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$469,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2,374 Sq. Ft.
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Tucked away at the end of a quiet street in the gated, golf cart-friendly community of Ruby Lakes, this 4-bedroom, 3-bath beauty is all about relaxed Florida living. From the long driveway and two-car garage to the lush, well-kept landscaping, this home gives you that "welcome home" feeling from the very start. Step through the double front doors and into a bright, open layout that flows beautifully from room to room. Just off the entry, the formal dining room-with its coffered ceiling and sunshine-filled windows-sets the stage for gatherings. The front living area, with tile flooring and sliding glass doors, opens right up to the pool, making indoor-outdoor living a breeze. At the heart of the home, the kitchen and family room create the perfect hangout spot. The kitchen features solid wood cabinetry, stone countertops, stainless steel appliances, a roomy pantry, and a casual breakfast bar. A cozy nook overlooks the pool, while the family room shines with built-in cabinetry, stone accents, and a rustic brick feature wall that adds warmth and personality. The primary suite is its own retreat-sliding doors open directly to the pool deck, and the en-suite bath provides dual vanities, a garden tub, and a walk-in shower. The three additional bedrooms are just as comfortable, each with double-door closets, ceiling fans, and soft carpet. With a dedicated pool bath and a full guest bath, the layout is as practical as it is inviting. Outside, the covered patio is made for lazy afternoons and weekend cookouts. With peaceful views of the pool and backyard, plus a ceiling fan to keep things cool, you'll want to spend plenty of time out here. The home also includes a laundry room with storage cabinets and a utility sink to keep everything organized. And don't forget-you're in Ruby Lakes, where life moves at a laid-back pace. Cruise around the gated neighborhood by foot, car, or even golf cart, and enjoy the peace of mind that comes with quiet security. If you're looking for comfort, style, and a lifestyle that feels like vacation, this is the one. Let's set up a tour-you'll want to see it in person!

Full Property Details for 349 Ruby Lake Loop

General

  • Price: $469,000
  • HOA FEE: $71/month
  • HOA FEE FREQ.: Semi-Annually
  • Taxes: $7,082 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: L4955628
  • Updated: 12/19/2025
  • Added to Site: 113 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 10
  • Interior Features: Ceiling Fan(s), Crown Molding, Kitchen and Family Room Combination, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Flooring: Carpet, Tile, Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Inside

Additional Information

  • Shared Amenities: Gated
  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground, Lighting, Outside Bath Access, Screen Enclosure
  • Security/Safety: Gated Community, Smoke Detector(s)

Exterior

  • Exterior Features: Lighting, Rain Gutters, Sprinkler Metered
  • Deck/Patio: None
  • Porch/Patio/Deck: None

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway, Garage Door Opener

Location

  • Area: 33884 - Winter Haven / Cypress Gardens
  • County: Polk
  • Development Name: 33884 - Winter Haven / Cypress Gardens
  • Subdivision: RUBY LAKE PH 02
  • Driving Directions: Starting on US 17 N, take a right onto E Eagle Ave, stay onto Eagle Lake Loop Rd to Eloise Loop Rd, left onto W Lake Ruby Dr, right onto N Lake Ruby Dr, stay straight onto Ruby Lake Dr, right onto Ruby Lake Ln/Ruby Lake Loop, left onto Ruby Lake Loop, the house will be on the right.
  • Direction Faces: North

School Information

  • Elementary School: Chain O Lakes Elem
  • Middle School: Denison Middle
  • High School: Lake Region High

Community

  • Community Name: 33884 - Winter Haven / Cypress Gardens
  • Community Features: Deed Restrictions, Gated Community - No Guard, Golf Carts OK, Sidewalks
  • Optional Amenities: Gated
  • Association: Yes
  • Assoc. Name: Don Asher and Asso
  • Assoc. Fees Include: Maintenance Grounds, Security
  • Pet Restrictions: Confirm with HOA.

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable Connected, Electricity Connected, Public

Structural Information

  • Architectural Info: Other
  • Architectural Style: Other
  • Exterior Const.: Stucco
  • Roof: Shingle
  • Windows: Blinds, Drapes
  • Stories/Levels: One
  • Square Feet: 2,374
  • Sq. Ft. Source: Public Records
  • Year Built: 1998

Lot Features

  • Lot Size (Acres): 0.38
  • Lot Size (Sq. Ft.): 16,583
  • Lot Size: 16583
  • Street/Road Desc.: Asphalt

Financial Considerations

  • Association Fee: $425
  • Assoc Fee Freq.: Semi-Annually
  • Assoc Fee Desc.: Required
  • Tax Amount: $7,082
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: RUBY LAKE PHASE TWO PB 106 PG 10 LOT 35
  • Flood Zone Info: x
  • APN: 272907855605000350
  • Property ID: 272907855605000350

Listed by Exp Realty Llc

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Listing agents

— 349 Ruby Lake Loop —

  • Exp Realty Llc

  • Exp Realty Llc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 349 Ruby Lake Loop

School District:Polk County School District
NameGradesDistance
Chain Of Lakes Elementary School
7001 State Highway 653, Winter Haven, FL 33884
PK-51.9 mi
Denison Middle School
400 Avenue A Southeast, Winter Haven, FL 33880
6-85.1 mi
Lake Region High School
1995 Thunder Road, Eagle Lake, FL 33839
9-125.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 349 Ruby Lake Loop Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/19/2025
Price Reduced
$469,000
-6.01%
MLS
9/26/2025
Listed
$499,000
10.89%
MLS
1/14/2022
Sold
$450,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 349 Ruby Lake Loop

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,967
-2%
$372,604
-2%
2024
$7,082
2%
$378,486
3%
2023
$6,942
36%
$367,563
42%
2021
$5,106
-9%
$258,255
-20%
2022
$5,614
10%
$321,828
51%
2021
$5,106
52%
$212,882
2%
2019
$3,363
-9%
$208,096
2%
2017
$3,685
—
$204,216
8%
2017
$3,685
—
$189,947
5%
2016
$3,701
—
$180,056
2%
2015
$3,686
-5%
$175,985
-3%
2014
$3,872
—
$181,399
2%
2013
$3,860
—
$177,673
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Exp Realty Llc

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349 Ruby Lake Loop, Winter Haven, FL 33884 (MLS# L4955628) is a Single Family property with 4 bedrooms and 3 full bathrooms. 349 Ruby Lake Loop is currently listed for $469,000 and was received on September 26, 2025. Want to learn more about 349 Ruby Lake Loop? Do you have questions about finding other Single Family real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

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