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$399,900

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1,894 Sq. Ft.
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Welcome to this beautifully maintained, energy-efficient 4-bedroom, 3-bath home in the highly desirable Traditions at Ruby Lake, a premier 55+ gated community offering the very best of Florida resort-style living. Situated on an oversized lot, this exceptional home features a desirable split floor plan Jack and Jill bathroom w/ walk-in tub and soaring high ceilings that create a bright, open, and spacious feel throughout. Thoughtfully upgraded for both comfort and efficiency, the home offers a spacious, expanded screened lanai with brick pavers-the perfect outdoor retreat for entertaining or enjoying a quiet evening-enhanced by customizable LED lighting to create the ideal ambiance. Energy-saving features include foam-core insulation in the concrete block walls, new Andersen windows, and a freshly painted exterior. Inside, you'll find hardwood flooring in the primary bedroom and front bedroom, which also makes an ideal home office. The kitchen is beautifully appointed with custom cabinetry, granite countertops, slate stainless steel appliances, and abundant storage. Custom maple shelving in the pantry, laundry room, and both linen closets adds both elegance and functionality. The primary bath also features granite countertops, completing the home's high-quality finishes. Designed for comfortable everyday living and effortless entertaining, this home offers generous living spaces that provide both privacy and flexibility for family and guests. HOA dues provide exceptional value and include weekly lawn and landscape maintenance, Spectrum TV service, and exterior house painting every seven years. Residents also enjoy full access to the community's impressive lakefront clubhouse, featuring a resort-style pool and spa, sauna, showers, a fully equipped fitness center, staffed front desk, library, business center, billiards room, craft room, and a spacious ballroom that hosts meetings, dances, entertainment, guest speakers, clubs, and social events. Outdoor amenities are equally impressive and include tennis, basketball, bocce ball, shuffleboard, pickleball, three community boat docks, a picturesque lakeside gazebo, and a paved walking path along the lake-perfect for morning strolls or evening exercise. If you're looking for a move-in-ready home with exceptional upgrades, low-maintenance living, and an active, resort-style lifestyle, this is the one you won't want to miss!

Full Property Details for 4132 Martindale Loop

General

  • Price: $399,900
  • HOA FEE: $484/month
  • Taxes: $2,936 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: L4963446
  • Updated: 7/20/2026
  • Added to Site: 56 day(s) ago

Rental Information

  • Min. Lease: 1-2 Years

Interior

  • Number of Rooms: 11
  • Interior Features: Cathedral Ceiling(s), Eating Space In Kitchen, Kitchen and Family Room Combination, L Dining, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Window Treatments
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Furnishings: Negotiable
  • Flooring: Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Inside, Laundry Room

Additional Information

  • Shared Amenities: Basketball Court, Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Tennis Court(s), Trail(s), Vehicle Restrictions, Wheelchair Access
  • Security/Safety: Gated Community, Security Gate, Security Lights, Security System, Security System Owned, Smoke Detector(s)

Exterior

  • Exterior Features: Irrigation System, Sliding Doors

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 33884 - Winter Haven / Cypress Gardens
  • County: Polk
  • Development Name: 33884 - Winter Haven / Cypress Gardens
  • Subdivision: TRADITIONS PH 02
  • Driving Directions: From Rt. 27 take Thompson Nursery Rd. west to right turn into Traditions main gate. Follow Traditions Blvd. to left on Grenville Rd, to right on Raleigh, to right on Martindale Loop. House is at the top on the right.
  • Direction Faces: Southwest

Community

  • Community Name: 33884 - Winter Haven / Cypress Gardens
  • Community Features: Community Boat Ramp, Fishing, Lake, Private Boat Ramp, Water Access, Association Recreation - Owned, Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf Carts OK, No Truck/RV/Motorcycle Parking
  • Optional Amenities: Basketball Court, Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Maintenance, Pickleball C
  • Association: Yes
  • Assoc. Name: LELAND MANAGEMENT
  • Assoc. Fees Include: Cable TV, Community Pool, Escrow Reserves Fund, Manager, Private Road, Recreational Facilities
  • Number of Pets: 2
  • Adult Community: Yes

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Heat Pump

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable Connected, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Structural Information

  • Exterior Const.: Block, Stucco
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 1,894
  • Sq. Ft. Source: Public Records
  • Year Built: 2008

Lot Features

  • Lot Size (Acres): 0.19
  • Lot Size (Sq. Ft.): 8,481
  • Lot Size: 8481
  • Street/Road Desc.: Asphalt

Water Features

  • Water Front Desc.: Lake

Financial Considerations

  • Association Fee: $484
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • Tax Amount: $2,936.12
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: TRADITIONS PHASE 2 PB 141 PGS 37-40 LOT 160
  • Flood Zone Info: X
  • APN: 262913687554001600
  • Property ID: 262913687554001600

Listed by Trade Winds Realty

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— 4132 Martindale Loop —

  • Trade Winds Realty

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 4132 Martindale Loop

School District:Polk County School District
NameGradesDistance
Chain Of Lakes Elementary School
7001 State Highway 653, Winter Haven, FL 33884
PK-50.9 mi
Mclaughlin Middle School And Fine Arts Academy
800 South 4th Street, Lake Wales, FL 33853
6-87.2 mi
Lake Region High School
1995 Thunder Road, Eagle Lake, FL 33839
9-125 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4132 Martindale Loop Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/18/2026
Listed
$399,900
90.43%
MLS
3/15/2019
Sold
$210,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4132 Martindale Loop

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,936
3%
$205,474
3%
2024
$2,840
3%
$199,683
3%
2023
$2,758
—
$193,867
6%
2021
$2,770
4%
$182,738
-3%
2022
$2,673
-4%
$188,220
4%
2021
$2,770
-18%
$180,215
9%
2019
$3,366
71%
$165,722
13%
2017
$1,968
—
$146,081
2%
2017
$1,968
1%
$143,076
2%
2016
$1,946
-29%
$140,133
3%
2015
$2,760
10%
$136,359
10%
2014
$2,508
96%
$123,963
20%
2013
$1,282
—
$103,128
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Trade Winds Realty

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4132 Martindale Loop, Winter Haven, FL 33884 (MLS# L4963446) is a Single Family property with 4 bedrooms and 3 full bathrooms. 4132 Martindale Loop is currently listed for $399,900 and was received on July 18, 2026. Want to learn more about 4132 Martindale Loop? Do you have questions about finding other Single Family real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

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