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$1,399,900 Just Listed
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Property Description
Welcome to your own private lakefront retreat on 1.23 acres along Lake Hamilton with NO HOA! This stunning 4-bedroom, 3-bath home offers an exceptional combination of luxury, entertaining space, and the ultimate Florida waterfront lifestyle. Bring your boat and jet skis and enjoy the convenience of a private dock featuring an electric covered boat lift and built-in fishing bench. The outdoor living space is truly spectacular! Step through the French doors to a sparkling saltwater PebbleTec pool featuring iridescent tile, fiber-optic lighting, a swim-up bar, fountains, and a roof-line waterfall. The propane-heated pool is surrounded by an expansive travertine deck, while the nearby gas fire pit with custom-cushioned seating creates the perfect setting for evening gatherings. Propane-connected tiki torches add a tropical ambiance, and a hidden sump pump provides worry-free drainage after storms. Entertaining is effortless with the outdoor kitchen, complete with a new grill and refrigerated drawers. The fenced backyard extends halfway to the lake, providing plenty of room for pets to play. Professional Florida-native landscaping, enhances the lush, resort-like setting. Inside, the beautifully designed chef's kitchen features quartz countertops, a copper farmhouse sink, paneled refrigerator, trash compactor, and spacious butler's pantry with a full-size refrigerator and abundant storage. The open floor plan includes a dedicated buffet area with dual wine refrigerators adjacent to the dining space-perfect for hosting family and friends. Nine-foot ceilings, crown molding, porcelain tile, shiplap accents, custom lighting, and a central vacuum system add comfort and sophistication throughout. The luxurious primary suite offers direct access to the pool deck, with a convenient open-air shower just outside. The ensuite features dual vanities and a walk-in shower with dual shower heads. The expansive walk-in closet includes a center island, custom shelving, heated towel rack, and an extra-large Liberty Safe. The home underwent a complete rebuild in 2017, so all features are 2017 or newer. Recent improvements include a new roof (2025), new pool pump (2025), a new 12x24 storage shed (2025) and new irrigation system (2025). The irrigation water comes from the lake so it doesn't affect your water bill. Additional features include a split-bedroom floor plan, with two guest bedrooms sharing a Jack-and-Jill bath; hurricane shutters; a whole-home Generac generator; and TVs in every room, including the back porch. The spacious 3-car garage features tiled flooring, storage, a workshop, and an industrial ice maker. A pavered circular driveway provides ample parking, plus an additional parking pad with room for an RV. From the custom interior and exterior lighting to the custom painting, bamboo chair rail, and travertine exterior accents, every detail has been thoughtfully designed. The home is also pre-wired for ADT security at the front and rear doors and garage service door. Boating, fishing, entertaining, relaxing, and resort-style living-all in one exceptional Lake Hamilton property with no HOA!
Full Property Details
Full Property Details for 3640 Crump Rd
General
- Price: $1,399,900
- Taxes: $15,095 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: L4964316
- Updated: 8/21/2026
- Added to Site: 1 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 10
- Interior Features: Central Vacuum, Eating Space In Kitchen, Open Floorplan, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Appliances: Built-In Oven, Dishwasher, Dryer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Trash Compactor, Water Softener, Wine Refrigerator
- Furnishings: Negotiable
- Flooring: Porcelain Tile, Travertine
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Inside, Laundry Room, Washer Hookup
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Fiber Optic Lighting, Heated, In Ground, Lighting, Other, Salt Water, Tile
- Security/Safety: Security System, Smoke Detector(s)
Exterior
- Exterior Features: French Doors, Hurricane Shutters, Irrigation System, Lighting, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Private Mailbox, Rain Gutters
- Deck/Patio: Covered, Front Porch, Rear Porch
- Porch/Patio/Deck: Covered, Front Porch, Rear Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Covered Spaces: 3
- Parking Features: Boat, Circular Driveway, Driveway, Garage Door Opener, Guest, Parking Pad, Workshop in Garage
Location
- Area: 33881 - Winter Haven / Florence Villa
- County: Polk
- Development Name: 33881 - Winter Haven / Florence Villa
- Subdivision: MAGNOLIA SHORES
- Driving Directions: From Downtown WH take Central Ave to Dundee Rd. Take a Left on Country Club Rd S just before Publix Shopping Center. Follow to Right on Crump Rd. Follow to 3640. The home will be on the Left side of the road
- Direction Faces: Southeast
School Information
- Elementary School: Elbert Elem
- Middle School: Denison Middle
- High School: Winter Haven Senior
Community
- Community Name: 33881 - Winter Haven / Florence Villa
- Pet Restrictions: Contact Polk County for specific pet restrictions. NOT ZONED FOR HORSES.
