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$513,000 Sale Pending

  • For Sale
  • Pending
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2,424 Sq. Ft.
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Welcome to this beautifully updated Cassidy-built 4-bedroom, 3-bath pool home in the highly desirable Terranova community of Winter Haven. Pride of ownership is evident throughout this move-in ready residence, where nearly every major component has been updated since 2022. The stunning kitchen was completely renovated with new cabinetry, tile backsplash, Cambria countertops, new sinks, updated fixtures, and all new appliances. Matching Cambria Quartz Kitchen & Master bathroom countertops, guest bathrooms and laundry room, complemented by updated faucets, sinks, and lighting throughout the home. Additional improvements include a new roof (11/2022), new A/C system (2023), new water heater (2024), new bedroom carpeting (2022), new blinds throughout (2022), complete interior and exterior painting (2022), plywood attic flooring for added storage (2023), new garage cabinets, laundry room cabinets, and additional cabinetry in the primary and pool bathrooms. Outdoor living is equally impressive with a screened and heated saltwater pool that underwent extensive remodeling in 2022, including an exposed aggregate finish, new ANSI-certified main drain covers, updated fittings and lighting, a new pool pump (2022), a new pool heater (2023), and a new screen enclosure (2022). Porcelain tile flooring enhances the main living areas, while the open floor plan, high ceilings, and spacious layout make this home perfect for everyday living and entertaining. One of the home's standout features is the private fourth bedroom and third bathroom, which are separated by a sliding door, creating an ideal in-law suite, guest retreat, or private space for multi-generational living. Private gated entrance to Chain of Lakes Elementary for neighborhood access only. Conveniently located near shopping, restaurants, medical facilities, LEGOLAND, and Winter Haven's Chain of Lakes, this exceptional property offers the peace of mind that comes from knowing the expensive updates have already been completed. Don't miss the opportunity to own one of Terranova's finest homes.

Full Property Details for 406 Terranova St

General

  • Price: $513,000
  • HOA FEE: $55/month
  • HOA FEE FREQ.: Annually
  • Taxes: $5,574 (2025)
  • Status: Pending
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: L4962585
  • Updated: 6/18/2026
  • Added to Site: 23 day(s) ago

Rental Information

  • Min. Lease: 8-12 Months

Interior

  • Number of Rooms: 12
  • Interior Features: Ceiling Fan(s), Crown Molding, High Ceilings, Kitchen and Family Room Combination, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
  • Appliances: Convection Oven, Dishwasher, Electric Water Heater, Range, Refrigerator, Trash Compactor, Water Softener
  • Furnishings: Unfurnished
  • Flooring: Carpet, Porcelain Tile, Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Inside, Laundry Room

Additional Information

  • Shared Amenities: Gated
  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Gunite, Heated, In Ground, Pool Sweep, Salt Water, Screen Enclosure
  • Security/Safety: Gated Community, Security System

Exterior

  • Exterior Features: Irrigation System, Lighting, Rain Gutters, Sliding Doors, Sprinkler Metered
  • Deck/Patio: Covered, Patio, Rear Porch, Screened
  • Porch/Patio/Deck: Covered, Patio, Rear Porch, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 33884 - Winter Haven / Cypress Gardens
  • County: Polk
  • Development Name: 33884 - Winter Haven / Cypress Gardens
  • Subdivision: TERRANOVA PHASE III
  • Driving Directions: From 27 and Thompson Nursery Rd go west until you see Terranova on the left. Turn into the subdivision enter a gate code and follow the road straight until the first stop sign and turn right. The house is on the right
  • Direction Faces: South

School Information

  • Elementary School: Chain O Lakes Elem
  • Middle School: Denison Middle
  • High School: Lake Region High

Community

  • Community Name: 33884 - Winter Haven / Cypress Gardens
  • Community Features: Lake, Deed Restrictions, Gated Community - No Guard
  • Optional Amenities: Gated
  • Association: Yes
  • Assoc. Name: David D'Angostino
  • Assoc. Fees Include: Private Road

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Street Lights, Water Connected

Structural Information

  • Builder: Cassidy
  • Exterior Const.: Block, Stucco
  • Roof: Shingle
  • Windows: Blinds
  • Stories/Levels: One
  • Square Feet: 2,424
  • Sq. Ft. Source: Public Records
  • Year Built: 2004

Lot Features

  • Property View: Garden, Pool
  • Lot Size (Acres): 0.24
  • Lot Size (Sq. Ft.): 10,398
  • Lot Size: 10398
  • Frontage: Street Paved
  • Street/Road Desc.: Paved, Asphalt
  • Fencing (Description): Fenced, Vinyl

Water Features

  • Water Front Desc.: Lake

Financial Considerations

  • Association Fee: $664
  • Assoc Fee Freq.: Annually
  • Assoc Fee Desc.: Required
  • Tax Amount: $5,574
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: TERRANOVA PHASE III PLAT BOOK 124 PGS 23 THRU 27 LOT 184
  • Flood Zone Info: X
  • APN: 262914687807001840
  • Property ID: 262914687807001840
  • Block/Lot/Section: 23

Listed by Crosby & Associates, Inc.

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Listing agent

— 406 Terranova St —

  • Crosby & Associates, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 406 Terranova St

School District:Polk County School District
NameGradesDistance
Chain Of Lakes Elementary School
7001 State Highway 653, Winter Haven, FL 33884
PK-50.5 mi
Denison Middle School
400 Avenue A Southeast, Winter Haven, FL 33880
6-84.9 mi
Lake Region High School
1995 Thunder Road, Eagle Lake, FL 33839
9-124 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 406 Terranova St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/18/2026
Listed
$513,000
25.12%
MLS
3/16/2022
Sold
$410,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 406 Terranova St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,574
-2%
$341,578
-2%
2024
$5,691
—
$347,086
1%
2023
$5,666
17%
$342,830
40%
2021
$4,835
-10%
$244,562
-23%
2022
$5,377
11%
$315,912
35%
2021
$4,835
9%
$233,709
7%
2019
$4,452
10%
$219,192
2%
2017
$4,063
—
$215,084
3%
2017
$4,063
68%
$209,451
34%
2016
$2,418
-1%
$156,332
1%
2015
$2,445
—
$155,245
1%
2014
$2,438
—
$154,013
1%
2013
$2,437
—
$151,737
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Crosby & Associates, Inc.

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406 Terranova Street, Winter Haven, FL 33884 (MLS# L4962585) is a Single Family property with 4 bedrooms and 3 full bathrooms. 406 Terranova Street is currently listed for $513,000 and was received on June 18, 2026. Want to learn more about 406 Terranova Street? Do you have questions about finding other Single Family real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

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