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$399,900 Just Listed
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Property Description
This bright and efficient 4BR/3BA is located in Traditions of Ruby Lake, a private paradise that exemplifies the joy of retirement living in Florida. This home situated on a large lot has upgraded features to improve efficiency including an expanded, screened lanai with brick pavers, LED lighting to set the mood for a perfect party, or just a relaxing evening, foam core insulation in the block walls. hardwood floors in the master bedroom and front bedroom/office, maple wood shelving in the pantry, and two linen closets, custom kitchen cabinets and laundry cabinets, Slate Stainless Appliances. It also has granite countertops in the kitchen and master bath. New Andersen Windows. The whole home is newly painted on the outside. This home is perfect for entertaining family and guests. Community grounds maintenance & Clubhouse Membership are included in HOA dues. The Lakefront Clubhouse sponsors events including games, speakers, dances, & trips. Enjoy the ballroom, billiards, business center, library, games, crafts, aerobics, tennis, basketball, bocce, shuffleboard and pickleball at your leisure.
Full Property Details
Full Property Details for 4132 Martindale Loop
General
- Price: $399,900
- HOA FEE: $484/month
- Taxes: $2,936 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: L4963446
- Updated: Today (7/18/2026)
- Added to Site: Today
Rental Information
- Min. Lease: 1-2 Years
Interior
- Number of Rooms: 11
- Interior Features: Cathedral Ceiling(s), Eating Space In Kitchen, Kitchen and Family Room Combination, L Dining, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Window Treatments
- Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Furnishings: Negotiable
- Flooring: Ceramic Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Inside, Laundry Room
Additional Information
- Shared Amenities: Basketball Court, Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Tennis Court(s), Trail(s), Vehicle Restrictions, Wheelchair Access
- Security/Safety: Gated Community, Security Gate, Security Lights, Security System, Security System Owned, Smoke Detector(s)
Exterior
- Exterior Features: Irrigation System, Sliding Doors
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
Location
- Area: 33884 - Winter Haven / Cypress Gardens
- County: Polk
- Development Name: 33884 - Winter Haven / Cypress Gardens
- Subdivision: TRADITIONS PH 02
- Driving Directions: From Rt. 27 take Thompson Nursery Rd. west to right turn into Traditions main gate. Follow Traditions Blvd. to left on Grenville Rd, to right on Raleigh, to right on Martindale Loop. House is at the top on the right.
- Direction Faces: Southwest
Community
- Community Name: 33884 - Winter Haven / Cypress Gardens
- Community Features: Community Boat Ramp, Fishing, Lake, Private Boat Ramp, Water Access, Association Recreation - Owned, Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf Carts OK, No Truck/RV/Motorcycle Parking
- Optional Amenities: Basketball Court, Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Maintenance, Pickleball C
- Association: Yes
- Assoc. Name: LEELAND MANAGEMENT
- Assoc. Fees Include: Cable TV, Community Pool, Escrow Reserves Fund, Manager, Private Road, Recreational Facilities
- Number of Pets: 2
- Adult Community: Yes
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Heat Pump
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable Connected, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Structural Information
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 1,894
- Sq. Ft. Source: Public Records
- Year Built: 2008
Lot Features
- Lot Size (Acres): 0.19
- Lot Size (Sq. Ft.): 8,481
- Lot Size: 8481
- Street/Road Desc.: Asphalt
Water Features
- Water Front Desc.: Lake
Financial Considerations
- Association Fee: $484
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Tax Amount: $2,936.12
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: TRADITIONS PHASE 2 PB 141 PGS 37-40 LOT 160
- Flood Zone Info: X
- APN: 262913687554001600
- Property ID: 262913687554001600
Listed by Trade Winds Realty
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Schools
Schools serving 4132 Martindale Loop
School District:Polk County School District
| Name | Grades | Distance |
|---|---|---|
Chain Of Lakes Elementary School 7001 State Highway 653, Winter Haven, FL 33884 | PK-5 | 0.9 mi |
Mclaughlin Middle School And Fine Arts Academy 800 South 4th Street, Lake Wales, FL 33853 | 6-8 | 7.2 mi |
Lake Region High School 1995 Thunder Road, Eagle Lake, FL 33839 | 9-12 | 5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4132 Martindale Loop
Date
Details
Price
Change
Source
7/18/2026
Listed
$399,900
90.43%
MLS
3/15/2019
Sold
$210,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4132 Martindale Loop
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,936
3%
$205,474
3%
2024
$2,840
3%
$199,683
3%
2023
$2,758
—
$193,867
6%
2021
$2,770
4%
$182,738
-3%
2022
$2,673
-4%
$188,220
4%
2021
$2,770
-18%
$180,215
9%
2019
$3,366
71%
$165,722
13%
2017
$1,968
—
$146,081
2%
2017
$1,968
1%
$143,076
2%
2016
$1,946
-29%
$140,133
3%
2015
$2,760
10%
$136,359
10%
2014
$2,508
96%
$123,963
20%
2013
$1,282
—
$103,128
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4132 Martindale Loop
4132 Martindale Loop, Winter Haven, FL 33884 (MLS# L4963446) is a Single Family property with 4 bedrooms and 3 full bathrooms. 4132 Martindale Loop is currently listed for $399,900 and was received on July 18, 2026. Want to learn more about 4132 Martindale Loop? Do you have questions about finding other Single Family real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

