping, dining, and medical facilities plus easy access to both Tampa and Orlando. Florida's Beautiful Gulf and Atlantic Beaches less then two hours away in either direction! Cruise enthusiasts, Port Canaveral is only 70 miles away! Whether you're seeking adventure on the water or peaceful evenings by the dock, Ruby Lake offers a lifestyle that's both vibrant and serene!
Full Property Details
Full Property Details for 264 Ruby Lake Ln
General
- Price: $750,000
- HOA FEE: $71/month
- HOA FEE FREQ.: Annually
- Taxes: $5,542 (2024)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: P4936678
- Updated: 1/12/2026
- Added to Site: 93 day(s) ago
Rental Information
- Min. Lease: 6 Months
Interior
- Number of Rooms: 10
- Interior Features: Ceiling Fan(s), Chair Rail, Eating Space In Kitchen, High Ceilings, Open Floorplan, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
- Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Flooring: Carpet, Ceramic Tile, Laminate
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Laundry Room
Additional Information
- Shared Amenities: Gated
- Pool: Yes
- Private Pool: Yes
- Pool Description: Deck, In Ground, Lighting, Pool Sweep, Screen Enclosure
- Security/Safety: Gated Community, Security System Owned, Touchless Entry
Exterior
- Exterior Features: Irrigation System, Rain Gutters, Sidewalk, Sliding Doors
- Deck/Patio: Covered, Deck, Patio, Screened
- Porch/Patio/Deck: Covered, Deck, Patio, Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway, Garage Door Opener
Location
- Area: 33884 - Winter Haven / Cypress Gardens
- County: Polk
- Development Name: 33884 - Winter Haven / Cypress Gardens
- Subdivision: RUBY LAKE PH 04
- Driving Directions: Cypress Gardens Blvd to W Lake Ruby Drive then Left on N Lake Ruby Dr. Enter through gates onto Ruby Lake Dr. Turn Right onto Ruby Lake Ln at three way stop sign then go all the way down until hard left curve then home is 4th home on right.
- Direction Faces: North
School Information
- Elementary School: Chain O Lakes Elem
- Middle School: Denison Middle
- High School: Lake Region High
Community
- Community Name: 33884 - Winter Haven / Cypress Gardens
- Community Features: Deed Restrictions, Gated Community - No Guard, Golf Carts OK
- Optional Amenities: Gated
- Association: Yes
- Assoc. Name: Don Asher & Assoc / Michellette Ramos
- Assoc. Fees Include: Maintenance Repairs, Private Road
- Pet Restrictions: Domestic house pets - verify with HOA any and all restrictions
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water District: LAKE BESS & LAKE RUBY
- Water: Public
- Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Structural Information
- Architectural Info: Contemporary
- Architectural Style: Contemporary
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 2,217
- Sq. Ft. Source: Public Records
- Year Built: 1999
Additional Structures
- Other Structures: Boat House
Lot Features
- Property View: Water
- Lot Size (Acres): 0.46
- Lot Size (Sq. Ft.): 19,911
- Lot Size: 19911
- Lot Dimensions: 95 x 189
- Frontage: Street Paved
- Street/Road Desc.: Paved, Asphalt
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Lake, Lake - Chain of Lakes
- Water Extras: Yes
- Water Front Name: LAKE BESS & LAKE RUBY
- Water Front Desc.: Lake Front
Financial Considerations
- Association Fee: $850
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- Tax Amount: $5,542.98
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: RUBY LAKE PHASE FOUR PB 108 PGS 21 THRU 23 LOT 102
- Flood Zone Info: X
- APN: 272907856604001020
- Property ID: 272907856604001020
Listed by Keller Williams Realty Smart 1
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agent
— 264 Ruby Lake Ln —
Keller Williams Realty Smart 1
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 264 Ruby Lake Ln
School District:Polk County School District
| Name | Grades | Distance |
|---|---|---|
Chain Of Lakes Elementary School 7001 State Highway 653, Winter Haven, FL 33884 | PK-5 | 1.8 mi |
Denison Middle School 400 Avenue A Southeast, Winter Haven, FL 33880 | 6-8 | 5.3 mi |
Lake Region High School 1995 Thunder Road, Eagle Lake, FL 33839 | 9-12 | 5.6 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 264 Ruby Lake Ln
Tax History
Tax History for 264 Ruby Lake Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,732
3%
$385,353
3%
2024
$5,543
3%
$374,493
3%
2023
$5,394
3%
$363,585
6%
2021
$5,249
—
$342,714
-3%
2022
$5,239
—
$352,995
12%
2021
$5,249
-3%
$315,540
2%
2019
$5,402
9%
$308,446
2%
2017
$4,944
—
$302,695
2%
2017
$4,944
-2%
$296,469
2%
2016
$5,059
5%
$290,371
6%
2015
$4,817
-6%
$273,462
-4%
2014
$5,148
-9%
$285,493
7%
2013
$5,685
—
$266,283
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 264 Ruby Lake Ln
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264 Ruby Lake Lane, Winter Haven, FL 33884 (MLS# P4936678) is a Single Family property with 4 bedrooms and 2 full bathrooms. 264 Ruby Lake Lane is currently listed for $750,000 and was received on October 15, 2025. Want to learn more about 264 Ruby Lake Lane? Do you have questions about finding other Single Family real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.