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$415,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 2,107 Sq. Ft.
  • Updated 21 hours ago
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Welcome to your dream home in the gated community of Ruby Lake! This beautifully designed 3-bedroom, 2-bath Cassidy "Ox" floor plan perfectly balances elegance and everyday comfort. Step inside to discover a spacious layout featuring formal living and dining rooms, along with a generous family room-ideal for both entertaining and relaxed living. The updated kitchen is truly the heart of the home, showcasing sleek quartz countertops, a breakfast bar, closet pantry, and durable tile flooring. Retreat to the impressive primary suite, offering a large 17x15 bedroom, walk-in closet, and a spa-like en suite bath complete with soaking tub, walk-in shower, and dual vanities. Thoughtfully designed, the secondary bedroom and bath are handicap accessible with widened doorways for added ease. Enjoy Florida living year-round on the expansive 10x38 screened lanai-perfect for gatherings or quiet evenings. Additional highlights include an interior laundry room with sink, surround sound throughout, plantation shelving with ambient lighting, ceiling fans, irrigation system with separate meter, and a 2-car garage with a high-profile door. Conveniently located near shopping, dining, medical facilities, schools, and Legoland, with easy access to Tampa and Orlando-this exceptional home truly has it all. Don't miss your opportunity to make it yours!

Full Property Details for 357 Ruby Lake Loop

General

  • Price: $415,000
  • HOA FEE: $71/month
  • HOA FEE FREQ.: Annually
  • Taxes: $2,731 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: L4960449
  • Updated: 3/21/2026
  • Added to Site: 2 day(s) ago

Rental Information

  • Min. Lease: 8-12 Months

Interior

  • Number of Rooms: 7
  • Interior Features: Ceiling Fan(s), Crown Molding, High Ceilings, Solid Surface Counters, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s)
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • Furnishings: Unfurnished
  • Flooring: Carpet, Ceramic Tile, Laminate

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Inside, Laundry Room

Additional Information

  • Shared Amenities: Gated

Exterior

  • Exterior Features: Irrigation System, Sliding Doors
  • Deck/Patio: Rear Porch, Screened
  • Porch/Patio/Deck: Rear Porch, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway, Garage Door Opener

Location

  • Area: 33884 - Winter Haven / Cypress Gardens
  • County: Polk
  • Development Name: 33884 - Winter Haven / Cypress Gardens
  • Subdivision: RUBY LAKE PH 01
  • Driving Directions: Cypress Gardens Blvd to Ruby Lake Lane. Turn left into the community and (need gate code!) straight through the gate. Turn right at the stop sign. Make the 1st left on Ruby Lake Loop. Home is on the right.
  • Direction Faces: North

School Information

  • Elementary School: Chain O Lakes Elem
  • Middle School: Denison Middle
  • High School: Lake Region High

Community

  • Community Name: 33884 - Winter Haven / Cypress Gardens
  • Community Features: Deed Restrictions, Gated Community - No Guard
  • Optional Amenities: Gated
  • Association: Yes
  • Assoc. Name: Don Asher & Associates, Inc/Michellette Ramos
  • Assoc. Fees Include: Common Area Taxes, Private Road
  • Pet Restrictions: No animals, livestock, or poultry of any kind shall be raised, bred or kept on any lot or on the Common Areas.

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Public

Structural Information

  • Exterior Const.: Block, Stucco
  • Roof: Shingle
  • Windows: Blinds
  • Stories/Levels: One
  • Square Feet: 2,107
  • Sq. Ft. Source: Public Records
  • Year Built: 1998

Lot Features

  • Lot Size (Acres): 0.23
  • Lot Size (Sq. Ft.): 10,193
  • Lot Size: 10193
  • Street/Road Desc.: Paved

Financial Considerations

  • Association Fee: $850
  • Assoc Fee Freq.: Annually
  • Assoc Fee Desc.: Required
  • Tax Amount: $2,731.42
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: RUBY LAKE PHASE ONE PB 105 PGS 19 & 20 LOT 8
  • Flood Zone Info: X
  • APN: 272907856603000080
  • Property ID: 272907856603000080

Listed by Lockhart & Associates Inc

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Listing agents

— 357 Ruby Lake Loop —

  • Lockhart & Associates Inc

  • Lockhart & Associates Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 357 Ruby Lake Loop

School District:Polk County School District
NameGradesDistance
Chain Of Lakes Elementary School
7001 State Highway 653, Winter Haven, FL 33884
PK-51.9 mi
Denison Middle School
400 Avenue A Southeast, Winter Haven, FL 33880
6-85 mi
Lake Region High School
1995 Thunder Road, Eagle Lake, FL 33839
9-125.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 357 Ruby Lake Loop Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/20/2026
Listed
$415,000
89.24%
MLS
7/14/2017
Sold
$219,300
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 357 Ruby Lake Loop

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,731
101%
$194,526
3%
2024
$1,359
6%
$189,044
3%
2023
$1,279
-50%
$183,538
6%
2021
$2,578
102%
$173,002
-3%
2022
$1,279
-50%
$178,192
4%
2021
$2,578
2%
$170,613
2%
2019
$2,524
23%
$166,777
2%
2017
$2,052
—
$163,667
11%
2017
$2,052
-6%
$147,396
2%
2016
$2,183
-1%
$144,364
1%
2015
$2,206
-2%
$143,360
1%
2014
$2,261
—
$142,222
2%
2013
$2,259
—
$140,120
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Lockhart & Associates Inc

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357 Ruby Lake Loop, Winter Haven, FL 33884 (MLS# L4960449) is a Single Family property with 3 bedrooms and 2 full bathrooms. 357 Ruby Lake Loop is currently listed for $415,000 and was received on March 20, 2026. Want to learn more about 357 Ruby Lake Loop? Do you have questions about finding other Single Family real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

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