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$429,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 2,215 Sq. Ft.
  • Updated 9 hours ago
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Welcome to 344 Ruby Lake Loop, a stunning 4-bedroom, 2-bath home offering 2,215 square feet of living space on a lush 10,411-square-foot lot. Nestled on a quiet street in Ruby Lake, one of Southeast Polk County's most desirable gated communities, this beautifully renovated home is move-in ready. The triple-split floor plan offers spacious, open living areas with high ceilings, tray ceilings, crown molding, and abundant natural light. The modern open kitchen features granite countertops, wood cabinetry, stainless steel appliances, generous workspace, and an easy flow into the family room-perfect for everyday living and entertaining. The spacious primary suite includes walk-in closets and a large ensuite bathroom. Additional features include ceramic tile and luxury vinyl flooring, generously sized bedrooms, an interior laundry room, a two-car garage, and a covered rear porch overlooking the large backyard. Conveniently located in Southeast Winter Haven near shopping, dining, medical facilities, area lakes, and LEGOLAND Florida Resort. Schedule your private showing today and discover everything this exceptional Ruby Lake home has to offer!

Full Property Details for 344 Ruby Lake Loop

General

  • Price: $429,000
  • HOA FEE: $71/month
  • HOA FEE FREQ.: Semi-Annually
  • Taxes: $4,941 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: S5156261
  • Updated: 8/25/2026
  • Added to Site: 1 day(s) ago

Rental Information

  • Min. Lease: 1-2 Years

Interior

  • Number of Rooms: 9
  • Interior Features: Ceiling Fan(s), Open Floorplan, Primary Bedroom Main Floor, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Luxury Vinyl, Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup

Additional Information

  • Security/Safety: Gated Community

Exterior

  • Exterior Features: Irrigation System

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 33884 - Winter Haven / Cypress Gardens
  • County: Polk
  • Development Name: 33884 - Winter Haven / Cypress Gardens
  • Subdivision: RUBY LAKE PH 02
  • Driving Directions: From US Highway 17, turn east onto E Eagle Avenue. Continue onto Eagle Lake Loop Road and then Eloise Loop Road. Turn left onto W Lake Ruby Drive, then right onto N Lake Ruby Drive. Continue straight onto Ruby Lake Drive and enter the gated Ruby Lake community. Turn right onto Ruby Lake Lane/Ruby Lake Loop, then left to remain on Ruby Lake Loop. The property will be on the right.
  • Direction Faces: East

Community

  • Community Name: 33884 - Winter Haven / Cypress Gardens
  • Community Features: Gated Community - No Guard
  • Association: Yes
  • Assoc. Name: Ruby Lake HOA Inc Michellette Ramos
  • Pet Restrictions: Please refer to HOA Bylaws

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: None
  • Utility Description: Electricity Connected, Sewer Connected, Water Connected

Structural Information

  • Exterior Const.: Block, Stucco
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 2,215
  • Sq. Ft. Source: Public Records
  • Year Built: 1998

Lot Features

  • Lot Size (Acres): 0.24
  • Lot Size (Sq. Ft.): 10,411
  • Lot Size: 10411
  • Lot Dimensions: 83 x 125
  • Street/Road Desc.: Asphalt

Financial Considerations

  • Association Fee: $425
  • Assoc Fee Freq.: Semi-Annually
  • Assoc Fee Desc.: Required
  • Tax Amount: $4,941.37
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: RUBY LAKE PHASE TWO PB 106 PG 10 LOT 53
  • Flood Zone Info: X
  • APN: 272907855605000530
  • Property ID: 272907855605000530

Listed by Century 21 Myers Realty

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Listing agent

— 344 Ruby Lake Loop —

  • Century 21 Myers Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 344 Ruby Lake Loop

School District:Polk County School District
NameGradesDistance
Chain Of Lakes Elementary School
7001 State Highway 653, Winter Haven, FL 33884
PK-52 mi
Denison Middle School
400 Avenue A Southeast, Winter Haven, FL 33880
6-85 mi
Lake Region High School
1995 Thunder Road, Eagle Lake, FL 33839
9-125.6 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 344 Ruby Lake Loop Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/25/2026
Listed
$429,000
5.93%
MLS
11/27/2024
Sold
$405,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 344 Ruby Lake Loop

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,941
100%
$307,719
76%
2024
$2,471
3%
$174,969
3%
2023
$2,399
3%
$169,873
6%
2021
$2,323
—
$160,121
-3%
2022
$2,325
—
$164,925
4%
2021
$2,323
2%
$157,910
2%
2019
$2,272
10%
$154,360
2%
2017
$2,061
—
$151,482
2%
2017
$2,061
-6%
$148,366
2%
2016
$2,192
-1%
$145,314
1%
2015
$2,215
-2%
$144,304
1%
2014
$2,257
—
$143,159
2%
2013
$2,254
—
$141,043
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Century 21 Myers Realty

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344 Ruby Lake Loop, Winter Haven, FL 33884 (MLS# S5156261) is a Single Family property with 4 bedrooms and 2 full bathrooms. 344 Ruby Lake Loop is currently listed for $429,000 and was received on August 25, 2026. Want to learn more about 344 Ruby Lake Loop? Do you have questions about finding other Single Family real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

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