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$345,000
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Property Description
Investor-friendly duplex opportunity in Winter Haven offering two separate rental units on a spacious 0.36-acre lot, approximately 15,794 sq ft. This income-producing property features 2,249 sq ft of heated space across two buildings, with a front 3-bedroom, 2-bath unit and a rear 2-bedroom, 1-bath unit. Both units are tenant occupied, creating immediate rental income potential from day one. The property has been previously refurbished and includes new roofs noted in the listing details, central air, electric heat, public water, septic, and washer/dryer plumbing for both units. The rear unit also features its own fenced backyard, offering added privacy and usability for tenants. Located in the established Inwood area of Winter Haven, this property is close to downtown shopping, entertainment, schools, medical facilities, major highways, and a nearby lake with a public park, jogging trail, and playground. With no HOA, two rental units, and a convenient Central Florida location, this duplex is a strong option for investors seeking cash flow, long-term rental potential, or a house-hacking opportunity.
Full Property Details
Full Property Details for 3520 Ave V NW
General
- Price: $345,000
- Taxes: $5,403 (2025)
- Status: Active
- Type: Duplex
- Source: MidFloridaRegionalMLS
- MLS ID: O6413105
- Updated: 6/11/2026
- Added to Site: 7 day(s) ago
Interior
- Interior Features: Other
- Flooring: Tile, Hardwood
Rooms
Bathrooms
- Total Bathrooms: 3
Bedrooms
- Total Bedrooms: 5
Exterior
- Exterior Features: Other
Location
- Area: 33881 - Winter Haven / Florence Villa
- County: Polk
- Development Name: 33881 - Winter Haven / Florence Villa
- Subdivision: INWOOD
- Driving Directions: From I-4 W, take Exit 48 and merge onto County Road 557. Turn right onto Shinn Boulevard, then turn left onto Jersey Road/E Valley Pike. Continue and bear slightly right onto Lake Boulevard. Turn left onto Avenue V NW.
Community
- Community Name: 33881 - Winter Haven / Florence Villa
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Electric
Utilities
- Sewer: Septic Tank
- Water: Public
- Utility Description: Electricity Available
Structural Information
- # Buildings: 2
- Exterior Const.: Block
- Roof: Shingle
- Square Feet: 2,249
- Sq. Ft. Source: Public Records
- Year Built: 1951
Lot Features
- Lot Size (Acres): 0.36
- Lot Size (Sq. Ft.): 15,799
- Lot Size: 15799
- Lot Dimensions: 50 x 150
- Street/Road Desc.: Asphalt
Financial Considerations
- Tax Amount: $5,403.56
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: INWOOD UNIT 4 PB 9 PG 35A 35B S13/24 T28 R25 LOTS 1089 & 1090
- Flood Zone Info: X
- APN: 252813342500010890
- Property ID: 252813342500010890
Listed by Lpt Realty, Llc
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Schools
Schools serving 3520 Ave V NW
School District:Polk County School District
| Name | Grades | Distance |
|---|---|---|
Fred G. Garner Elementary School 2500 Havendale Boulevard Northwest, Winter Haven, FL 33881 | PK-5 | 0.8 mi |
Auburndale Senior High School 1 Bloodhound Trail, Auburndale, FL 33823 | 9-12 | 2 mi |
Westwood Middle School, Winter Haven, FL 3520 Avenue J Northwest, Winter Haven, FL 33881 | 6-8 | 1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3520 Ave V NW
Date
Details
Price
Change
Source
6/10/2026
Listed
$345,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3520 Ave V NW
Year
Property Taxes
Change
Tax Assessment
Change
2025
$54
-92%
$29,147
3%
2024
$661
30%
$28,326
3%
2023
$507
10%
$27,501
6%
2021
$461
-1%
$25,922
-3%
2022
$467
1%
$26,700
4%
2021
$461
15%
$25,564
2%
2019
$402
-48%
$24,989
2%
2017
$779
—
$24,523
-12%
2017
$779
9%
$27,909
12%
2016
$716
105%
$24,855
35%
2015
$349
8%
$18,357
1%
2014
$322
—
$18,211
-4%
2013
$322
—
$19,051
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3520 Ave V NW
3520 Avenue V NW, Winter Haven, FL 33881 (MLS# O6413105) is a Duplex property with 5 bedrooms and 0 full bathrooms. 3520 Avenue V NW is currently listed for $345,000 and was received on June 10, 2026. Want to learn more about 3520 Avenue V NW? Do you have questions about finding other Duplex real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