Heating & Cooling
- Cooling Type: Central Air, Zoned
- Heating Type: Central, Electric, Heat Pump, Zoned
Utilities
- Sewer: Septic Tank
- Water District: LAKE HAMILTON
- Water: Canal/Lake For Irrigation, Public
- Utility Description: Cable TV Available, Electricity Connected, Fiber Optics, Propane, Underground Utilities, Water Connected
Structural Information
- Architectural Info: Florida
- Architectural Style: Florida
- Exterior Const.: Block, Stucco
- Roof: Metal, Shingle
- Windows: Blinds, Double Pane Windows, Drapes, Tinted Windows, Window Treatments
- Stories/Levels: One
- Square Feet: 3,309
- Sq. Ft. Source: Public Records
- Year Built: 1987
Additional Structures
- Other Structures: Other, Outdoor Kitchen, Shed(s)
Lot Features
- Property View: Pool, Water
- Lot Size (Acres): 1.23
- Lot Size (Sq. Ft.): 53,361
- Lot Size: 1.225
- Frontage: Street Paved
- Street/Road Desc.: Paved
- Fencing (Description): Fenced, Other
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Lake, Lake - Chain of Lakes
- Water Extras: Yes
- Water Front Name: LAKE HAMILTON
- Water Front Desc.: Lake Front
Green Features
- Energy Efficient: Thermostat
- Indoor Air Quality: Whole House Vacuum System
- Water Conservation: Irrigation-Reclaimed Water
Financial Considerations
- Assoc Fee Desc.: None
- Tax Amount: $15,095.78
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: MAGNOLIA SHORES PB 46 PGS 20 & 21 LOT 32
- Flood Zone Info: X
- APN: 272819829600000320
- Property ID: 272819829600000320
Listed by Lockhart & Associates Inc
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Schools
Schools serving 3640 Crump Rd
School District:Polk County School District
| Name | Grades | Distance |
|---|---|---|
Elbert Elementary School 205 15th Street Northeast, Winter Haven, FL 33881 | PK-5 | 4 mi |
Denison Middle School 400 Avenue A Southeast, Winter Haven, FL 33880 | 6-8 | 5.1 mi |
Winter Haven Senior High School 600 6th Street Southeast, Winter Haven, FL 33880 | 9-12 | 5.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3640 Crump Rd
Date
Details
Price
Change
Source
8/21/2026
Listed
$1,399,900
5.65%
MLS
6/27/2025
Sold
$1,325,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3640 Crump Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$14,703
20%
$731,558
16%
2024
$12,297
2%
$628,281
3%
2023
$12,009
3%
$609,982
6%
2021
$11,627
-1%
$574,967
-3%
2022
$11,706
1%
$592,216
2%
2021
$11,627
-2%
$581,471
2%
2019
$11,824
67%
$572,375
2%
2017
$7,094
—
$558,678
78%
2017
$7,094
7%
$313,261
9%
2016
$6,624
-13%
$287,801
-12%
2015
$7,637
6%
$327,746
9%
2014
$7,237
11%
$301,002
10%
2013
$6,523
—
$273,638
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3640 Crump Rd
3640 Crump Road, Winter Haven, FL 33881 (MLS# L4964316) is a Single Family property with 4 bedrooms and 3 full bathrooms. 3640 Crump Road is currently listed for $1,399,900 and was received on August 21, 2026. Want to learn more about 3640 Crump Road? Do you have questions about finding other Single Family real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

