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$164,900 Just Listed
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Property Description
Welcome home to this beautifully renovated 2 bedroom, 2 bathroom residence that truly stands out from the rest. From the moment you step inside, you'll notice the bright, open living space featuring stylish wood-look flooring, modern lighting, and a layout designed for both comfort and entertaining. The spacious primary suite features sliding glass doors that lead to a screened, covered lanai-now thoughtfully split to create a versatile bonus room, perfect for a home office, hobby space, or relaxing retreat. Step outside to the tiled patio, ideal for morning coffee, evening gatherings, or weekend BBQs. Enjoy low-maintenance living in a community that offers assigned covered parking, a community pool, and direct lake access to Lake Smart with a boat ramp-perfect for fishing, boating, and enjoying the Florida lifestyle. Conveniently located near shopping, dining, and medical facilities, this home offers both comfort and convenience. This move-in-ready unit is a rare find. Schedule your private showing today before it's gone.
Full Property Details
Full Property Details for 622 Ridge Terrace
General
- Price: $164,900
- HOA FEE: $250/month
- Taxes: $1,644 (2025)
- Status: Active
- Type: Condo
- Source: MidFloridaRegionalMLS
- MLS ID: L4958521
- Updated: 1/14/2026
- Added to Site: 2 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 4
- Interior Features: Ceiling Fan(s)
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- Furnishings: Unfurnished
- Flooring: Laminate
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: In Kitchen
Additional Information
- Shared Amenities: Maintenance, Pool, Shuffleboard Court
Exterior
- Exterior Features: None
Parking
- Carports: Yes
- Carport: 1
- Carport Spaces: 1
- Covered Spaces: 1
- Parking Features: Assigned
Location
- Area: 33881 - Winter Haven / Florence Villa
- County: Polk
- Development Name: 33881 - Winter Haven / Florence Villa
- Subdivision: WINTER RIDGE CONDO
- Driving Directions: From US-27, take Cypress Gardens Blvd (SR-540) east toward Winter Haven. Turn right onto 1st St NW/Winter Lake Rd NW, then left onto Ridge Terrace. Property will be on the left.
- Direction Faces: Southwest
School Information
- Elementary School: Lake Alfred Elem
- Middle School: Denison Middle
- High School: Winter Haven Senior
Community
- Community Name: 33881 - Winter Haven / Florence Villa
- Community Features: Boat Slip, Community Boat Ramp, Dock, Fishing, Lake, Water Access, Buyer Approval Required, Clubhouse, Community Mailbox
- Optional Amenities: Maintenance, Pool, Shuffleboard Court
- Association: Yes
- Assoc. Name: Winter Ridge HOA
- Assoc. Fees Include: Common Area Taxes, Community Pool, Maintenance Structure, Maintenance Grounds, Maintenance Repairs
- Pet Restrictions: Check with HOA as to any breed restrictions.
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water District: LAKE SMART
- Water: Public
- Utility Description: Cable TV Available, Electricity Available
Structural Information
- Exterior Const.: Stucco
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 1,073
- Sq. Ft. Source: Public Records
- Year Built: 1997
Lot Features
- Lot Size (Acres): 0.03
- Lot Size (Sq. Ft.): 1,142
- Lot Size: 1142
- Street/Road Desc.: Asphalt
Water Features
- Water Access: Yes
- Water Access Desc: Lake - Chain of Lakes
- Water Front Name: LAKE SMART
- Water Front Desc.: Lake
Financial Considerations
- Association Fee: $250
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Tax Amount: $1,644.19
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: WINTER RIDGE CONDOMINIUMS OR 3047 PGS 2235 THRU 2286 UNIT 171 AND UNDIVIDED INTEREST IN THE COMMON ELEMENTS AS PER CONDO DECLARATION
- Flood Zone Info: X
- APN: 262809530002001710
- Property ID: 262809530002001710
Listed by La Rosa Realty Prestige
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Schools
Schools serving 622 Ridge Terrace
School District:Polk County School District
| Name | Grades | Distance |
|---|---|---|
Fred G. Garner Elementary School 2500 Havendale Boulevard Northwest, Winter Haven, FL 33881 | PK-5 | 2.7 mi |
Denison Middle School 400 Avenue A Southeast, Winter Haven, FL 33880 | 6-8 | 2.7 mi |
Winter Haven Senior High School 600 6th Street Southeast, Winter Haven, FL 33880 | 9-12 | 3.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 622 Ridge Terrace
Date
Details
Price
Change
Source
1/13/2026
Listed
$164,900
61.67%
MLS
8/14/2020
Sold
$102,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 622 Ridge Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,644
-8%
$130,000
-5%
2024
$1,791
-8%
$137,000
1%
2023
$1,937
33%
$135,000
88%
2021
$1,453
-19%
$72,000
-43%
2022
$1,803
24%
$127,000
95%
2021
$1,453
24%
$65,000
17%
2019
$1,168
10%
$55,636
10%
2018
$1,064
16%
$50,578
6%
2017
$921
9%
$47,500
13%
2016
$844
8%
$42,000
11%
2015
$781
8%
$38,000
10%
2014
$724
9%
$34,650
10%
2013
$664
—
$31,500
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 622 Ridge Terrace
622 Ridge Terrace, Winter Haven, FL 33881 (MLS# L4958521) is a Condo property with 2 bedrooms and 2 full bathrooms. 622 Ridge Terrace is currently listed for $164,900 and was received on January 13, 2026. Want to learn more about 622 Ridge Terrace? Do you have questions about finding other Condo real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

