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$274,900
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Property Description
This wonderful family home features 3 bedrooms plus a den or office that can serve as a fourth bedroom. The interior boasts an open great room with high volume ceilings ideal for entertaining. The spacious primary suite includes a private bathroom, while the large kitchen offers a comfortable eat-in area. Outside, you will find a screened porch and a large fenced backyard perfect for relaxation. Key updates include a roof replaced in 2020, recent interior and exterior paint, and new carpet and LVP flooring. For added security, the property is located within a gated community. The home is conveniently situated minutes from local schools, shopping, and dining. It is only four miles from LEGOLAND Florida Resort and less than an hour from both Walt Disney World and Tampa, providing easy access to major attractions and international airports. Whether you are looking for a primary residence, a vacation home, or an investment property, this home offers comfort and convenience in a prime location. If you would like to learn more or schedule a viewing, please contact me.
Full Property Details
Full Property Details for 523 Terranova Cir
General
- Price: $274,900
- HOA FEE: $57/month
- HOA FEE FREQ.: Annually
- Taxes: $3,690 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: O6378963
- Updated: 2/2/2026
- Added to Site: 18 day(s) ago
Rental Information
- Min. Lease: 1-2 Years
Interior
- Number of Rooms: 9
- Interior Features: Ceiling Fan(s)
- Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Furnishings: Unfurnished
- Flooring: Carpet, Luxury Vinyl
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Laundry Room
Exterior
- Exterior Features: Other
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
Location
- Area: 33884 - Winter Haven / Cypress Gardens
- County: Polk
- Development Name: 33884 - Winter Haven / Cypress Gardens
- Subdivision: TERRANOVA PH 01
- Driving Directions: Driving Directions: Take US-27 S toward Winter Haven. Turn left on Thompson Nursery Rd, then right on Terranova Blvd. Continue to Terranova Cir . Property is to your left .
- Direction Faces: South
Community
- Community Name: 33884 - Winter Haven / Cypress Gardens
- Association: Yes
- Assoc. Name: Garrison Property Services
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Other
Structural Information
- Exterior Const.: Block
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 1,536
- Sq. Ft. Source: Public Records
- Year Built: 2003
Lot Features
- Lot Size (Acres): 0.18
- Lot Size (Sq. Ft.): 7,802
- Lot Size: 7802
- Street/Road Desc.: Paved
Financial Considerations
- Association Fee: $687
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- Tax Amount: $3,690.27
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: TERRANOVA PHASE I PB 119 PGS 30 & 31 LOT 13
- Flood Zone Info: X
- APN: 262914687804000130
- Property ID: 262914687804000130
Listed by Oak Avenue Real Estate Llc
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Schools
Schools serving 523 Terranova Cir
School District:Polk County School District
| Name | Grades | Distance |
|---|---|---|
Chain Of Lakes Elementary School 7001 State Highway 653, Winter Haven, FL 33884 | PK-5 | 0.2 mi |
Denison Middle School 400 Avenue A Southeast, Winter Haven, FL 33880 | 6-8 | 4.9 mi |
Lake Region High School 1995 Thunder Road, Eagle Lake, FL 33839 | 9-12 | 4.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 523 Terranova Cir
Date
Details
Price
Change
Source
2/02/2026
Listed
$274,900
114.77%
MLS
4/20/2015
Sold
$128,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 523 Terranova Cir
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,690
-3%
$197,363
-3%
2024
$3,803
1%
$203,226
-12%
2023
$3,781
23%
$229,823
48%
2021
$3,077
-10%
$155,603
-23%
2022
$3,428
11%
$202,222
38%
2021
$3,077
35%
$146,462
16%
2017
$2,271
—
$126,719
8%
2017
$2,271
-18%
$117,064
-14%
2019
$2,770
19%
$136,373
24%
2016
$2,324
-4%
$110,165
-2%
2015
$2,412
184%
$112,496
48%
2014
$849
—
$75,938
1%
2013
$845
—
$74,816
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 523 Terranova Cir
523 Terranova Circle, Winter Haven, FL 33884 (MLS# O6378963) is a Single Family property with 4 bedrooms and 2 full bathrooms. 523 Terranova Circle is currently listed for $274,900 and was received on February 02, 2026. Want to learn more about 523 Terranova Circle? Do you have questions about finding other Single Family real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

