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Property Description
Imagine waking up each morning in a well-maintained home where comfort, community, and carefree Florida living come together. Located in the gated 55+ community of Traditions at Lake Ruby, this charming 2-bedroom, 2-bath residence with a den offers both functionality and style in a beautifully kept setting. Major updates include a roof replaced in 2020 and AC in 2016. The open floor plan is enhanced by new flooring, creating a fresh and inviting atmosphere throughout. A separate den provides flexible space for a home office, reading room, or hobbies. The well-appointed kitchen is ideal for everyday living and entertaining, featuring a large center island perfect for casual meals or gathering with friends. The home is equipped with smart features including a Honeywell smart thermostat, smart garage door, and smart keypad. The living room showcases custom stained-glass accents and sliding glass doors that lead to a screened lanai-an ideal spot for peaceful mornings or relaxing evenings. The spacious primary suite offers a large walk-in closet, while additional conveniences include an indoor laundry room with washer and dryer, a two-car garage, and an irrigation system. Residents of Traditions at Lake Ruby enjoy a vibrant lifestyle with planned community activities and outstanding amenities, including a lakefront clubhouse with dock and boat ramp, heated pool and spa, ballroom, billiards room, library, computer room, craft room, and meeting spaces. Outdoor and fitness options include tennis, basketball, bocce, shuffleboard, a fitness center, aerobics studio, and more. This home offers the perfect blend of low-maintenance living, comfort, and connection-ideal for those seeking an exceptional 55+ lifestyle.
Full Property Details
Full Property Details for 4064 Carteret Dr
General
- Price: $279,000
- HOA FEE: $484/month
- Taxes: $3,129 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: L4959256
- Updated: 2/10/2026
- Added to Site: 1 day(s) ago
Interior
- Number of Rooms: 6
- Interior Features: Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Smart Home, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
- Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer, Water Filtration System
- Furnishings: Furnished
- Flooring: Carpet, Luxury Vinyl, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: Inside
Additional Information
- Shared Amenities: Cable TV, Clubhouse, Fitness Center, Gated, Maintenance, Recreation Facilities
Exterior
- Exterior Features: Irrigation System, Lighting, Private Mailbox, Sliding Doors
- Deck/Patio: Screened
- Porch/Patio/Deck: Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
Location
- Area: 33884 - Winter Haven / Cypress Gardens
- County: Polk
- Development Name: 33884 - Winter Haven / Cypress Gardens
- Subdivision: TRADITIONS PH I
- Driving Directions: From Hwy 27, turn south on to Thompson Nursery Rd, turn right into Traditions (gate requires a code), follow to roundabout, turn left on Bedford then right on Carteret; home is on left.
- Direction Faces: East
Community
- Community Name: 33884 - Winter Haven / Cypress Gardens
- Community Features: Community Boat Ramp, Dock, Lake, Water Access, Clubhouse, Deed Restrictions, Fitness Center, Gated Community - No Guard, Golf Carts OK, Pool
- Optional Amenities: Cable TV, Clubhouse, Fitness Center, Gated, Maintenance, Recreation Facilities
- Association: Yes
- Assoc. Name: Dulcy Murchison
- Assoc. Fees Include: Cable TV, Community Pool, Maintenance Structure, Maintenance Grounds, Pool Maintenance, Recreational Facilities
- Adult Community: Yes
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Structural Information
- Exterior Const.: Block
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 1,519
- Sq. Ft. Source: Public Records
- Year Built: 2005
Lot Features
- Lot Size (Acres): 0.12
- Lot Size (Sq. Ft.): 5,258
- Lot Size: 5258
- Street/Road Desc.: Asphalt
Water Features
- Water Front Desc.: Lake
Financial Considerations
- Association Fee: $484
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Tax Amount: $3,129.21
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: TRADITIONS PHASE 1 PLAT BOOK 131 PGS 47 THRU 54 LOT 54
- Flood Zone Info: X
- APN: 262913687552000540
- Property ID: 262913687552000540
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Schools
Schools serving 4064 Carteret Dr
School District:Polk County School District
| Name | Grades | Distance |
|---|---|---|
Chain Of Lakes Elementary School 7001 State Highway 653, Winter Haven, FL 33884 | PK-5 | 0.9 mi |
Mclaughlin Middle School And Fine Arts Academy 800 South 4th Street, Lake Wales, FL 33853 | 6-8 | 7.4 mi |
Lake Region High School 1995 Thunder Road, Eagle Lake, FL 33839 | 9-12 | 4.9 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4064 Carteret Dr
Date
Details
Price
Change
Source
2/10/2026
Listed
$279,000
15.77%
MLS
1/07/2022
Sold
$241,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4064 Carteret Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,129
-2%
$210,801
-2%
2024
$3,207
3%
$214,327
3%
2023
$3,121
7%
$208,084
40%
2021
$2,929
-10%
$148,149
-22%
2022
$3,249
11%
$189,812
31%
2021
$2,929
9%
$145,274
9%
2019
$2,699
8%
$132,858
2%
2017
$2,503
—
$129,925
1%
2017
$2,503
146%
$129,030
39%
2016
$1,017
-1%
$92,994
1%
2015
$1,029
1%
$92,348
1%
2014
$1,022
—
$91,615
2%
2013
$1,017
—
$90,261
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4064 Carteret Dr
4064 Carteret Drive, Winter Haven, FL 33884 (MLS# L4959256) is a Single Family property with 2 bedrooms and 2 full bathrooms. 4064 Carteret Drive is currently listed for $279,000 and was received on February 10, 2026. Want to learn more about 4064 Carteret Drive? Do you have questions about finding other Single Family real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

