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$1,799,999

  • For Sale
  • Active
  • Single Family
  • 6 Beds
  • 5 Full Baths
  • 1 Partial Bath
  • 5,400 Sq. Ft.
  • Updated 4 days ago
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Lakefront home on the prestigious Chain of Lakes, directly on Lake Eloise, set on 1.87 acres. This three-story estate offers 6 bedrooms, 5.5 bathrooms, and a private in-law suite on the lower level, providing exceptional privacy, generous scale, and a setting designed to embrace the lake. The primary suite is thoughtfully positioned to capture sweeping lake views and serves as a true retreat, featuring a large walk-in closet and a spa-style bath with oversized shower and jacuzzi tub. Additional living spaces flow effortlessly, anchored by a chef's kitchen with granite countertops, cherry cabinetry, and double ovens, opening to both formal and casual gathering areas ideal for entertaining. Designed for elevated living and hosting, the home includes a private movie room for a true theater experience and a spacious game and gathering room located just off the pool, creating a seamless indoor-outdoor connection. Outdoor living is a focal point of the property, highlighted by a large infinity pool within a screened enclosure overlooking the lake-an ideal setting for entertaining, relaxing, and enjoying sunset views. A private boat dock extends the lakefront lifestyle. Additional highlights include a grand circular driveway, mature shade trees, a four-car garage with space for recreational vehicles, a whole-home Generac system, and low HOA.

Full Property Details for 3826 Gaines Ct

General

  • Price: $1,799,999
  • HOA FEE: $44/month
  • HOA FEE FREQ.: Annually
  • Taxes: $14,470 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: P4937567
  • Updated: 2/2/2026
  • Added to Site: 7 day(s) ago

Rental Information

  • Min. Lease: 7 Months

Interior

  • Number of Rooms: 10
  • Interior Features: Eating Space In Kitchen, High Ceilings, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters
  • Fireplace: Yes
  • Fireplace(s): Living Room, Wood Burning
  • Appliances: Dishwasher, Refrigerator
  • Furnishings: Negotiable
  • Flooring: Bamboo, Ceramic Tile, Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 6
  • Full Bathrooms: 5
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 6

Other Rooms

  • Laundry: Laundry Chute, Laundry Room

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground, Lighting, Salt Water

Exterior

  • Exterior Features: Irrigation System, Private Mailbox
  • Deck/Patio: Covered, Patio, Screened
  • Porch/Patio/Deck: Covered, Patio, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 4
  • Covered Spaces: 4
  • Parking Features: Driveway, Garage Door Opener, Golf Cart Parking

Location

  • Area: 33884 - Winter Haven / Cypress Gardens
  • County: Polk
  • Development Name: 33884 - Winter Haven / Cypress Gardens
  • Subdivision: GAINES COVE
  • Driving Directions: Go west on W Central Ave toward 6th St NW. Turn left at the 1st cross street onto US-17 S/6th St SW. Turn left onto Co Rd 655/Snively Ave. Turn left onto State Hwy 655/Eloise Loop Rd. Turn left onto Gaines Dr. Turn right onto Gaines Ct.
  • Direction Faces: West

Community

  • Community Name: 33884 - Winter Haven / Cypress Gardens
  • Association: Yes
  • Assoc. Name: Gaines cove Hoa

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Septic Tank
  • Water District: LAKE ELOISE
  • Water: Well
  • Utility Description: Cable Connected, Electricity Connected

Structural Information

  • Architectural Info: Craftsman
  • Architectural Style: Craftsman
  • Exterior Const.: Brick
  • Roof: Shingle
  • Stories/Levels: Three Or More
  • Square Feet: 5,400
  • Sq. Ft. Source: Appraiser
  • Year Built: 1989

Lot Features

  • Property View: Water
  • Lot Size (Acres): 1.86
  • Lot Size (Sq. Ft.): 81,070
  • Lot Size: 1.8611
  • Lot Dimensions: 230 x 522
  • Street/Road Desc.: Asphalt

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Extras: Yes
  • Water Front Name: LAKE ELOISE
  • Water Front Desc.: Lake Front, Lake - Chain of Lakes

Financial Considerations

  • Association Fee: $523
  • Assoc Fee Freq.: Annually
  • Assoc Fee Desc.: Required
  • Tax Amount: $14,470.78
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: GAINES COVE PB 65 PG 4 LOT 17 LESS SLY 130 FT
  • Flood Zone Info: x
  • APN: 262909687010000171
  • Property ID: 262909687010000171

Listed by Keller Williams Realty Smart 1

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— 3826 Gaines Ct —

  • Keller Williams Realty Smart 1

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 3826 Gaines Ct

School District:Polk County School District
NameGradesDistance
Pinewood Elementary School, Eagle Lake, FL
1400 Gilbert Street, Eagle Lake, FL 33839
PK-51.8 mi
Denison Middle School
400 Avenue A Southeast, Winter Haven, FL 33880
6-83 mi
Lake Region High School
1995 Thunder Road, Eagle Lake, FL 33839
9-122 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3826 Gaines Ct Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/31/2026
Listed
$1,799,999
63.64%
MLS
8/30/2021
Sold
$1,100,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3826 Gaines Ct

Year
Property Taxes
Change
Tax Assessment
Change
2025
$13,666
-2%
$1,071,490
3%
2024
$14,001
2%
$1,041,293
3%
2023
$13,672
27%
$1,010,964
33%
2021
$10,739
-20%
$758,164
-23%
2022
$13,407
25%
$981,518
31%
2021
$10,739
4%
$747,696
4%
2017
$10,322
—
$717,258
2%
2017
$10,322
—
$702,505
2%
2016
$10,289
-2%
$688,056
1%
2015
$10,468
-2%
$683,273
-7%
2019
$10,686
3%
$730,886
8%
2014
$10,382
-1%
$677,850
1%
2013
$10,451
—
$667,833
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Keller Williams Realty Smart 1

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3826 Gaines Court, Winter Haven, FL 33884 (MLS# P4937567) is a Single Family property with 6 bedrooms, 5 full bathrooms and 1 partial bathroom. 3826 Gaines Court is currently listed for $1,799,999 and was received on January 31, 2026. Want to learn more about 3826 Gaines Court? Do you have questions about finding other Single Family real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

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