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$245,000
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Property Description
Short Sale. Located in the Villamar community of Winter Haven, this 3-bedroom, 2-bath home built in 2023 offers modern construction with a two-car garage and a functional layout designed for everyday living. The home features open living spaces, well-sized bedrooms, and contemporary finishes typical of newer construction. The property appears to require cosmetic refreshing, presenting an opportunity for buyers to personalize a relatively new home without undertaking a major renovation. With a low HOA of approximately $212 and no flood zone designation, this home offers both affordability and added peace of mind. Conveniently located near shopping, dining, schools, and major roadways throughout Winter Haven and Polk County. Buyers are encouraged to conduct their own inspections to determine condition. Agents: Please review all private remarks prior to scheduling a showing.
Full Property Details
Full Property Details for 3098 Laurel Oak Ln
General
- Price: $245,000
- HOA FEE: $18/month
- HOA FEE FREQ.: Annually
- Taxes: $6,208 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: O6390090
- Updated: 6/26/2026
- Added to Site: 95 day(s) ago
Rental Information
- Min. Lease: 6 Months
Interior
- Number of Rooms: 5
- Interior Features: Other
- Appliances: Other
- Furnishings: Unfurnished
- Flooring: Other
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Other
Exterior
- Exterior Features: Other
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
Location
- Area: 33884 - Winter Haven / Cypress Gardens
- County: Polk
- Development Name: 33884 - Winter Haven / Cypress Gardens
- Subdivision: VILLAMAR PH 5
- Driving Directions: Drive East on Cunningham Rd. turn left on Vittorio Dr
- Direction Faces: West
Community
- Community Name: 33884 - Winter Haven / Cypress Gardens
- Association: Yes
- Assoc. Name: Hcmanagemnt
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Electric
Utilities
- Sewer: Other
- Water: See Remarks
- Utility Description: Other
Structural Information
- Exterior Const.: Block
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 1,978
- Sq. Ft. Source: Public Records
- Year Built: 2023
Lot Features
- Lot Size (Acres): 0.14
- Lot Size (Sq. Ft.): 6,251
- Lot Size: 6251
- Street/Road Desc.: Asphalt
Financial Considerations
- Association Fee: $212
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- CDD: Yes
- Tax Amount: $6,208.11
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: Short Sale
- Legal Description: VILLAMAR PHASE 5 PB 194 PG 46-51 LOT 137
- Flood Zone Info: X
- APN: 262923690583001370
- Property ID: 262923690583001370
Listed by Keller Williams Elite Realty
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Schools
Schools serving 3098 Laurel Oak Ln
School District:Polk County School District
| Name | Grades | Distance |
|---|---|---|
Chain Of Lakes Elementary School 7001 State Highway 653, Winter Haven, FL 33884 | PK-5 | 0.7 mi |
Denison Middle School 400 Avenue A Southeast, Winter Haven, FL 33880 | 6-8 | 5 mi |
Lake Region High School 1995 Thunder Road, Eagle Lake, FL 33839 | 9-12 | 3.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3098 Laurel Oak Ln
Date
Details
Price
Change
Source
6/26/2026
Price Reduced
$245,000
-5.77%
MLS
6/09/2026
Price Reduced
$260,000
-5.45%
MLS
5/18/2026
Price Reduced
$275,000
-1.79%
MLS
5/11/2026
Price Reduced
$280,000
-6.35%
MLS
4/20/2026
Price Reduced
$299,000
-8%
MLS
4/02/2026
Listed
$325,000
-9.6%
MLS
7/12/2023
Sold
$359,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3098 Laurel Oak Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,108
-44%
$263,163
-5%
2024
$7,304
140%
$278,138
456%
2023
$3,044
—
$50,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3098 Laurel Oak Ln
3098 Laurel Oak Lane, Winter Haven, FL 33884 (MLS# O6390090) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3098 Laurel Oak Lane is currently listed for $245,000 and was received on April 02, 2026. Want to learn more about 3098 Laurel Oak Lane? Do you have questions about finding other Single Family real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

