This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/32
$419,900
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/32
Property Description
Welcome to 4020 Carteret Dr in Winter Haven, a beautifully updated 4-bedroom, 3-bath home located in a desirable 55+ lakefront community with a 3-car garage offering comfort, convenience, and low-maintenance living in the heart of Central Florida. This thoughtfully designed home features stunning lake views, hardwood flooring, an updated kitchen with modern finishes, and stylish upgrades throughout. The spacious layout includes a mother-in-law suite, perfect for visiting family, guests, or additional privacy. Residents enjoy direct water access and a private community boat ramp, providing easy access to Winter Haven's renowned Chain of Lakes, ideal for boating, fishing, and enjoying Florida's outdoor lifestyle. The community also offers boat and water toy storage for a small fee, making it convenient to keep your boat or jet skis nearby and ready to use. One of the standout features of this home is the maintenance-free lifestyle. The HOA covers Cable, Internet, Exterior Home Maintenance including landscaping, mulch, and exterior painting, and More, allowing homeowners to enjoy their property without the typical upkeep responsibilities. Located just minutes from Cypress Gardens Boulevard, this home offers quick access to shopping, restaurants, grocery stores, golf courses, parks, and medical facilities. Residents are also close to LEGOLAND Florida Resort, and major roadways including US-27 and the Polk Parkway, making travel to Lakeland, Orlando, and Tampa convenient. If you're searching for a Lake view home in Winter Haven, a low-maintenance home in a 55+ community, or a property with Ruby Lake access, 4020 Carteret Dr offers the perfect combination of location, lifestyle, and modern comfort in one of Polk County's most established lake communities. Schedule a showing today!
Full Property Details
Full Property Details for 4020 Carteret Dr
General
- Price: $419,900
- HOA FEE: $484/month
- Taxes: $3,537 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: O6389154
- Updated: 4/21/2026
- Added to Site: 55 day(s) ago
Rental Information
- Min. Lease: 1-2 Years
Interior
- Number of Rooms: 6
- Interior Features: Ceiling Fan(s), Crown Molding, Kitchen and Family Room Combination, Open Floorplan, Stone Counters, Walk-In Closet(s)
- Appliances: Cooktop, Dishwasher, Microwave, Range, Refrigerator
- Furnishings: Unfurnished
- Flooring: Engineered Hardwood, Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Inside, Laundry Room
Additional Information
- Shared Amenities: Basketball Court, Cable TV, Clubhouse, Fitness Center, Gated, Maintenance, Park, Playground, Pool, Sauna, Shuffleboard Court, Tennis Court(s), Trail(s)
Exterior
- Exterior Features: Sidewalk
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Covered Spaces: 3
Location
- Area: 33884 - Winter Haven / Cypress Gardens
- County: Polk
- Development Name: 33884 - Winter Haven / Cypress Gardens
- Subdivision: TRADITIONS PH 01
- Driving Directions: From US-27, head east on Cypress Gardens Blvd (FL-540). Continue approximately 3 miles, then turn right onto Overlook Drive. Turn left onto Carteret Drive and continue straight. The home at 4020 Carteret Dr will be on your right.
- Direction Faces: South
School Information
- Elementary School: Chain O Lakes Elem
- Middle School: Mclaughlin Academy Of Excellence
- High School: Lake Region High
Community
- Community Name: 33884 - Winter Haven / Cypress Gardens
- Community Features: Community Boat Ramp, Dock, Water Access, Waterfront, Clubhouse, Fitness Center, Gated Community - No Guard, Park, Playground, Pool, Sidewalks, Tennis Court(s)
- Optional Amenities: Basketball Court, Cable TV, Clubhouse, Fitness Center, Gated, Maintenance, Park, Playground, Pool, Sauna, Shuf
- Association: Yes
- Assoc. Name: Leland Management/Dolcy Murchison
- Assoc. Fees Include: Cable TV, Community Pool, Internet, Maintenance Structure, Maintenance Grounds, Pool Maintenance, Recreational Facilities
- Pet Restrictions: Please refer to the community HOA office, covenants, deeds, and restrictions.
- Adult Community: Yes
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water District: RUBY LAKE
- Water: Public
- Utility Description: Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Underground Utilities, Water Available, Water Connected
Structural Information
- Builder: Lennar Homes
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Windows: Blinds
- Stories/Levels: One
- Square Feet: 2,282
- Sq. Ft. Source: Public Records
- Year Built: 2015
Lot Features
- Lot Size (Acres): 0.18
- Lot Size (Sq. Ft.): 7,998
- Lot Size: 7998
- Street/Road Desc.: Asphalt, Paved
Water Features
- Water Access: Yes
- Water Access Desc: Lake, Lake - Chain of Lakes
- Water Extras: Yes
- Water Front Name: RUBY LAKE
- Water Front Desc.: Waterfront
Financial Considerations
- Association Fee: $484
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Tax Amount: $3,537
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: TRADITIONS PHASE 1 PLAT BOOK 131 PGS 47 THRU 54 LOT 65
- Flood Zone Info: X
- APN: 262913687552000650
- Property ID: 262913687552000650
Listed by Keller Williams Advantage Iii
Get Pre-Approved Today
Schools
Schools serving 4020 Carteret Dr
School District:Polk County School District
| Name | Grades | Distance |
|---|---|---|
Chain Of Lakes Elementary School 7001 State Highway 653, Winter Haven, FL 33884 | PK-5 | 1 mi |
Mclaughlin Middle School And Fine Arts Academy 800 South 4th Street, Lake Wales, FL 33853 | 6-8 | 7.3 mi |
Lake Region High School 1995 Thunder Road, Eagle Lake, FL 33839 | 9-12 | 4.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4020 Carteret Dr
Date
Details
Price
Change
Source
3/10/2026
Listed
$419,900
74.96%
MLS
2/25/2015
Sold
$240,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4020 Carteret Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,537
3%
$232,615
3%
2024
$3,427
3%
$226,059
3%
2023
$3,336
3%
$219,475
6%
2021
$3,247
—
$206,877
-3%
2022
$3,241
—
$213,083
4%
2021
$3,247
2%
$204,021
2%
2019
$3,188
8%
$199,434
2%
2017
$2,940
—
$195,715
1%
2017
$2,940
1%
$193,147
2%
2016
$2,912
509%
$189,174
695%
2015
$478
60%
$23,800
63%
2014
$299
9%
$14,630
10%
2013
$274
—
$13,300
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4020 Carteret Dr
4020 Carteret Drive, Winter Haven, FL 33884 (MLS# O6389154) is a Single Family property with 4 bedrooms and 3 full bathrooms. 4020 Carteret Drive is currently listed for $419,900 and was received on March 10, 2026. Want to learn more about 4020 Carteret Drive? Do you have questions about finding other Single Family real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

