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$399,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,603 Sq. Ft.
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**$40K PRICE REDUCTION!!** Lakefront Living on the Chain of Lakes! Welcome to 4099 Island Lakes Dr, a stunning 3 bed, 2 bath block home offering breathtaking waterfront views and direct access to the Chain of Lakes. Nestled in a peaceful setting, this home is perfect for those who love boating, fishing, or simply enjoying serene lakefront sunsets. Step inside to a spacious and inviting layout with plenty of natural light. The living area flows effortlessly into the kitchen and dining space, making it ideal for entertaining. The primary suite offers beautiful lake views, a private bath, and ample closet space. Outside, enjoy a freshly landscaped yard with new sod, providing lush curb appeal and a perfect outdoor space for relaxation or gatherings. With direct lake access, you can launch your boat or kayak right from your backyard and explore the scenic waterways. Don't miss this rare opportunity to own a lakefront home in a prime location. Whether you're looking for a full-time residence or a vacation retreat, this home has it all. Call today to schedule your private tour and start living the lakefront lifestyle!

Full Property Details for 4099 Island Lakes Dr

General

  • Price: $399,000
  • HOA FEE: $17/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $5,193 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: P4934266
  • Updated: 10/7/2025
  • Added to Site: 291 day(s) ago

Rental Information

  • Min. Lease: 1-2 Years

Interior

  • Number of Rooms: 5
  • Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), In Wall Pest System, Kitchen and Family Room Combination, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Flooring: Laminate

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Inside

Exterior

  • Exterior Features: Lighting
  • Deck/Patio: Covered, Front Porch, Rear Porch, Screened
  • Porch/Patio/Deck: Covered, Front Porch, Rear Porch, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 33881 - Winter Haven / Florence Villa
  • County: Polk
  • Development Name: 33881 - Winter Haven / Florence Villa
  • Subdivision: ISLAND LAKES
  • Driving Directions: From Hwy 27 head west on Hwy 544, right on Conine Dr East, over the bridge, right at the fork in the road, house is on the right.
  • Direction Faces: South

Community

  • Community Name: 33881 - Winter Haven / Florence Villa
  • Association: Yes
  • Assoc. Name: Highland Community
  • Pet Restrictions: Please independently verify any pet restrictions with HOA.

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water District: LAKE ROCHELLE
  • Water: Public
  • Utility Description: Electricity Connected, Water Connected

Structural Information

  • Exterior Const.: Block, Stucco
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 1,603
  • Sq. Ft. Source: Public Records
  • Year Built: 2006

Lot Features

  • Lot Size (Acres): 0.4
  • Lot Size (Sq. Ft.): 17,529
  • Lot Size: 17529
  • Frontage: Street Paved
  • Street/Road Desc.: Paved

Water Features

  • Water Front: Yes
  • Water Access: Yes
  • Water Access Desc: Lake - Chain of Lakes
  • Water Extras: Yes
  • Water Front Name: LAKE ROCHELLE
  • Water Front Desc.: Lake - Chain of Lakes

Financial Considerations

  • Association Fee: $50
  • Assoc Fee Freq.: Quarterly
  • Assoc Fee Desc.: Required
  • Tax Amount: $5,193.87
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: ISLAND LAKES PLAT BOOK 134 PGS 4 & 5 LOT 43
  • Flood Zone Info: X
  • APN: 262809530005000430
  • Property ID: 262809530005000430

Listed by Keller Williams Realty Smart 1

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— 4099 Island Lakes Dr —

  • Keller Williams Realty Smart 1

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 4099 Island Lakes Dr

School District:Polk County School District
NameGradesDistance
Fred G. Garner Elementary School
2500 Havendale Boulevard Northwest, Winter Haven, FL 33881
PK-52.5 mi
Denison Middle School
400 Avenue A Southeast, Winter Haven, FL 33880
6-83.2 mi
Winter Haven Senior High School
600 6th Street Southeast, Winter Haven, FL 33880
9-123.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4099 Island Lakes Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/07/2025
Price Reduced
$399,000
-2.44%
MLS
5/27/2025
Price Reduced
$409,000
-6.83%
MLS
4/01/2025
Listed
$439,000
29.12%
MLS
10/24/2023
Sold
$340,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4099 Island Lakes Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,194
6%
$272,497
1%
2023
$4,907
8%
$270,910
5%
2022
$4,562
10%
$256,904
25%
2021
$4,145
—
$205,391
-1%
2021
$4,145
26%
$206,893
13%
2017
$3,296
—
$182,928
10%
2017
$3,296
6%
$166,298
8%
2016
$3,111
7%
$154,361
9%
2015
$2,900
-26%
$141,172
-26%
2019
$3,929
47%
$189,505
47%
2014
$2,676
8%
$128,970
10%
2013
$2,471
—
$117,245
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Keller Williams Realty Smart 1

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4099 Island Lakes Drive, Winter Haven, FL 33881 (MLS# P4934266) is a Single Family property with 3 bedrooms and 2 full bathrooms. 4099 Island Lakes Drive is currently listed for $399,000 and was received on April 01, 2025. Want to learn more about 4099 Island Lakes Drive? Do you have questions about finding other Single Family real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

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