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$398,900
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Property Description
Back on Market - Buyer Financing Fell Through! This move-in ready home is priced BELOW its recent Appraised Value, giving the next buyer instant equity and a head start. With the Appraisal already Complete and in hand, you can enjoy a smoother, faster closing. Welcome to Ruby Lake, a highly desirable gated community in Winter Haven! This updated 3BR/2BA home offers the best of Florida living with a resort-style saltwater pool and expansive paver patio, perfect for entertaining. Inside, enjoy an open layout with raised ceilings, upgraded Pergo Outlast floors, crown molding, and a cozy fireplace. Fresh paint, a vinyl privacy fence, and energy-efficient 3M UV-tinted windows add comfort, style, and savings. Ruby Lake residents also enjoy relaxation ponds, lake views, street lights and matching mailboxes and well-kept open grounds ideal for walks with pets on a leash. Ideally located near Legoland, shopping, dining, and major highways. Beautifully maintained, and priced to sell-don't miss this opportunity! This home qualifies for major financing incentives! Combined with the recnet dip in mortgage rates, this hone is more affordable than ever!
Full Property Details
Full Property Details for 316 Ruby Lake Loop
General
- Sold For: $398,900
- HOA FEE: $71/month
- Taxes: $3,115 (2024)
- Status: Closed
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: O6337182
- Added to Site: 150 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 11
- Interior Features: Attic Ventilator, Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, In Wall Pest System, Kitchen and Family Room Combination, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
- Fireplace: Yes
- Fireplace(s): Family Room, Wood Burning
- Appliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
- Furnishings: Unfurnished
- Flooring: Laminate
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Auto Cleaner, Chlorine Free, Deck, Gunite, In Ground, Lighting, Pool Alarm, Pool Sweep, Salt Water, Self Cleaning, Tile
- Security/Safety: Gated Community, Smoke Detector(s)
Exterior
- Exterior Features: Irrigation System, Private Mailbox, Sliding Doors, Sprinkler Metered
- Deck/Patio: Covered, Deck, Front Porch, Patio, Rear Porch
- Porch/Patio/Deck: Covered, Deck, Front Porch, Patio, Rear Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway, Garage Door Opener
Location
- Area: 33884 - Winter Haven / Cypress Gardens
- County: Polk
- Development Name: 33884 - Winter Haven / Cypress Gardens
- Subdivision: RUBY LAKE PHASE 3
- Driving Directions: From Cypress Gardens Blvd, turn south on W Lake Ruby Dr, turn east on N Lake Ruby Dr. Continue to Ruby Lake entrance on the right. Enter through gate, follow Ruby Lake Loop around to property at 316 Ruby Lake Loop.
- Direction Faces: North
School Information
- Elementary School: Chain O Lakes Elem
- Middle School: Denison Middle
- High School: Lake Region High
Community
- Community Name: 33884 - Winter Haven / Cypress Gardens
- Community Features: Lake, Buyer Approval Required, Deed Restrictions, Dog Park, Gated Community - No Guard
- Association: Yes
- Assoc. Name: Michellette Ramos
- Assoc. Fees Include: Common Area Taxes, Private Road
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Connected, Fire Hydrant, Phone Available, Sewer Connected, Sprinkler Meter, Street Lights, Underground Utilities, Water Connected
Structural Information
- Architectural Info: Florida, Ranch, Traditional
- Architectural Style: Florida, Ranch, Traditional
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Windows: Blinds, Drapes, Tinted Windows
- Stories/Levels: One
- Square Feet: 1,805
- Sq. Ft. Source: Public Records
- Living Area: 1,805 Sq. Ft.
- Year Built: 1998
Lot Features
- Property View: Pool
- Lot Size (Acres): 0.23
- Lot Size (Sq. Ft.): 9,912
- Lot Size: 9912
- Lot Dimensions: 82.6' x 120'
- Frontage: Street Paved, Private Road
- Street/Road Desc.: Paved, Asphalt
- Fencing (Description): Vinyl
Water Features
- Water Front Desc.: Lake
Financial Considerations
- Association Fee: $71
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Tax Amount: $3,115.45
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: RUBY LAKE PHASE THREE PB 105 PGS 34 & 35 LOT 72
- Flood Zone Info: X
- APN: 272907855604000720
- Property ID: 272907855604000720
- Block/Lot/Section: 272907855604000720
Listed by Lokation
Sold by Century 21 Myers Realty
Get Pre-Approved Today
Schools
Schools serving 316 Ruby Lake Loop
School District:Polk County School District
| Name | Grades | Distance |
|---|---|---|
Chain Of Lakes Elementary School 7001 State Highway 653, Winter Haven, FL 33884 | PK-5 | 2 mi |
Denison Middle School 400 Avenue A Southeast, Winter Haven, FL 33880 | 6-8 | 4.9 mi |
Lake Region High School 1995 Thunder Road, Eagle Lake, FL 33839 | 9-12 | 5.5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 316 Ruby Lake Loop
Date
Details
Price
Change
Source
10/17/2025
Sold
$398,900
-0.25%
MLS
8/19/2025
Listed
$399,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
316 Ruby Lake Loop, Winter Haven, FL 33884 (MLS# O6337182) is a Single Family property that was sold at $398,900 on October 17, 2025. Want to learn more about 316 Ruby Lake Loop? Do you have questions about finding other Single Family real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

