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$175,000

  • For Sale
  • Active
  • Condo
  • 3 Beds
  • 2 Full Baths
  • 1,073 Sq. Ft.
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Welcome to this cozy 3-bedroom, 2-bath corner unit condo located in the lakefront community Winter Ridge on Lake Smart. Enjoy added privacy and convenience with two assigned parking spaces and a generously sized enclosed Florida Room-complete with a window unit for extra living space year-round. Inside, you'll find tile flooring and carpet, and a split floorplan. Outside, take advantage of community amenities including a boat dock, picnic area, clubhouse, pool, and shuffleboard courts. Even better? The association handles exterior and roof maintenance, so you can spend more time enjoying the Florida lifestyle. Whether you're seeking a low-maintenance investment property or looking to downsize and enjoy fishing, boating, and nature, this condo offers the perfect retreat. Plus, it's just minutes from I-4, giving you quick access to Orlando, Lakeland, and Tampa.

Full Property Details for 523 Winter Terrace #523

General

  • Price: $175,000
  • HOA FEE: $249/month
  • Taxes: $2,611 (2024)
  • Status: Active
  • Type: Condo
  • Source: MidFloridaRegionalMLS
  • MLS ID: O6333334
  • Updated: 8/12/2025
  • Added to Site: 202 day(s) ago

Rental Information

  • Min. Lease: 8-12 Months

Interior

  • Number of Rooms: 5
  • Interior Features: Ceiling Fan(s), Primary Bedroom Main Floor, Split Bedroom
  • Appliances: Dishwasher, Disposal, Range, Refrigerator
  • Flooring: Carpet, Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: In Kitchen, Inside

Additional Information

  • Shared Amenities: Clubhouse, Shuffleboard Court

Exterior

  • Exterior Features: Other

Location

  • Area: 33881 - Winter Haven / Florence Villa
  • County: Polk
  • Development Name: 33881 - Winter Haven / Florence Villa
  • Subdivision: WINTER RIDGE CONDO
  • Driving Directions: Winter Haven First Street north to SR 544 to community entrance. Turn right to Winter Ridge Drive. Turn left on Winter Terrace to property on the right.
  • Direction Faces: East

Community

  • Community Name: 33881 - Winter Haven / Florence Villa
  • Community Features: Dock, Waterfront, Pool
  • Optional Amenities: Clubhouse, Shuffleboard Court
  • Association: Yes
  • Assoc. Name: Jonathan Turner
  • Assoc. Fees Include: Maintenance Grounds
  • Pet Restrictions: Buyer to confirm pet restrictions if any.

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Public

Structural Information

  • Exterior Const.: Block, Stucco
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 1,073
  • Sq. Ft. Source: Public Records
  • Year Built: 1997

Lot Features

  • Lot Size (Acres): 0.03
  • Lot Size (Sq. Ft.): 1,142
  • Lot Size: 1142
  • Street/Road Desc.: Paved

Water Features

  • Water Front Desc.: Waterfront

Financial Considerations

  • Association Fee: $249
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • Tax Amount: $2,611.27
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: WINTER RIDGE CONDOMINIUMS OR 3047 PGS 2235 THRU 2286 UNIT 145 AND UNDIVIDED INTEREST IN THE COMMON ELEMENTS AS PER CONDO DECLARATION
  • Flood Zone Info: x
  • APN: 262809530002001450
  • Property ID: 262809530002001450

Listed by Thomas Lynne Realty Group Llc

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Listing agent

— 523 Winter Terrace #523 —

  • Thomas Lynne Realty Group Llc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 523 Winter Terrace #523

School District:Polk County School District
NameGradesDistance
Fred G. Garner Elementary School
2500 Havendale Boulevard Northwest, Winter Haven, FL 33881
PK-52.7 mi
Denison Middle School
400 Avenue A Southeast, Winter Haven, FL 33880
6-82.7 mi
Winter Haven Senior High School
600 6th Street Southeast, Winter Haven, FL 33880
9-123.2 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 523 Winter Terrace #523 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/12/2025
Listed
$175,000
9.38%
MLS
9/07/2022
Sold
$160,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 523 Winter Terrace #523

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,473
-5%
$130,000
-5%
2024
$2,611
—
$137,000
1%
2023
$2,600
88%
$135,000
88%
2021
$1,386
-20%
$72,000
-43%
2022
$1,732
25%
$127,000
95%
2021
$1,386
19%
$65,000
17%
2019
$1,168
27%
$55,636
10%
2017
$921
—
$50,578
6%
2017
$921
9%
$47,500
13%
2016
$844
8%
$42,000
11%
2015
$781
8%
$38,000
10%
2014
$724
9%
$34,650
10%
2013
$664
—
$31,500
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 523 Winter Terrace #523

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Thomas Lynne Realty Group Llc

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523 Winter Terrace #523, Winter Haven, FL 33881 (MLS# O6333334) is a Condo property with 3 bedrooms and 2 full bathrooms. 523 Winter Terrace #523 is currently listed for $175,000 and was received on August 12, 2025. Want to learn more about 523 Winter Terrace #523? Do you have questions about finding other Condo real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

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